Water damage restoration · Arvada, Colorado
Water damage restoration in Arvada, CO
Burst pipe, failed water heater, or storm water? Arvada-area ZIPs: 103 flood claims since 1978[1]; 53% of homes built before 1980[2]. Request help from local restoration crews. Arvada, in Jefferson County and Adams County — ZIPs 80007, 80004, 80005, 80403, 80003, 80002, counts 122,901 residents (2025 estimate)[3].
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Arvada water damage snapshot: the key figures
- Population (2025 est.)
- 122,901[3]-1.2% since 2020
- County
- Jefferson / Adams[3]city spans more than one county
- Land area
- 39.0 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 103 since 1978[1]$671,880 paid across 50 claims · ZIP 80007, 80004, 80005, 80403, 80003, 80002
- Flood & flash-flood reports within 10 mi
- 12[5]2016–2025 · latest Jun 25, 2025
- Federal disaster declarations incl. flooding, Jefferson Co.
- 3[6]of 13 total declarations
- Homes built before 1980
- 53%[2]the 4th-highest share of the 15 Denver-area suburbs we cover
- Households renting
- 25%[2]2020–2024
What the local data means for water damage in Arvada
Arvada is one of the most established suburbs tracked here — 122,901 people (2025 estimate), down just 1.2% since 2020[3]. It covers 39.0 square miles (3,151 residents per square mile, the 8th densest), spans Jefferson County and Adams County, in ZIP codes 80007, 80004, 80005, 80403, 80003, 80002[4].
Arvada mixes 15% of homes built since 2010 and 53% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Arvada goes through 6 ZIP codes — 80007 (26% of the city's land), 80004 (18% of the city's land), 80005 (17% of the city's land), 80403 (15% of the city's land), 80003 (14% of the city's land), 80002 (10% of the city's land)[7].
Nearest of the other suburbs we track: Westminster (5.7 mi NE), Golden (7.1 mi SW) and Lakewood (9.5 mi S)[4].
103 flood-insurance claims have come from Arvada-area ZIP codes (80007, 80004, 80005, 80403, 80003, 80002) since 1978, and $671,880 has been paid on them (about $13,438 per paid claim)[1]. 2013 was the worst year, with 17 claims. That is the 3rd-most of the 15 Denver-area suburbs we cover; for comparison, Westminster (45), Golden (46), and Lakewood (200). Outside water is a real part of the picture here. Of the 97 claims rated in a flood zone, 49 were in FEMA's high-risk areas (zones A or V) and 48 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Arvada-area flood claims cluster in May (21), June (31), and September (18) — 70 of 103 dated claims[1].
Within 10 miles of central Arvada, weather observers filed 12 flood, flash-flood or heavy-rain reports in 2016–2025 (11 flash floods)[5]. Countywide: 3 flood declarations since 2000, latest Severe Storms, Flooding, and Tornadoes (DR-4731, 2023)[6]. Nearby: Westminster (14), Golden (3), and Lakewood (10).
53% of Arvada's 52,169 housing units predate 1980[2] — the 4th-highest share of the 15 Denver-area suburbs we cover (Westminster (34%), Golden (43%), and Lakewood (56%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
75% of Arvada households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 15 suburbs on this site, Arvada records the 2nd-most flood reports nearby (12)[5] and the 3rd-most NFIP flood claims (103)[1].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Arvada storm calendar
Within 10 miles of Arvada, 2016–2025: 11 flash-flood reports and 1 flood report[5]. Peak: 100% in June, July, and August. Busiest year 2019 (4); 4 of 10 years had none. Busiest month July 2019 (3). Latest: flood report, Jun 25, 2025, 8.3 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jun | 3 | 1 | – | 4 |
| Jul | 4 | – | – | 4 |
| Aug | 4 | – | – | 4 |
Finding water damage help around Arvada
