Water damage restoration · Wildwood, Missouri
Water damage restoration in Wildwood, MO
Burst pipe, failed water heater, or storm water? Wildwood-area ZIPs: 824 flood claims since 1979[1]; 15% of homes built before 1980[2]. Request help from local restoration crews. Wildwood, in St. Louis County — ZIPs 63038, 63005, 63069, 63040, counts 34,955 residents (2025 estimate)[3].
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Wildwood at a glance for water damage
- Population (2025 est.)
- 34,955[3]-1.3% since 2020
- County
- St. Louis[3]
- Land area
- 67.0 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 824 since 1979[1]$39,492,915 paid across 697 claims · ZIP 63038, 63005, 63069, 63040
- Flood & flash-flood reports within 10 mi
- 18[5]2016–2025 · latest Apr 5, 2025
- Winter-storm & freeze days, st. louis zone
- 12[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, St. Louis Co.
- 14[6]of 23 total declarations
- Homes built before 1980
- 15%[2]the 3rd-lowest share of the 15 St. Louis–area suburbs we cover
- Households renting
- 8%[2]2020–2024
What the local data means for water damage in Wildwood
Wildwood counts 34,955 residents (2025 estimate), growing at a middle-of-the-pack -1.3% since 2020[3]. The city spans 67.0 square miles at 521 residents per square mile (the 15th densest) and sits entirely in St. Louis County, served by ZIP codes 63038, 63005, 63069, 63040[4].
Wildwood mixes 6% of homes built since 2010 and 15% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Wildwood is split across 4 ZIP codes: 63038 (31% of the city's land), 63005 (27% of the city's land), 63069 (19% of the city's land), 63040 (7% of the city's land)[7].
Nearest of the other suburbs we track: Ballwin (6.5 mi E), Chesterfield (7.5 mi NE) and Kirkwood (13.3 mi E)[4].
824 flood-insurance claims have come from Wildwood-area ZIP codes (63038, 63005, 63069, 63040) since 1979, and $39,492,915 has been paid on them (about $56,661 per paid claim)[1]. 1993 was the worst year, with 235 claims. That is the 4th-most of the 15 St. Louis–area suburbs we cover; for comparison, Ballwin (244), Chesterfield (321), and Kirkwood (285). Outside water is a real part of the picture here. Of the 812 claims rated in a flood zone, 601 were in FEMA's high-risk areas (zones A or V) and 211 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Wildwood-area flood claims cluster in April (139), July (127), and December (169) — 435 of 824 dated claims[1].
Within 10 miles of central Wildwood, weather observers filed 18 flood, flash-flood or heavy-rain reports in 2016–2025 (13 flash floods)[5]. Countywide: 14 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4877, 2025)[6]. Nearby: Ballwin (16), Chesterfield (11), and Kirkwood (20).
15% of Wildwood's 13,391 housing units predate 1980[2] — the 3rd-lowest share of the 15 St. Louis–area suburbs we cover (Ballwin (59%), Chesterfield (46%), and Kirkwood (70%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
92% of Wildwood households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 15 suburbs on this site, Wildwood records the highest median home value ($495,800)[2], the lowest renter share (8%)[2], and the 3rd-lowest pre-1980 housing share (15%)[2].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Wildwood storm calendar
Within 10 miles of Wildwood, 2016–2025: 13 flash-flood reports and 5 flood reports[5]. Peak: 83% in April, July, and August. Busiest year 2019 (4); 1 of 10 years had none. Busiest month August 2019 (3). Latest: flood report, Apr 5, 2025, 9.0 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | – | 1 | – | 1 |
| Apr | 2 | 2 | – | 4 |
| May | – | 2 | – | 2 |
| Jul | 5 | – | – | 5 |
| Aug | 6 | – | – | 6 |
Finding water damage help around Wildwood
Your request reaches Water damage restoration contractors who serve Wildwood (ZIP codes 63038, 63005, 63069, 63040).
