Water damage restoration · Eagan, Minnesota
Water damage restoration in Eagan, MN
Burst pipe, failed water heater, or storm water? Eagan-area ZIPs: 15 flood claims since 1981[1]; 25% of homes built before 1980[2]. Request help from local restoration crews. Eagan, in Dakota County — ZIPs 55122, 55123, 55121, counts 67,109 residents (2025 estimate)[3].
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The Eagan water damage picture in brief
- Population (2025 est.)
- 67,109[3]-2.5% since 2020
- County
- Dakota[3]
- Land area
- 31.2 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 15 since 1981[1]$48,485 paid across 6 claims · ZIP 55122, 55123, 55121
- Flood & flash-flood reports within 10 mi
- 11[5]2016–2025 · latest Jul 21, 2024
- Winter-storm & freeze days, dakota zone
- 55[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Dakota Co.
- 4[6]of 7 total declarations
- Homes built before 1980
- 25%[2]the 5th-lowest share of the 15 Twin Cities–area suburbs we cover
- Households renting
- 32%[2]2020–2024
What the local data means for water damage in Eagan
Eagan is one of the most established suburbs tracked here — 67,109 people (2025 estimate), down just 2.5% since 2020[3]. On the map that's 31.2 square miles holding 2,152 residents per square mile, the 11th densest of the suburbs here; it sits entirely in Dakota County, with ZIP codes 55122, 55123, 55121[4].
Eagan mixes 10% of homes built since 2010 and 25% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Eagan goes through 3 ZIP codes — 55122 (35% of the city's land), 55123 (35% of the city's land), 55121 (31% of the city's land)[7].
The tracked suburbs closest by are Apple Valley (5.2 mi S), Burnsville (6.7 mi SW) and Bloomington (7.5 mi W)[4].
15 flood-insurance claims have come from Eagan-area ZIP codes (55122, 55123, 55121) since 1981, and $48,485 has been paid on them (about $8,081 per paid claim)[1]. 2000 was the worst year, with 3 claims. That is the 7th-fewest of the 15 Twin Cities–area suburbs we cover; for comparison, Apple Valley (6), Burnsville (20), and Bloomington (41). Of the 15 claims rated in a flood zone, 2 were in FEMA's high-risk areas (zones A or V) and 13 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Eagan-area flood claims cluster in June (3), July (5), and August (5) — 13 of 15 dated claims[1].
Within 10 miles of central Eagan, weather observers filed 11 flood, flash-flood or heavy-rain reports in 2016–2025 (5 flash floods)[5]. Countywide: 4 flood declarations since 2000, latest Severe Storms and Flooding (DR-4069, 2012)[6]. Nearby: Apple Valley (11), Burnsville (15), and Bloomington (24).
25% of Eagan's 28,789 housing units predate 1980[2] — the 5th-lowest share of the 15 Twin Cities–area suburbs we cover (Apple Valley (30%), Burnsville (45%), and Bloomington (67%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
68% of Eagan households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Eagan has the 2nd-fewest flood reports nearby (11, tied with Lakeville and Apple Valley)[5] and the 3rd-highest renter share (32%)[2].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Eagan storm calendar
Within 10 miles of Eagan, 2016–2025: 5 flash-flood reports, 1 flood report, and 5 heavy-rain reports[5]. Peak: 91% in June, July, and August. Busiest year 2016 (5); 5 of 10 years had none. Busiest month August 2016 (5). Latest: flash-flood report, Jul 21, 2024, 6.6 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Mar | – | 1 | – | 1 |
