Water damage restoration · Lebanon, Tennessee
Water damage restoration in Lebanon, TN
Burst pipe, failed water heater, or storm water? Lebanon-area ZIPs: 280 flood claims since 1979[1]; 27% of homes built before 1980[2]. Request help from local restoration crews. Lebanon, in Wilson County — ZIPs 37087, 37090, counts 53,412 residents (2025 estimate)[3].
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The Lebanon water damage picture in brief
- Population (2025 est.)
- 53,412[3]+38.8% since 2020
- County
- Wilson[3]
- Land area
- 40.7 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 280 since 1979[1]$6,018,571 paid across 231 claims · ZIP 37087, 37090
- Flood & flash-flood reports within 10 mi
- 28[5]2016–2025 · latest Apr 3, 2025
- Winter-storm & freeze days, wilson zone
- 26[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Wilson Co.
- 6[6]of 12 total declarations
- Homes built before 1980
- 27%[2]the 5th-highest share of the 13 Nashville-area suburbs we cover
- Households renting
- 38%[2]2020–2024
Reading the Lebanon data for water damage
Lebanon is one of the fastest-growing Nashville-metro suburbs tracked here: 53,412 people (2025 estimate), up 38.8% since 2020[3]. The city spans 40.7 square miles at 1,313 residents per square mile (the 11th densest) and sits entirely in Wilson County, served by ZIP codes 37087, 37090[4].
Lebanon mixes 39% of homes built since 2010 and 27% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Lebanon is split across 2 ZIP codes: 37087 (60% of the city's land), 37090 (36% of the city's land)[7].
The tracked suburbs closest by are Mount Juliet (9.2 mi W), Gallatin (14.3 mi NW) and Hendersonville (16.1 mi NW)[4].
280 flood-insurance claims have come from Lebanon-area ZIP codes (37087, 37090) since 1979, and $6,018,571 has been paid on them (about $26,054 per paid claim)[1]. 2010 was the worst year, with 131 claims. That is the 4th-most of the 13 Nashville-area suburbs we cover; for comparison, Mount Juliet (250), Gallatin (224), and Hendersonville (341). Outside water is a real part of the picture here. Of the 261 claims rated in a flood zone, 169 were in FEMA's high-risk areas (zones A or V) and 92 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Lebanon-area flood claims cluster in February (27), March (65), and May (134) — 226 of 280 dated claims[1].
Within 10 miles of central Lebanon, weather observers filed 28 flood, flash-flood or heavy-rain reports in 2016–2025 (17 flash floods)[5]. Countywide: 6 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4878, 2025)[6]. Nearby: Mount Juliet (46), Gallatin (28), and Hendersonville (61).
27% of Lebanon's 18,262 housing units predate 1980[2] — the 5th-highest share of the 13 Nashville-area suburbs we cover (Mount Juliet (9%), Gallatin (28%), and Hendersonville (37%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
Freeze days in the wilson zone: 26 in 2016–2025, latest Jan 9, 2025[5]. Nearby: Mount Juliet (26), Gallatin (34), and Hendersonville (34).
62% of Lebanon households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 13 suburbs on this site, Lebanon records the 3rd-fewest flood reports nearby (28, tied with Gallatin and Spring Hill)[5].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Lebanon storm calendar
Within 10 miles of Lebanon, 2016–2025: 17 flash-flood reports, 6 flood reports, and 5 heavy-rain reports[5]. Peak: spread out; February, March, and May held 54%. Busiest year 2017 (6); 1 of 10 years had none. Busiest month February 2018 (3). Latest: flash-flood report, Apr 3, 2025, 7.0 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Feb | 2 | 3 | 1 | 6 |
| Mar | 3 | – | 1 | 4 |
| Apr | 3 | – | – | 3 |
| May | 1 | 2 | 2 | 5 |
| Jun | – | 1 | – | 1 |
| Jul | 4 | – | – | 4 |
| Sep | 1 | – | 1 | 2 |
| Nov | 1 | – | – | 1 |
| Dec | 2 | – | – | 2 |
water damage help in Lebanon: what to do next
Your request reaches Water damage restoration contractors who serve Lebanon (ZIP codes 37087, 37090).
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Lebanon homes by building type
38%[2] of Lebanon's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 27%, the 6th-highest multi-unit share of the 13 Nashville-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 1,997 of 18,262 housing units[2].
