Water damage restoration · Franklin, Tennessee
Water damage restoration in Franklin, TN
Burst pipe, failed water heater, or storm water? Franklin-area ZIPs: 587 flood claims since 1978[1]; 13% of homes built before 1980[2]. Request help from local restoration crews. Franklin, in Williamson County — ZIPs 37064, 37067, 37069, counts 90,226 residents (2025 estimate)[3].
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The Franklin water damage picture in brief
- Population (2025 est.)
- 90,226[3]+8.0% since 2020
- County
- Williamson[3]
- Land area
- 44.5 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 587 since 1978[1]$16,350,106 paid across 506 claims · ZIP 37064, 37067, 37069
- Flood & flash-flood reports within 10 mi
- 29[5]2016–2025 · latest May 20, 2025
- Winter-storm & freeze days, williamson zone
- 28[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Williamson Co.
- 5[6]of 10 total declarations
- Homes built before 1980
- 13%[2]the 4th-lowest share of the 13 Nashville-area suburbs we cover
- Households renting
- 36%[2]2020–2024
What the local data means for water damage in Franklin
Franklin is one of the most established suburbs tracked here — 90,226 people (2025 estimate), up just 8.0% since 2020[3]. The city spans 44.5 square miles at 2,025 residents per square mile (the 4th densest) and sits entirely in Williamson County, served by ZIP codes 37064, 37067, 37069[4].
Franklin mixes 32% of homes built since 2010 and 13% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Franklin is split across 3 ZIP codes: 37064 (59% of the city's land), 37067 (28% of the city's land), 37069 (13% of the city's land)[7].
Nearest of the other suburbs we track: Brentwood (7.2 mi NE), Nolensville (10.5 mi E) and Spring Hill (12.1 mi S)[4].
587 flood-insurance claims have come from Franklin-area ZIP codes (37064, 37067, 37069) since 1978, and $16,350,106 has been paid on them (about $32,312 per paid claim)[1]. 2010 was the worst year, with 245 claims. That is the most of the 13 Nashville-area suburbs we cover; for comparison, Brentwood (464), Nolensville (41), and Spring Hill (22). Outside water is a real part of the picture here. Of the 559 claims rated in a flood zone, 430 were in FEMA's high-risk areas (zones A or V) and 129 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Franklin-area flood claims cluster in February (34), March (154), and May (311) — 499 of 587 dated claims[1].
Within 10 miles of central Franklin, weather observers filed 29 flood, flash-flood or heavy-rain reports in 2016–2025 (17 flash floods)[5]. Countywide: 5 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (EM-3625, 2025)[6]. Nearby: Brentwood (58), Nolensville (55), and Spring Hill (28).
13% of Franklin's 36,239 housing units predate 1980[2] — the 4th-lowest share of the 13 Nashville-area suburbs we cover (Brentwood (22%), Nolensville (7%), and Spring Hill (4%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
64% of Franklin households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 13 suburbs on this site, Franklin records the most NFIP flood claims (587)[1] and the 3rd-highest median home value ($705,400)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Franklin storm calendar
Within 10 miles of Franklin, 2016–2025: 17 flash-flood reports, 8 flood reports, and 4 heavy-rain reports[5]. Peak: spread out; February, April, and September held 52%. Busiest year 2017 (6); 2 of 10 years had none. Busiest month September 2020 (5). Latest: flash-flood report, May 20, 2025, 4.5 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Feb | 4 | – | – | 4 |
| Mar | 1 | – | – | 1 |
| Apr | 2 | 4 | – | 6 |
