Water damage restoration · Coon Rapids, Minnesota
Water damage restoration in Coon Rapids, MN
Burst pipe, failed water heater, or storm water? Coon Rapids-area ZIPs: 8 flood claims since 1983[1]; 43% of homes built before 1980[2]. Request help from local restoration crews. Coon Rapids, in Anoka County — ZIPs 55433, 55448, counts 64,193 residents (2025 estimate)[3].
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Coon Rapids at a glance for water damage
- Population (2025 est.)
- 64,193[3]+0.9% since 2020
- County
- Anoka[3]
- Land area
- 22.6 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 8 since 1983[1]$31,722 paid across 4 claims · ZIP 55433, 55448
- Flood & flash-flood reports within 10 mi
- 22[5]2016–2025 · latest Jun 25, 2025
- Winter-storm & freeze days, anoka zone
- 49[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Anoka Co.
- 1[6]of 6 total declarations
- Homes built before 1980
- 43%[2]the 6th-highest share of the 15 Twin Cities–area suburbs we cover
- Households renting
- 25%[2]2020–2024
What Coon Rapids's numbers say about water damage
Coon Rapids counts 64,193 residents (2025 estimate), growing at a middle-of-the-pack 0.9% since 2020[3]. It covers 22.6 square miles (2,840 residents per square mile, the 4th densest), sits entirely in Anoka County, in ZIP codes 55433, 55448[4].
Coon Rapids mixes 5% of homes built since 2010 and 43% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Coon Rapids goes through 2 ZIP codes — 55433 (52% of the city's land), 55448 (48% of the city's land)[7].
The tracked suburbs closest by are Brooklyn Park (4.9 mi S), Blaine (5.1 mi E) and Maple Grove (8.6 mi SW)[4].
8 flood-insurance claims have come from Coon Rapids-area ZIP codes (55433, 55448) since 1983, and $31,722 has been paid on them (about $7,931 per paid claim)[1]. 2016 was the worst year, with 2 claims. That is the 4th-fewest of the 15 Twin Cities–area suburbs we cover; for comparison, Brooklyn Park (37), Blaine (2), and Maple Grove (8). Most jobs here start inside the house. Of the 8 claims rated in a flood zone, 4 were in FEMA's high-risk areas (zones A or V) and 4 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Coon Rapids-area flood claims cluster in January (1), May (2), and August (2) — 5 of 8 dated claims[1].
Within 10 miles of central Coon Rapids, weather observers filed 22 flood, flash-flood or heavy-rain reports in 2016–2025 (8 flash floods)[5]. Countywide: 1 flood declaration since 2000, latest Severe Winter Storms, Flooding, and Tornadoes (DR-1370, 2001)[6]. Nearby: Brooklyn Park (34), Blaine (13), and Maple Grove (28).
43% of Coon Rapids's 25,346 housing units predate 1980[2] — the 6th-highest share of the 15 Twin Cities–area suburbs we cover (Brooklyn Park (51%), Blaine (28%), and Maple Grove (26%)). Expect a mix of original and replaced plumbing.
Freeze days in the anoka zone: 49 in 2016–2025, latest Dec 28, 2025[5]. Nearby: Brooklyn Park (55), Blaine (49), and Maple Grove (55).