Lebanon also has 604 mobile homes (3.3%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 10,688 | 58.5% | ±595 |
| Attached house (townhouse, rowhouse) | 1,997 | 10.9% | ±409 |
| Duplex (2 units) | 763 | 4.2% | ±202 |
| 3–4 units | 579 | 3.2% | ±241 |
| 5–9 units | 1,082 | 5.9% | ±366 |
| 10–19 units | 1,063 | 5.8% | ±313 |
| 20–49 units | 600 | 3.3% | ±323 |
| 50 or more units | 856 | 4.7% | ±238 |
| Mobile home | 604 | 3.3% | ±201 |
| Boat, RV, van, etc. | 30 | 0.2% | ±35 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Lebanon page
| Measure | Lebanon | Median of 13 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 280 | 186 | 94 more |
| Flood reports (10 mi) | 28 | 40 | 12 fewer |
| Built before 1980 | 27% | 21% | 6 pts higher |
| Median home value | $378,400 | $402,100 | 6% lower |
| Renter-occupied | 38% | 36% | 1 pts higher |
| Owner-occupied | 62% | 64% | 1 pts lower |
| Median year built | 2004 | 2002 | 2 years newer |
Largest differences first. Medians are the middle value across the covered Nashville-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Lebanon | 280 | 28 | 26 | 27% | 38% |
| Mount Juliet 9.2 mi | 250 | 46 | 26 | 9% | 28% |
| Gallatin 14.3 mi | 224 | 28 | 34 | 28% | 43% |
| Hendersonville 16.1 mi | 341 | 61 | 34 | 37% | 28% |
| La Vergne 17.1 mi | 81 | 44 | 25 | 16% | 26% |
| Smyrna 18.9 mi | 133 | 40 | 25 | 21% | 43% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 37087 | 254 | $5,355,743 | 2010 (123) | 79 of 235 |
| 37090 | 26 | $662,828 | 2010 (8) | 13 of 26 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 2 |
| 2024 | 2 |
| 2021 | 56 |
| 2020 | 3 |
| 2019 | 9 |
| 2018 | 1 |
| 2017 | 2 |
| 2016 | 1 |
| 2013 | 8 |
| 2012 | 3 |
| 2011 | 1 |
| 2010 | 131 |
| Month | Claims |
|---|---|
| January | 3 |
| February | 27 |
| March | 65 |
| April | 7 |
| May | 134 |
| June | 6 |
| July | 4 |
| August | 18 |
| September | 13 |
| November | 2 |
| December | 1 |
| Date | Type | Distance |
|---|---|---|
| Apr 3, 2025 | Flash Flood | 7.0 mi |
| May 9, 2024 | Flood | 9.7 mi |
| May 8, 2024 | Flash Flood | 4.5 mi |
| Sep 3, 2022 | Heavy Rain | 6.0 mi |
| Mar 28, 2021 | Flash Flood | 8.7 mi |
| Mar 28, 2021 | Heavy Rain | 9.7 mi |
| Mar 27, 2021 | Flash Flood | 7.0 mi |
| Sep 13, 2020 | Flash Flood | 3.0 mi |
| ZIP (ZCTA) | Share of Lebanon's land | Share of the ZIP inside the city |
|---|---|---|
| 37087 | 60% | 14% |
| 37090 | 36% | 9% |
water damage questions from Lebanon homeowners
Do I need flood insurance in Lebanon?
Homeowners policies exclude outside floodwater[9], and Lebanon-area ZIPs have 76 NFIP claims in just the last ten years[1].
Which Lebanon ZIP codes do these crews cover?
37087 and 37090[7], in Wilson County. Nearby pages: Mount Juliet (9.2 mi), Gallatin (14.3 mi), and Hendersonville (16.1 mi)[4].
Which Lebanon ZIP code has the most flood claims?
37087, with 254 NFIP claims and $5,355,743 paid[1].
When was the last flood report near Lebanon?
Apr 3, 2025: a flash flood report 7.0 miles from the city center[5].
A lot of Lebanon homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
27% of Lebanon's housing units were built before 1980, 9.7% before 1960[2] — the 5th-highest share of the 13 Nashville-area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
My Lebanon home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 39% of Lebanon's housing units were built in 2010 or later[2], the 5th-highest share of the 13 Nashville-area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
I rent in Lebanon. Who arranges the repair?
38% of occupied Lebanon homes are rented[2], the 5th-highest share of the 13 Nashville-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.