Water damage restoration · Blaine, Minnesota
Water damage restoration in Blaine, MN
Burst pipe, failed water heater, or storm water? Blaine-area ZIPs: 2 flood claims since 2019[1]; 28% of homes built before 1980[2]. Request help from local restoration crews. Blaine, in Anoka County and Ramsey County — ZIPs 55449, 55434, counts 76,603 residents (2025 estimate)[3].
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The Blaine water damage picture in brief
- Population (2025 est.)
- 76,603[3]+9.1% since 2020
- County
- Anoka / Ramsey[3]city spans more than one county
- Land area
- 32.9 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 2 since 2019[1]$0 paid across 0 claims · ZIP 55449, 55434
- Flood & flash-flood reports within 10 mi
- 13[5]2016–2025 · latest Jun 25, 2025
- Winter-storm & freeze days, anoka zone
- 49[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Anoka Co.
- 1[6]of 6 total declarations
- Homes built before 1980
- 28%[2]the 7th-lowest share of the 15 Twin Cities–area suburbs we cover
- Households renting
- 15%[2]2020–2024
What Blaine's numbers say about water damage
Blaine is one of the fastest-growing Twin Cities suburbs tracked here: 76,603 people (2025 estimate), up 9.1% since 2020[3]. The city spans 32.9 square miles at 2,328 residents per square mile (the 9th densest) and spans Anoka County and Ramsey County, served by ZIP codes 55449, 55434[4].
Blaine mixes 19% of homes built since 2010 and 28% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Blaine goes through 2 ZIP codes — 55449 (65% of the city's land), 55434 (27% of the city's land)[7].
Nearest of the other suburbs we track: Coon Rapids (5.1 mi W), Brooklyn Park (8.1 mi SW) and Maple Grove (13.1 mi W)[4].
2 flood-insurance claims have come from Blaine-area ZIP codes (55449, 55434) since 2019, and $0 has been paid on them[1]. 2019 was the worst year, with 2 claims. That is the 2nd-fewest of the 15 Twin Cities–area suburbs we cover; for comparison, Coon Rapids (8), Brooklyn Park (37), and Maple Grove (8). Most jobs here start inside the house. Of the 2 claims rated in a flood zone, 1 was in FEMA's high-risk areas (zones A or V) and 1 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
Within 10 miles of central Blaine, weather observers filed 13 flood, flash-flood or heavy-rain reports in 2016–2025 (5 flash floods)[5]. Countywide: 1 flood declaration since 2000, latest Severe Winter Storms, Flooding, and Tornadoes (DR-1370, 2001)[6]. Nearby: Coon Rapids (22), Brooklyn Park (34), and Maple Grove (28).
28% of Blaine's 26,767 housing units predate 1980[2] — the 7th-lowest share of the 15 Twin Cities–area suburbs we cover (Coon Rapids (43%), Brooklyn Park (51%), and Maple Grove (26%)). Expect a mix of original and replaced plumbing.
Freeze days in the anoka zone: 49 in 2016–2025, latest Dec 28, 2025[5]. Nearby: Coon Rapids (49), Brooklyn Park (55), and Maple Grove (55).
85% of Blaine households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Blaine has the 2nd-fewest NFIP flood claims (2)[1], the 2nd-lowest renter share (15%)[2], and the 3rd-lowest median home value ($352,400)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Blaine storm calendar
Within 10 miles of Blaine, 2016–2025: 5 flash-flood reports and 8 heavy-rain reports[5]. Peak: 100% in June, July, and September. Busiest year 2016 (12); 8 of 10 years had none. Busiest month September 2016 (9). Latest: flash-flood report, Jun 25, 2025, 6.3 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jun | 1 | – | 1 | 2 |
| Jul | – | – | 2 | 2 |
| Sep | 4 | – | 5 | 9 |
water damage help in Blaine: what to do next
Water damage restoration contractors taking requests around Blaine cover ZIP codes 55449, 55434.
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Blaine homes by building type
With 67%[2] of homes detached, most Blaine water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 4,428 of 26,767 housing units[2].
Blaine also has 2,233 mobile homes (8.3%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 17,877 | 66.8% | ±593 |
| Attached house (townhouse, rowhouse) | 4,428 | 16.5% | ±474 |
| Duplex (2 units) | 48 | 0.2% | ±54 |
| 3–4 units | 210 | 0.8% | ±103 |
| 5–9 units | 333 | 1.2% | ±134 |
| 10–19 units | 133 | 0.5% | ±81 |
| 20–49 units | 562 | 2.1% | ±183 |
| 50 or more units | 943 | 3.5% | ±222 |
| Mobile home | 2,233 | 8.3% | ±346 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Blaine page
| Measure | Blaine | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 2 | 18 | 16 fewer |
| Flood reports (10 mi) | 13 | 24 | 11 fewer |
| Renter-occupied | 15% | 25% | 11 pts lower |
| Owner-occupied | 85% | 75% | 11 pts higher |
| Median home value | $352,400 | $397,100 | 11% lower |
| Built before 1980 | 28% | 30% | 2 pts lower |
| Median year built | 1996 | 1988 | 8 years newer |
Largest differences first. Medians are the middle value across the covered Twin Cities–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Blaine | 2 | 13 | 49 | 28% | 15% |
| Coon Rapids 5.1 mi | 8 | 22 | 49 | 43% | 25% |
| Brooklyn Park 8.1 mi | 37 | 34 | 55 | 51% | 30% |
| Maple Grove 13.1 mi | 8 | 28 | 55 | 26% | 18% |
| Plymouth 16.2 mi | 30 | 31 | 55 | 33% | 25% |
| Minnetonka 20.5 mi | 59 | 30 | 55 | 48% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 55449 | 1 | $0 | 2019 (1) | 1 of 1 |
| 55434 | 1 | $0 | 2019 (1) | 0 of 1 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2019 | 2 |
| Date | Type | Distance |
|---|---|---|
| Jun 25, 2025 | Flash Flood | 6.3 mi |
| Sep 21, 2016 | Heavy Rain | 4.7 mi |
| Sep 21, 2016 | Heavy Rain | 9.4 mi |
| Sep 21, 2016 | Heavy Rain | 4.1 mi |
| Sep 21, 2016 | Heavy Rain | 8.9 mi |
| Sep 21, 2016 | Heavy Rain | 4.8 mi |
| Sep 21, 2016 | Flash Flood | 3.3 mi |
| Sep 21, 2016 | Flash Flood | 9.4 mi |
| ZIP (ZCTA) | Share of Blaine's land | Share of the ZIP inside the city |
|---|---|---|
| 55449 | 65% | 100% |
| 55434 | 27% | 100% |
Blaine water damage questions
Do I need flood insurance in Blaine?
Homeowners policies exclude outside floodwater[9], and Blaine-area ZIPs have 2 NFIP claims in just the last ten years[1].
Which Blaine ZIP codes do these crews cover?
55449 and 55434[7], in Anoka County. Nearby pages: Coon Rapids (5.1 mi), Brooklyn Park (8.1 mi), and Maple Grove (13.1 mi)[4].
Which Blaine ZIP code has the most flood claims?
55434, with 1 NFIP claim and $0 paid[1].
When was the last flood report near Blaine?
Jun 25, 2025: a flash flood report 6.3 miles from the city center[5].
My Blaine home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 19% of Blaine's housing units were built in 2010 or later[2], the 3rd-highest share of the 15 Twin Cities–area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.