Water damage restoration · Plymouth, Minnesota
Water damage restoration in Plymouth, MN
Burst pipe, failed water heater, or storm water? Plymouth-area ZIPs: 30 flood claims since 1978[1]; 33% of homes built before 1980[2]. Request help from local restoration crews. Plymouth, in Hennepin County — ZIPs 55446, 55447, 55441, 55442, counts 78,942 residents (2025 estimate)[3].
Request helpIs this a water-damage emergency?
Answer a few questions for a plan for the next hour.
The Plymouth water damage picture in brief
- Population (2025 est.)
- 78,942[3]-2.6% since 2020
- County
- Hennepin[3]
- Land area
- 32.7 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 30 since 1978[1]$161,381 paid across 17 claims · ZIP 55446, 55447, 55441, 55442
- Flood & flash-flood reports within 10 mi
- 31[5]2016–2025 · latest Jun 25, 2025
- Winter-storm & freeze days, hennepin zone
- 55[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Hennepin Co.
- 5[6]of 10 total declarations
- Homes built before 1980
- 33%[2]the 7th-highest share of the 15 Twin Cities–area suburbs we cover
- Households renting
- 25%[2]2020–2024
What Plymouth's numbers say about water damage
Plymouth is one of the most established suburbs tracked here — 78,942 people (2025 estimate), down just 2.6% since 2020[3]. On the map that's 32.7 square miles holding 2,413 residents per square mile, the 7th densest of the suburbs here; it sits entirely in Hennepin County, with ZIP codes 55446, 55447, 55441, 55442[4].
Plymouth mixes 12% of homes built since 2010 and 33% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Plymouth goes through 4 ZIP codes — 55446 (31% of the city's land), 55447 (27% of the city's land), 55441 (26% of the city's land), 55442 (16% of the city's land)[7].
The closest tracked neighbours are Minnetonka (6.2 mi S), Maple Grove (6.2 mi N) and Brooklyn Park (8.3 mi NE)[4].
30 flood-insurance claims have come from Plymouth-area ZIP codes (55446, 55447, 55441, 55442) since 1978, and $161,381 has been paid on them (about $9,493 per paid claim)[1]. 2013 was the worst year, with 4 claims. That is the 5th-most of the 15 Twin Cities–area suburbs we cover; for comparison, Minnetonka (59), Maple Grove (8), and Brooklyn Park (37). Outside water is a real part of the picture here. Of the 28 claims rated in a flood zone, 7 were in FEMA's high-risk areas (zones A or V) and 21 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Plymouth-area flood claims cluster in March (4), June (10), and July (6) — 20 of 30 dated claims[1].
Within 10 miles of central Plymouth, weather observers filed 31 flood, flash-flood or heavy-rain reports in 2016–2025 (11 flash floods)[5]. Countywide: 5 flood declarations since 2000, latest Severe Storms and Flooding (DR-4290, 2016)[6]. Nearby: Minnetonka (30), Maple Grove (28), and Brooklyn Park (34).
33% of Plymouth's 33,552 housing units predate 1980[2] — the 7th-highest share of the 15 Twin Cities–area suburbs we cover (Minnetonka (48%), Maple Grove (26%), and Brooklyn Park (51%)). Expect a mix of original and replaced plumbing.
75% of Plymouth households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Plymouth has the 2nd-most flood reports nearby (31)[5] and the 2nd-highest median home value ($491,200)[2].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Plymouth storm calendar
Within 10 miles of Plymouth, 2016–2025: 11 flash-flood reports, 1 flood report, and 19 heavy-rain reports[5]. Peak: 97% in June, July, and September. Busiest year 2016 (15); 6 of 10 years had none. Busiest month September 2016 (13). Latest: flash-flood report, Jun 25, 2025, 3.1 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jun | 2 | 1 | 1 | 4 |
| Jul | 6 | – | 7 | 13 |
| Aug | 1 | – | – | 1 |
| Sep | 2 | – | 11 | 13 |
Get water damage help in Plymouth
Water damage restoration contractors taking requests around Plymouth cover ZIP codes 55446, 55447, 55441, 55442.