| May | 4 | – | – | 4 |
| Jul | 2 | 1 | – | 3 |
| Aug | – | 1 | – | 1 |
| Sep | 3 | – | 2 | 5 |
| Oct | 1 | 1 | – | 2 |
| Nov | – | – | 2 | 2 |
| Dec | – | 1 | – | 1 |
Get water damage help in Franklin
Water damage restoration contractors taking requests around Franklin cover ZIP codes 37064, 37067, 37069.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Franklin homes by building type
41%[2] of Franklin's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 33%, the 2nd-highest multi-unit share of the 13 Nashville-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 2,894 of 36,239 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 21,018 | 58.0% | ±764 |
| Attached house (townhouse, rowhouse) | 2,894 | 8.0% | ±383 |
| Duplex (2 units) | 499 | 1.4% | ±223 |
| 3–4 units | 1,033 | 2.9% | ±349 |
| 5–9 units | 2,718 | 7.5% | ±512 |
| 10–19 units | 2,257 | 6.2% | ±459 |
| 20–49 units | 2,620 | 7.2% | ±439 |
| 50 or more units | 2,851 | 7.9% | ±468 |
| Mobile home | 337 | 0.9% | ±154 |
| Boat, RV, van, etc. | 12 | 0.0% | ±20 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Franklin page
| Measure | Franklin | Median of 13 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 587 | 186 | 401 more |
| Median home value | $705,400 | $402,100 | 75% higher |
| Built before 1980 | 13% | 21% | 8 pts lower |
| Flood reports (10 mi) | 29 | 40 | 11 fewer |
| Median year built | 2002 | 2002 | same as median |
| Renter-occupied | 36% | 36% | same as median |
| Owner-occupied | 64% | 64% | same as median |
Biggest gaps first. Medians are middle values across the Nashville-area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Franklin | 587 | 29 | 28 | 13% | 36% |
| Brentwood 7.2 mi | 464 | 58 | 28 | 22% | 10% |
| Nolensville 10.5 mi | 41 | 55 | 28 | 7% | 6% |
| Spring Hill 12.1 mi | 22 | 28 | 28 | 4% | 27% |
| La Vergne 18.0 mi | 81 | 44 | 25 | 16% | 26% |
| Smyrna 18.5 mi | 133 | 40 | 25 | 21% | 43% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 37064 | 343 | $9,767,766 | 2010 (166) | 67 of 319 |
| 37067 | 15 | $529,920 | 2010 (6) | 11 of 15 |
| 37069 | 229 | $6,052,420 | 2021 (76) | 51 of 225 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 3 |
| 2025 | 5 |
| 2024 | 1 |
| 2022 | 1 |
| 2021 | 109 |
| 2020 | 2 |
| 2019 | 3 |
| 2018 | 2 |
| 2017 | 11 |
| 2015 | 1 |
| 2013 | 6 |
| 2011 | 13 |
| Month | Claims |
|---|---|
| January | 16 |
| February | 34 |
| March | 154 |
| April | 21 |
| May | 311 |
| June | 10 |
| July | 16 |
| August | 7 |
| September | 6 |
| October | 2 |
| November | 4 |
| December | 6 |
| Date | Type | Distance |
|---|---|---|
| May 20, 2025 | Flash Flood | 6.2 mi |
| May 20, 2025 | Flash Flood | 8.1 mi |
| May 20, 2025 | Flash Flood | 4.5 mi |
| Apr 3, 2025 | Flood | 9.2 mi |
| Apr 3, 2025 | Flood | 9.2 mi |
| Aug 26, 2023 | Flood | 5.1 mi |
| Jul 19, 2023 | Flood | 3.9 mi |
| May 3, 2021 | Flash Flood | 9.9 mi |
| ZIP (ZCTA) | Share of Franklin's land | Share of the ZIP inside the city |
|---|---|---|
| 37064 | 59% | 14% |
| 37067 | 28% | 37% |
| 37069 | 13% | 15% |
Franklin water damage questions
Do I need flood insurance in Franklin?
Homeowners policies exclude outside floodwater[9], and Franklin-area ZIPs have 137 NFIP claims in just the last ten years[1].
Which Franklin ZIP codes do these crews cover?
37064, 37067, and 37069[7], in Williamson County. Nearby pages: Brentwood (7.2 mi), Nolensville (10.5 mi), and Spring Hill (12.1 mi)[4].
Which Franklin ZIP code has the most flood claims?
37064, with 343 NFIP claims and $9,767,766 paid[1].
When was the last flood report near Franklin?
May 20, 2025: a flash flood report 6.2 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.