| Jun | – | – | 2 | 2 |
| Jul | 1 | – | 1 | 2 |
| Aug | 4 | – | 2 | 6 |
Finding water damage help around Eagan
Requests go to Water damage restoration contractors serving the Eagan area — ZIP codes 55122, 55123, 55121.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Eagan homes by building type
49%[2] of Eagan's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 30%, the 5th-highest multi-unit share of the 15 Twin Cities–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 5,637 of 28,789 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 14,505 | 50.4% | ±547 |
| Attached house (townhouse, rowhouse) | 5,637 | 19.6% | ±519 |
| Duplex (2 units) | 84 | 0.3% | ±60 |
| 3–4 units | 614 | 2.1% | ±183 |
| 5–9 units | 670 | 2.3% | ±222 |
| 10–19 units | 766 | 2.7% | ±249 |
| 20–49 units | 1,795 | 6.2% | ±254 |
| 50 or more units | 4,634 | 16.1% | ±419 |
| Mobile home | 84 | 0.3% | ±63 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Eagan numbers behind this page
| Measure | Eagan | Median of 15 | Difference |
|---|---|---|---|
| Flood reports (10 mi) | 11 | 24 | 13 fewer |
| Renter-occupied | 32% | 25% | 7 pts higher |
| Built before 1980 | 25% | 30% | 5 pts lower |
| NFIP flood claims (area ZIPs) | 15 | 18 | 3 fewer |
| Owner-occupied | 68% | 75% | 7 pts lower |
| Median year built | 1988 | 1988 | same as median |
| Median home value | $397,100 | $397,100 | same as median |
Largest differences first. Medians are the middle value across the covered Twin Cities–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Eagan | 15 | 11 | 25% | 32% |
| Apple Valley 5.2 mi | 6 | 11 | 30% | 27% |
| Burnsville 6.7 mi | 20 | 15 | 45% | 35% |
| Bloomington 7.5 mi | 41 | 24 | 67% | 34% |
| Lakeville 10.6 mi | 12 | 11 | 15% | 12% |
| Edina 11.0 mi | 92 | 25 | 68% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 55122 | 8 | $12,917 | 1981 (2) | 6 of 8 |
| 55123 | 7 | $35,568 | 2000 (3) | 7 of 7 |
| 55121 | 0 | $0 | — | — |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2019 | 1 |
| 2018 | 1 |
| 2013 | 1 |
| 2012 | 1 |
| 2010 | 2 |
| 2002 | 2 |
| 2001 | 1 |
| 2000 | 3 |
| 1997 | 1 |
| 1981 | 2 |
| Month | Claims |
|---|---|
| April | 1 |
| June | 3 |
| July | 5 |
| August | 5 |
| November | 1 |
| Date | Type | Distance |
|---|---|---|
| Jul 21, 2024 | Flash Flood | 6.6 mi |
| Aug 24, 2021 | Heavy Rain | 6.8 mi |
| Jun 28, 2020 | Heavy Rain | 8.1 mi |
| Jun 28, 2020 | Heavy Rain | 9.1 mi |
| Jul 15, 2019 | Heavy Rain | 8.2 mi |
| Mar 17, 2019 | Flood | 6.2 mi |
| Aug 16, 2016 | Flash Flood | 8.7 mi |
| Aug 16, 2016 | Heavy Rain | 9.1 mi |
| ZIP (ZCTA) | Share of Eagan's land | Share of the ZIP inside the city |
|---|---|---|
| 55122 | 35% | 100% |
| 55123 | 35% | 100% |
| 55121 | 31% | 100% |
Eagan water damage questions
Do I need flood insurance in Eagan?
Homeowners policies exclude outside floodwater[9], and Eagan-area ZIPs have 2 NFIP claims in just the last ten years[1].
Which Eagan ZIP codes do these crews cover?
55122, 55123, and 55121[7], in Dakota County. Nearby pages: Apple Valley (5.2 mi), Burnsville (6.7 mi), and Bloomington (7.5 mi)[4].
Which Eagan ZIP code has the most flood claims?
55122, with 8 NFIP claims and $12,917 paid[1].
When was the last flood report near Eagan?
Jul 21, 2024: a flash flood report 6.6 miles from the city center[5].
I rent in Eagan. Who arranges the repair?
32% of occupied Eagan homes are rented[2], the 3rd-highest share of the 15 Twin Cities–area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.