Water damage restoration · Westminster, Colorado
Water damage restoration in Westminster, CO
Burst pipe, failed water heater, or storm water? Westminster-area ZIPs: 45 flood claims since 1980[1]; 34% of homes built before 1980[2]. Request help from local restoration crews. Westminster, in Adams County and Jefferson County — ZIPs 80021, 80031, 80234, 80030, counts 116,182 residents (2025 estimate)[3].
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Westminster water damage snapshot: the key figures
- Population (2025 est.)
- 116,182[3]-0.4% since 2020
- County
- Adams / Jefferson[3]city spans more than one county
- Land area
- 31.6 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 45 since 1980[1]$265,066 paid across 24 claims · ZIP 80021, 80031, 80234, 80030
- Flood & flash-flood reports within 10 mi
- 14[5]2016–2025 · latest Jun 25, 2025
- Federal disaster declarations incl. flooding, Adams Co.
- 3[6]of 9 total declarations
- Homes built before 1980
- 34%[2]the 7th-lowest share of the 15 Denver-area suburbs we cover
- Households renting
- 38%[2]2020–2024
Reading the Westminster data for water damage
Westminster is one of the most established suburbs tracked here — 116,182 people (2025 estimate), down just 0.4% since 2020[3]. It covers 31.6 square miles (3,673 residents per square mile, the 4th densest), spans Adams County and Jefferson County, in ZIP codes 80021, 80031, 80234, 80030[4].
Westminster mixes 12% of homes built since 2010 and 34% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Westminster goes through 4 ZIP codes — 80021 (25% of the city's land), 80031 (24% of the city's land), 80234 (16% of the city's land), 80030 (8% of the city's land)[7].
The tracked suburbs closest by are Northglenn (4.7 mi NE), Broomfield (5.1 mi N) and Arvada (5.7 mi SW)[4].
45 flood-insurance claims have come from Westminster-area ZIP codes (80021, 80031, 80234, 80030) since 1980, and $265,066 has been paid on them (about $11,044 per paid claim)[1]. 1982 was the worst year, with 7 claims. That is the 7th-most of the 15 Denver-area suburbs we cover; for comparison, Northglenn (19), Broomfield (57), and Arvada (103). Of the 21 claims rated in a flood zone, 9 were in FEMA's high-risk areas (zones A or V) and 12 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Westminster-area flood claims cluster in June (12), July (10), and August (9) — 31 of 45 dated claims[1].
Within 10 miles of central Westminster, weather observers filed 14 flood, flash-flood or heavy-rain reports in 2016–2025 (11 flash floods)[5]. Countywide: 3 flood declarations since 2000, latest Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides (DR-4229, 2015)[6]. Nearby: Northglenn (11), Broomfield (6), and Arvada (12).
34% of Westminster's 50,471 housing units predate 1980[2] — the 7th-lowest share of the 15 Denver-area suburbs we cover (Northglenn (60%), Broomfield (21%), and Arvada (53%)). Expect a mix of original and replaced plumbing.
62% of Westminster households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Westminster has the most flood reports nearby (14)[5].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Westminster storm calendar
Within 10 miles of Westminster, 2016–2025: 11 flash-flood reports and 3 flood reports[5]. Peak: 86% in June, July, and August. Busiest year 2023 (5); 3 of 10 years had none. Busiest month June 2023 (3). Latest: flood report, Jun 25, 2025, 7.4 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| May | – | 2 | – | 2 |
| Jun | 3 | 1 | – | 4 |
| Jul | 4 | – | – | 4 |
| Aug | 4 | – | – | 4 |
Finding water damage help around Westminster
Your request reaches Water damage restoration contractors who serve Westminster (ZIP codes 80021, 80031, 80234, 80030).