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Plymouth homes by building type
42%[2] of Plymouth's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 25%, the 7th-highest multi-unit share of the 15 Twin Cities–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 5,502 of 33,552 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 19,490 | 58.1% | ±594 |
| Attached house (townhouse, rowhouse) | 5,502 | 16.4% | ±609 |
| Duplex (2 units) | 119 | 0.4% | ±87 |
| 3–4 units | 524 | 1.6% | ±227 |
| 5–9 units | 776 | 2.3% | ±263 |
| 10–19 units | 357 | 1.1% | ±133 |
| 20–49 units | 1,401 | 4.2% | ±277 |
| 50 or more units | 5,373 | 16.0% | ±535 |
| Mobile home | 10 | 0.0% | ±15 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Plymouth numbers behind this page
| Measure | Plymouth | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 30 | 18 | 12 more |
| Flood reports (10 mi) | 31 | 24 | 7 more |
| Median home value | $491,200 | $397,100 | 24% higher |
| Built before 1980 | 33% | 30% | 3 pts higher |
| Renter-occupied | 25% | 25% | about the same |
| Owner-occupied | 75% | 75% | about the same |
| Median year built | 1988 | 1988 | same as median |
Biggest gaps first. Medians are middle values across the Twin Cities–area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Plymouth | 30 | 31 | 33% | 25% |
| Minnetonka 6.2 mi | 59 | 30 | 48% | 28% |
| Maple Grove 6.2 mi | 8 | 28 | 26% | 18% |
| Brooklyn Park 8.3 mi | 37 | 34 | 51% | 30% |
| Edina 10.4 mi | 92 | 25 | 68% | 28% |
| Eden Prairie 11.9 mi | 18 | 24 | 24% | 24% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 55446 | 1 | $0 | 2002 (1) | 1 of 1 |
| 55447 | 10 | $37,256 | 2013 (3) | 9 of 10 |
| 55441 | 15 | $100,820 | 1987 (3) | 9 of 13 |
| 55442 | 4 | $23,305 | 1978 (1) | 2 of 4 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2019 | 1 |
| 2016 | 1 |
| 2014 | 3 |
| 2013 | 4 |
| 2010 | 1 |
| 2003 | 2 |
| 2002 | 1 |
| 2001 | 3 |
| 1997 | 1 |
| 1991 | 2 |
| 1987 | 3 |
| 1982 | 1 |
| Month | Claims |
|---|---|
| March | 4 |
| April | 4 |
| May | 2 |
| June | 10 |
| July | 6 |
| August | 2 |
| September | 1 |
| October | 1 |
| Date | Type | Distance |
|---|---|---|
| Jun 25, 2025 | Flash Flood | 8.9 mi |
| Jun 25, 2025 | Flash Flood | 3.1 mi |
| Jun 16, 2025 | Flood | 9.5 mi |
| Jun 15, 2024 | Heavy Rain | 7.1 mi |
| Jul 16, 2019 | Flash Flood | 9.5 mi |
| Jul 16, 2019 | Flash Flood | 8.5 mi |
| Jul 16, 2019 | Flash Flood | 8.0 mi |
| Jul 15, 2019 | Heavy Rain | 4.3 mi |
| ZIP (ZCTA) | Share of Plymouth's land | Share of the ZIP inside the city |
|---|---|---|
| 55446 | 31% | 100% |
| 55447 | 27% | 100% |
| 55441 | 26% | 98% |
| 55442 | 16% | 100% |
Common Plymouth water damage questions
Do I need flood insurance in Plymouth?
Homeowners policies exclude outside floodwater[9], and Plymouth-area ZIPs have 2 NFIP claims in just the last ten years[1].
Which Plymouth ZIP codes do these crews cover?
55446, 55447, 55441, and 55442[7], in Hennepin County. Nearby pages: Minnetonka (6.2 mi), Maple Grove (6.2 mi), and Brooklyn Park (8.3 mi)[4].
Which Plymouth ZIP code has the most flood claims?
55441, with 15 NFIP claims and $100,820 paid[1].
When was the last flood report near Plymouth?
Jun 25, 2025: a flash flood report 8.9 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.