Water damage restoration · Smyrna, Tennessee
Water damage restoration in Smyrna, TN
Burst pipe, failed water heater, or storm water? Smyrna-area ZIPs: 133 flood claims since 1979[1]; 21% of homes built before 1980[2]. Request help from local restoration crews. Smyrna, in Rutherford County and Williamson County — ZIP 37167, counts 63,321 residents (2025 estimate)[3].
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Smyrna water damage snapshot: the key figures
- Population (2025 est.)
- 63,321[3]+19.2% since 2020
- County
- Rutherford / Williamson[3]city spans more than one county
- Land area
- 34.5 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 133 since 1979[1]$1,801,793 paid across 98 claims · ZIP 37167
- Flood & flash-flood reports within 10 mi
- 40[5]2016–2025 · latest Apr 3, 2025
- Winter-storm & freeze days, rutherford zone
- 25[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Rutherford Co.
- 4[6]of 11 total declarations
- Homes built before 1980
- 21%[2]the 7th-highest share of the 13 Nashville-area suburbs we cover
- Households renting
- 43%[2]2020–2024
What the local data means for water damage in Smyrna
Smyrna is one of the fastest-growing Nashville-metro suburbs tracked here: 63,321 people (2025 estimate), up 19.2% since 2020[3]. The city spans 34.5 square miles at 1,834 residents per square mile (the 5th densest) and spans Rutherford County and Williamson County, served by ZIP code 37167[4].
Smyrna mixes 25% of homes built since 2010 and 21% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
The entire city sits in ZIP code 37167[7].
The tracked suburbs closest by are La Vergne (4.1 mi NW), Nolensville (8.0 mi W) and Murfreesboro (10.0 mi SE)[4].
133 flood-insurance claims have come from Smyrna-area ZIP codes (37167) since 1979, and $1,801,793 has been paid on them (about $18,386 per paid claim)[1]. 2010 was the worst year, with 81 claims. That is the 4th-fewest of the 13 Nashville-area suburbs we cover; for comparison, La Vergne (81), Nolensville (41), and Murfreesboro (186). Most jobs here start inside the house. Of the 123 claims rated in a flood zone, 74 were in FEMA's high-risk areas (zones A or V) and 49 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Smyrna-area flood claims cluster in March (8), April (13), and May (91) — 112 of 133 dated claims[1].
Within 10 miles of central Smyrna, weather observers filed 40 flood, flash-flood or heavy-rain reports in 2016–2025 (24 flash floods)[5]. Countywide: 4 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (EM-3625, 2025)[6]. Nearby: La Vergne (44), Nolensville (55), and Murfreesboro (17).
21% of Smyrna's 21,051 housing units predate 1980[2] — the 7th-highest share of the 13 Nashville-area suburbs we cover (La Vergne (16%), Nolensville (7%), and Murfreesboro (18%)). Expect a mix of original and replaced plumbing.
Freeze days in the rutherford zone: 25 in 2016–2025, latest Jan 9, 2025[5]. Nearby: La Vergne (25), Nolensville (28), and Murfreesboro (25).
43% of Smyrna households rent[2]: tenants should report leaks to the landlord in writing, with photos.
Measured against the 13 suburbs on this site, Smyrna records the 3rd-lowest median home value ($358,300)[2] and the 3rd-highest renter share (43%)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Smyrna storm calendar
Within 10 miles of Smyrna, 2016–2025: 24 flash-flood reports, 12 flood reports, and 4 heavy-rain reports[5]. Peak: 60% in April, September, and November. Busiest year 2020 (11); 1 of 10 years had none. Busiest month September 2020 (10). Latest: flash-flood report, Apr 3, 2025, 5.5 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Feb | 3 | – | – | 3 |
| Mar | 2 | 1 | – | 3 |
| Apr | 4 | 2 | – | 6 |
| May | – | 1 | – | 1 |
| Jun | – | 1 | – | 1 |
| Jul | 1 | – | – | 1 |
| Aug | 1 | 2 | – | 3 |
| Sep | 10 | 2 | 1 | 13 |
| Oct | – | 1 | – | 1 |
| Nov | 1 | 1 | 3 | 5 |
| Dec | 2 | 1 | – | 3 |
Finding water damage help around Smyrna
Requests go to Water damage restoration contractors serving the Smyrna area — ZIP code 37167.