75% of Coon Rapids households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Among the 15 suburbs tracked here, Coon Rapids stands out for the lowest median home value ($305,800)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Coon Rapids storm calendar
Within 10 miles of Coon Rapids, 2016–2025: 8 flash-flood reports and 14 heavy-rain reports[5]. Peak: 100% in June, July, and September. Busiest year 2016 (19); 7 of 10 years had none. Busiest month September 2016 (15). Latest: flash-flood report, Jun 25, 2025, 6.4 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jun | 1 | – | 1 | 2 |
| Jul | 3 | – | 2 | 5 |
| Sep | 4 | – | 11 | 15 |
water damage help in Coon Rapids: what to do next
Requests go to Water damage restoration contractors serving the Coon Rapids area — ZIP codes 55433, 55448.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Coon Rapids homes by building type
37%[2] of Coon Rapids's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 19%, the 6th-lowest multi-unit share of the 15 Twin Cities–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 4,336 of 25,346 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 15,707 | 62.0% | ±524 |
| Attached house (townhouse, rowhouse) | 4,336 | 17.1% | ±495 |
| Duplex (2 units) | 146 | 0.6% | ±90 |
| 3–4 units | 294 | 1.2% | ±129 |
| 5–9 units | 498 | 2.0% | ±172 |
| 10–19 units | 422 | 1.7% | ±163 |
| 20–49 units | 1,438 | 5.7% | ±297 |
| 50 or more units | 2,128 | 8.4% | ±400 |
| Mobile home | 377 | 1.5% | ±149 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Coon Rapids page
| Measure | Coon Rapids | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 8 | 18 | 10 fewer |
| Built before 1980 | 43% | 30% | 13 pts higher |
| Median home value | $305,800 | $397,100 | 23% lower |
| Flood reports (10 mi) | 22 | 24 | 2 fewer |
| Renter-occupied | 25% | 25% | about the same |
| Median year built | 1983 | 1988 | 5 years older |
| Owner-occupied | 75% | 75% | about the same |
Sorted by largest difference. Each median is the middle value across the covered Twin Cities–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Coon Rapids | 8 | 22 | 49 | 43% | 25% |
| Brooklyn Park 4.9 mi | 37 | 34 | 55 | 51% | 30% |
| Blaine 5.1 mi | 2 | 13 | 49 | 28% | 15% |
| Maple Grove 8.6 mi | 8 | 28 | 55 | 26% | 18% |
| Plymouth 13.0 mi | 30 | 31 | 55 | 33% | 25% |
| Minnetonka 18.3 mi | 59 | 30 | 55 | 48% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 55433 | 2 | $0 | 1983 (1) | 0 of 2 |
| 55448 | 6 | $31,722 | 1984 (1) | 4 of 6 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2022 | 1 |
| 2019 | 1 |
| 2016 | 2 |
| 2011 | 1 |
| 2007 | 1 |
| 1984 | 1 |
| 1983 | 1 |
| Month | Claims |
|---|---|
| January | 1 |
| March | 1 |
| May | 2 |
| August | 2 |
| September | 1 |
| December | 1 |
| Date | Type | Distance |
|---|---|---|
| Jun 25, 2025 | Flash Flood | 6.4 mi |
| Jul 15, 2019 | Flash Flood | 9.3 mi |
| Jul 15, 2019 | Flash Flood | 9.3 mi |
| Sep 21, 2016 | Heavy Rain | 9.8 mi |
| Sep 21, 2016 | Heavy Rain | 9.8 mi |
| Sep 21, 2016 | Heavy Rain | 9.8 mi |
| Sep 21, 2016 | Heavy Rain | 4.4 mi |
| Sep 21, 2016 | Heavy Rain | 5.7 mi |
| ZIP (ZCTA) | Share of Coon Rapids's land | Share of the ZIP inside the city |
|---|---|---|
| 55433 | 52% | 100% |
| 55448 | 48% | 100% |
water damage questions from Coon Rapids homeowners
Do I need flood insurance in Coon Rapids?
Homeowners policies exclude outside floodwater[9], and Coon Rapids-area ZIPs have 4 NFIP claims in just the last ten years[1].
Which Coon Rapids ZIP codes do these crews cover?
55433 and 55448[7], in Anoka County. Nearby pages: Brooklyn Park (4.9 mi), Blaine (5.1 mi), and Maple Grove (8.6 mi)[4].
Which Coon Rapids ZIP code has the most flood claims?
55448, with 6 NFIP claims and $31,722 paid[1].
When was the last flood report near Coon Rapids?
Jun 25, 2025: a flash flood report 6.4 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.