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Westminster homes by building type
45%[2] of Westminster's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 34%, the 5th-highest multi-unit share of the 15 Denver-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 5,255 of 50,471 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 27,484 | 54.5% | ±730 |
| Attached house (townhouse, rowhouse) | 5,255 | 10.4% | ±539 |
| Duplex (2 units) | 287 | 0.6% | ±169 |
| 3–4 units | 1,545 | 3.1% | ±346 |
| 5–9 units | 3,457 | 6.8% | ±584 |
| 10–19 units | 4,197 | 8.3% | ±509 |
| 20–49 units | 3,477 | 6.9% | ±473 |
| 50 or more units | 4,243 | 8.4% | ±433 |
| Mobile home | 526 | 1.0% | ±197 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Westminster numbers behind this page
| Measure | Westminster | Median of 15 | Difference |
|---|---|---|---|
| Flood reports (10 mi) | 14 | 6 | 8 more |
| NFIP flood claims (area ZIPs) | 45 | 35 | 10 more |
| Built before 1980 | 34% | 37% | 3 pts lower |
| Median home value | $532,400 | $574,400 | 7% lower |
| Renter-occupied | 38% | 37% | 1 pts higher |
| Owner-occupied | 62% | 63% | 1 pts lower |
| Median year built | 1987 | 1987 | same as median |
Largest differences first. Medians are the middle value across the covered Denver-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Westminster | 45 | 14 | 34% | 38% |
| Northglenn 4.7 mi | 19 | 11 | 60% | 39% |
| Broomfield 5.1 mi | 57 | 6 | 21% | 37% |
| Arvada 5.7 mi | 103 | 12 | 53% | 25% |
| Thornton 6.9 mi | 34 | 7 | 22% | 29% |
| Golden 12.4 mi | 46 | 3 | 43% | 43% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 80021 | 8 | $1,041 | 2001 (3) | 4 of 8 |
| 80031 | 8 | $19,526 | 2011 (3) | 4 of 7 |
| 80234 | 2 | $0 | 2005 (1) | 1 of 2 |
| 80030 | 27 | $244,499 | 1982 (7) | 3 of 4 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2023 | 1 |
| 2022 | 1 |
| 2020 | 1 |
| 2018 | 1 |
| 2015 | 3 |
| 2013 | 1 |
| 2011 | 3 |
| 2007 | 1 |
| 2005 | 1 |
| 2003 | 1 |
| 2002 | 1 |
| 2001 | 3 |
| Month | Claims |
|---|---|
| January | 1 |
| March | 3 |
| April | 2 |
| May | 5 |
| June | 12 |
| July | 10 |
| August | 9 |
| September | 2 |
| October | 1 |
| Date | Type | Distance |
|---|---|---|
| Jun 25, 2025 | Flood | 7.4 mi |
| Jul 20, 2024 | Flash Flood | 7.9 mi |
| Jun 29, 2023 | Flash Flood | 8.4 mi |
| Jun 29, 2023 | Flash Flood | 9.3 mi |
| Jun 29, 2023 | Flash Flood | 6.8 mi |
| May 11, 2023 | Flood | 9.9 mi |
| May 11, 2023 | Flood | 9.9 mi |
| Aug 16, 2022 | Flash Flood | 3.1 mi |
| ZIP (ZCTA) | Share of Westminster's land | Share of the ZIP inside the city |
|---|---|---|
| 80021 | 25% | 48% |
| 80031 | 24% | 91% |
| 80234 | 16% | 71% |
| 80030 | 8% | 97% |
Westminster water damage questions
Do I need flood insurance in Westminster?
Homeowners policies exclude outside floodwater[9], and Westminster-area ZIPs have 4 NFIP claims in just the last ten years[1].
Which Westminster ZIP codes do these crews cover?
80021, 80031, 80234, and 80030[7], in Adams County. Nearby pages: Northglenn (4.7 mi), Broomfield (5.1 mi), and Arvada (5.7 mi)[4].
Which Westminster ZIP code has the most flood claims?
80030, with 27 NFIP claims and $244,499 paid[1].
When was the last flood report near Westminster?
Jun 25, 2025: a flood report 7.4 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.