Before you call: what a restoration crew does first
Shared walls and ceilings: Smyrna homes by building type
36%[2] of Smyrna's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 28%, the 5th-highest multi-unit share of the 13 Nashville-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is 5–9 units: 1,787 of 21,051 housing units[2].
Smyrna also has 589 mobile homes (2.8%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 12,866 | 61.1% | ±630 |
| Attached house (townhouse, rowhouse) | 1,639 | 7.8% | ±381 |
| Duplex (2 units) | 314 | 1.5% | ±156 |
| 3–4 units | 951 | 4.5% | ±282 |
| 5–9 units | 1,787 | 8.5% | ±428 |
| 10–19 units | 1,431 | 6.8% | ±453 |
| 20–49 units | 718 | 3.4% | ±201 |
| 50 or more units | 756 | 3.6% | ±293 |
| Mobile home | 589 | 2.8% | ±211 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Smyrna numbers behind this page
| Measure | Smyrna | Median of 13 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 133 | 186 | 53 fewer |
| Renter-occupied | 43% | 36% | 6 pts higher |
| Median home value | $358,300 | $402,100 | 11% lower |
| Owner-occupied | 57% | 64% | 6 pts lower |
| Median year built | 2000 | 2002 | 2 years older |
| Flood reports (10 mi) | 40 | 40 | same as median |
| Built before 1980 | 21% | 21% | same as median |
Sorted by largest difference. Each median is the middle value across the covered Nashville-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Smyrna | 133 | 40 | 25 | 21% | 43% |
| La Vergne 4.1 mi | 81 | 44 | 25 | 16% | 26% |
| Nolensville 8.0 mi | 41 | 55 | 28 | 7% | 6% |
| Murfreesboro 10.0 mi | 186 | 17 | 25 | 18% | 48% |
| Brentwood 13.7 mi | 464 | 58 | 28 | 22% | 10% |
| Mount Juliet 15.9 mi | 250 | 46 | 26 | 9% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 37167 | 133 | $1,801,793 | 2010 (81) | 49 of 123 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2023 | 1 |
| 2022 | 1 |
| 2021 | 1 |
| 2020 | 1 |
| 2018 | 1 |
| 2017 | 4 |
| 2013 | 12 |
| 2011 | 1 |
| 2010 | 81 |
| 2007 | 1 |
| 2001 | 1 |
| 2000 | 1 |
| Month | Claims |
|---|---|
| January | 2 |
| February | 6 |
| March | 8 |
| April | 13 |
| May | 91 |
| June | 2 |
| July | 1 |
| August | 2 |
| September | 1 |
| October | 2 |
| November | 4 |
| December | 1 |
| Date | Type | Distance |
|---|---|---|
| Apr 3, 2025 | Flash Flood | 5.5 mi |
| May 9, 2024 | Flood | 7.6 mi |
| Sep 3, 2022 | Flash Flood | 6.4 mi |
| Sep 2, 2022 | Flood | 6.4 mi |
| Aug 19, 2022 | Flood | 7.1 mi |
| Aug 10, 2022 | Flood | 6.9 mi |
| Feb 27, 2021 | Flash Flood | 2.4 mi |
| Sep 13, 2020 | Flash Flood | 1.8 mi |
| ZIP (ZCTA) | Share of Smyrna's land | Share of the ZIP inside the city |
|---|---|---|
| 37167 | 97% | 58% |
Common Smyrna water damage questions
Do I need flood insurance in Smyrna?
Homeowners policies exclude outside floodwater[9], and Smyrna-area ZIPs have 9 NFIP claims in just the last ten years[1].
Which Smyrna ZIP codes do these crews cover?
37167[7], in Rutherford County. Nearby pages: La Vergne (4.1 mi), Nolensville (8.0 mi), and Murfreesboro (10.0 mi)[4].
When was the last flood report near Smyrna?
Apr 3, 2025: a flash flood report 5.5 miles from the city center[5].
I rent in Smyrna. Who arranges the repair?
43% of occupied Smyrna homes are rented[2], the 3rd-highest share of the 13 Nashville-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.