Requests go to Water damage restoration contractors serving the Arvada area — ZIP codes 80007, 80004, 80005, 80403, 80003, 80002.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Arvada homes by building type
With 70%[2] of homes detached, most Arvada water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 3,594 of 52,169 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 36,657 | 70.3% | ±833 |
| Attached house (townhouse, rowhouse) | 3,594 | 6.9% | ±431 |
| Duplex (2 units) | 639 | 1.2% | ±354 |
| 3–4 units | 1,775 | 3.4% | ±291 |
| 5–9 units | 2,255 | 4.3% | ±364 |
| 10–19 units | 3,109 | 6.0% | ±444 |
| 20–49 units | 2,134 | 4.1% | ±377 |
| 50 or more units | 1,956 | 3.7% | ±304 |
| Mobile home | 30 | 0.1% | ±41 |
| Boat, RV, van, etc. | 20 | 0.0% | ±25 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
Arvada by the numbers
| Measure | Arvada | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 103 | 35 | 68 more |
| Flood reports (10 mi) | 12 | 6 | 6 more |
| Built before 1980 | 53% | 37% | 16 pts higher |
| Renter-occupied | 25% | 37% | 13 pts lower |
| Owner-occupied | 75% | 63% | 13 pts higher |
| Median home value | $632,600 | $574,400 | 10% higher |
| Median year built | 1979 | 1987 | 8 years older |
Largest differences first. Medians are the middle value across the covered Denver-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Arvada | 103 | 12 | 53% | 25% |
| Westminster 5.7 mi | 45 | 14 | 34% | 38% |
| Golden 7.1 mi | 46 | 3 | 43% | 43% |
| Lakewood 9.5 mi | 200 | 10 | 56% | 42% |
| Broomfield 9.8 mi | 57 | 6 | 21% | 37% |
| Northglenn 10.4 mi | 19 | 11 | 60% | 39% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 80007 | 6 | $287,248 | 2013 (3) | 2 of 6 |
| 80004 | 35 | $23,429 | 2013 (5) | 11 of 35 |
| 80005 | 13 | $125,032 | 2013 (4) | 10 of 11 |
| 80403 | 11 | $171,819 | 2013 (4) | 5 of 10 |
| 80003 | 21 | $38,371 | 1984 (3) | 12 of 19 |
| 80002 | 17 | $25,981 | 1978 (5) | 8 of 16 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 1 |
| 2025 | 2 |
| 2024 | 1 |
| 2023 | 5 |
| 2021 | 1 |
| 2017 | 2 |
| 2015 | 6 |
| 2014 | 4 |
| 2013 | 17 |
| 2010 | 4 |
| 2009 | 2 |
| 2007 | 3 |
| Month | Claims |
|---|---|
| January | 3 |
| March | 1 |
| April | 8 |
| May | 21 |
| June | 31 |
| July | 8 |
| August | 10 |
| September | 18 |
| October | 2 |
| December | 1 |
| Date | Type | Distance |
|---|---|---|
| Jun 25, 2025 | Flood | 8.3 mi |
| Jul 20, 2024 | Flash Flood | 9.3 mi |
| Jun 29, 2023 | Flash Flood | 8.2 mi |
| Jun 29, 2023 | Flash Flood | 9.0 mi |
| Jun 29, 2023 | Flash Flood | 7.3 mi |
| Aug 16, 2022 | Flash Flood | 6.8 mi |
| Aug 7, 2022 | Flash Flood | 7.5 mi |
| Aug 21, 2019 | Flash Flood | 9.3 mi |
| ZIP (ZCTA) | Share of Arvada's land | Share of the ZIP inside the city |
|---|---|---|
| 80007 | 26% | 41% |
| 80004 | 18% | 96% |
| 80005 | 17% | 57% |
| 80403 | 15% | 4% |
| 80003 | 14% | 81% |
| 80002 | 10% | 57% |
Common Arvada water damage questions
Do I need flood insurance in Arvada?
Homeowners policies exclude outside floodwater[9], and Arvada-area ZIPs have 12 NFIP claims in just the last ten years[1].
Which Arvada ZIP codes do these crews cover?
80007, 80004, 80005, 80403, 80003, and 80002[7], in Jefferson County. Nearby pages: Westminster (5.7 mi), Golden (7.1 mi), and Lakewood (9.5 mi)[4].
Which Arvada ZIP code has the most flood claims?
80004, with 35 NFIP claims and $23,429 paid[1].
When was the last flood report near Arvada?
Jun 25, 2025: a flood report 8.3 miles from the city center[5].
A lot of Arvada homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
53% of Arvada's housing units were built before 1980, 11.0% before 1960[2] — the 4th-highest share of the 15 Denver-area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.