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Wildwood homes by building type
With 92%[2] of homes detached, most Wildwood water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 10–19 units: 317 of 13,391 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 12,278 | 91.7% | ±399 |
| Attached house (townhouse, rowhouse) | 235 | 1.8% | ±102 |
| Duplex (2 units) | 19 | 0.1% | ±15 |
| 3–4 units | 168 | 1.3% | ±126 |
| 5–9 units | 286 | 2.1% | ±141 |
| 10–19 units | 317 | 2.4% | ±134 |
| 20–49 units | 28 | 0.2% | ±37 |
| 50 or more units | 25 | 0.2% | ±24 |
| Mobile home | 35 | 0.3% | ±42 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Wildwood page
| Measure | Wildwood | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 824 | 347 | 477 more |
| Built before 1980 | 15% | 54% | 39 pts lower |
| Renter-occupied | 8% | 23% | 15 pts lower |
| Median home value | $495,800 | $326,200 | 52% higher |
| Flood reports (10 mi) | 18 | 14 | 4 more |
| Owner-occupied | 92% | 77% | 15 pts higher |
| Median year built | 1992 | 1977 | 15 years newer |
Sorted by largest difference. Each median is the middle value across the covered St. Louis–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Wildwood | 824 | 18 | 15% | 8% |
| Ballwin 6.5 mi | 244 | 16 | 59% | 16% |
| Chesterfield 7.5 mi | 321 | 11 | 46% | 22% |
| Kirkwood 13.3 mi | 285 | 20 | 70% | 23% |
| O'Fallon 14.2 mi | 347 | 6 | 9% | 19% |
| Maryland Heights 14.3 mi | 161 | 14 | 61% | 43% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 63038 | 48 | $917,425 | 1993 (12) | 9 of 47 |
| 63005 | 240 | $21,749,817 | 1993 (208) | 177 of 238 |
| 63069 | 534 | $16,786,237 | 2015 (133) | 24 of 525 |
| 63040 | 2 | $39,436 | 1993 (1) | 1 of 2 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 1 |
| 2024 | 3 |
| 2019 | 9 |
| 2018 | 1 |
| 2017 | 92 |
| 2016 | 3 |
| 2015 | 144 |
| 2014 | 2 |
| 2013 | 1 |
| 2011 | 3 |
| 2009 | 2 |
| 2008 | 120 |
| Month | Claims |
|---|---|
| January | 4 |
| February | 9 |
| March | 115 |
| April | 139 |
| May | 116 |
| June | 8 |
| July | 127 |
| August | 54 |
| September | 62 |
| October | 7 |
| November | 14 |
| December | 169 |
| Date | Type | Distance |
|---|---|---|
| Apr 5, 2025 | Flood | 9.0 mi |
| Apr 2, 2024 | Flash Flood | 9.6 mi |
| Apr 15, 2023 | Flash Flood | 2.3 mi |
| Aug 3, 2022 | Flash Flood | 6.8 mi |
| Aug 3, 2022 | Flash Flood | 8.9 mi |
| Jul 28, 2022 | Flash Flood | 9.4 mi |
| Jul 26, 2022 | Flash Flood | 6.8 mi |
| Jul 25, 2021 | Flash Flood | 6.9 mi |
| ZIP (ZCTA) | Share of Wildwood's land | Share of the ZIP inside the city |
|---|---|---|
| 63038 | 31% | 100% |
| 63005 | 27% | 49% |
| 63069 | 19% | 19% |
| 63040 | 7% | 100% |
water damage questions from Wildwood homeowners
Do I need flood insurance in Wildwood?
Homeowners policies exclude outside floodwater[9], and Wildwood-area ZIPs have 109 NFIP claims in just the last ten years[1].
Which Wildwood ZIP codes do these crews cover?
63038, 63005, 63069, and 63040[7], in St. Louis County. Nearby pages: Ballwin (6.5 mi), Chesterfield (7.5 mi), and Kirkwood (13.3 mi)[4].
Which Wildwood ZIP code has the most flood claims?
63069, with 534 NFIP claims and $16,786,237 paid[1].
When was the last flood report near Wildwood?
Apr 5, 2025: a flood report 9.0 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.