Water damage restoration · Gladstone, Missouri
Water damage restoration in Gladstone, MO
Burst pipe, failed water heater, or storm water? Gladstone-area ZIPs: 352 flood claims since 1978[1]; 64% of homes built before 1980[2]. Request help from local restoration crews. Gladstone, in Clay County — ZIPs 64118, 64119, counts 27,497 residents (2025 estimate)[3].
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Gladstone at a glance for water damage
- Population (2025 est.)
- 27,497[3]+1.6% since 2020
- County
- Clay[3]
- Land area
- 8.1 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 352 since 1978[1]$4,459,402 paid across 301 claims · ZIP 64118, 64119
- Flood & flash-flood reports within 10 mi
- 43[5]2016–2025 · latest Jul 1, 2024
- Winter-storm & freeze days, clay zone
- 15[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Clay Co.
- 6[6]of 13 total declarations
- Homes built before 1980
- 64%[2]the 5th-highest share of the 14 Kansas City–area suburbs we cover
- Households renting
- 32%[2]2020–2024
Reading the Gladstone data for water damage
Gladstone is one of the most established suburbs tracked here — 27,497 people (2025 estimate), up just 1.6% since 2020[3]. It covers 8.1 square miles (3,403 residents per square mile, the 1st densest), sits entirely in Clay County, in ZIP codes 64118, 64119[4].
Gladstone mixes 5% of homes built since 2010 and 64% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Gladstone is split across 2 ZIP codes: 64118 (65% of the city's land), 64119 (33% of the city's land)[7].
The closest tracked neighbours are Liberty (7.7 mi E), Parkville (7.8 mi W) and Independence (14.2 mi SE)[4].
352 flood-insurance claims have come from Gladstone-area ZIP codes (64118, 64119) since 1978, and $4,459,402 has been paid on them (about $14,815 per paid claim)[1]. 1982 was the worst year, with 102 claims. That is the 2nd-most of the 14 Kansas City–area suburbs we cover; for comparison, Liberty (37), Parkville (61), and Independence (388). Outside water is a real part of the picture here. Of the 346 claims rated in a flood zone, 214 were in FEMA's high-risk areas (zones A or V) and 132 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Gladstone-area flood claims cluster in June (83), July (47), and August (107) — 237 of 352 dated claims[1].
Within 10 miles of central Gladstone, weather observers filed 43 flood, flash-flood or heavy-rain reports in 2016–2025 (35 flash floods)[5]. Countywide: 6 flood declarations since 2000, latest Severe Storms, Tornadoes, and Flooding (DR-4451, 2019)[6]. Nearby: Liberty (23), Parkville (32), and Independence (15).
64% of Gladstone's 12,476 housing units predate 1980[2] — the 5th-highest share of the 14 Kansas City–area suburbs we cover (Liberty (41%), Parkville (20%), and Independence (70%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
Freeze days in the clay zone: 15 in 2016–2025, latest Feb 18, 2025[5]. Nearby: Liberty (15), Parkville (16), and Independence (20).
68% of Gladstone households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 14 suburbs on this site, Gladstone records the 2nd-most NFIP flood claims (352)[1] and the 2nd-most flood reports nearby (43)[5].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Gladstone storm calendar
Within 10 miles of Gladstone, 2016–2025: 35 flash-flood reports and 8 flood reports[5]. Peak: 77% in May, July, and August. Busiest year 2017 (21); 4 of 10 years had none. Busiest month August 2017 (15). Latest: flash-flood report, Jul 1, 2024, 8.9 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Mar | 1 | – | – | 1 |
| Apr | 1 | 2 | – | 3 |
| May | 7 | 2 | – | 9 |
| Jun | 3 | 1 | – | 4 |
| Jul | 7 | 1 | – | 8 |
| Aug | 14 | 2 | – | 16 |
| Oct | 2 | – | – | 2 |
water damage help in Gladstone: what to do next
Water damage restoration contractors taking requests around Gladstone cover ZIP codes 64118, 64119.
Before you call: what a restoration crew does first
Shared walls and ceilings: Gladstone homes by building type
With 66%[2] of homes detached, most Gladstone water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 5–9 units: 1,057 of 12,476 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 8,227 | 65.9% | ±395 |
| Attached house (townhouse, rowhouse) | 944 | 7.6% | ±226 |
| Duplex (2 units) | 206 | 1.7% | ±110 |
| 3–4 units | 527 | 4.2% | ±152 |
| 5–9 units | 1,057 | 8.5% | ±256 |
| 10–19 units | 871 | 7.0% | ±242 |
| 20–49 units | 71 | 0.6% | ±65 |
| 50 or more units | 447 | 3.6% | ±147 |
| Mobile home | 115 | 0.9% | ±85 |
| Boat, RV, van, etc. | 11 | 0.1% | ±16 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Gladstone numbers behind this page
| Measure | Gladstone | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 352 | 49 | 304 more |
| Flood reports (10 mi) | 43 | 15 | 28 more |
| Built before 1980 | 64% | 40% | 24 pts higher |
| Median home value | $231,500 | $247,300 | 6% lower |
| Median year built | 1973 | 1986 | 13 years older |
| Renter-occupied | 32% | 32% | about the same |
| Owner-occupied | 68% | 68% | about the same |
Biggest gaps first. Medians are middle values across the Kansas City–area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Gladstone | 352 | 43 | 15 | 64% | 32% |
| Liberty 7.7 mi | 37 | 23 | 15 | 41% | 27% |
| Parkville 7.8 mi | 61 | 32 | 16 | 20% | 18% |
| Independence 14.2 mi | 388 | 15 | 20 | 70% | 39% |
| Kearney 14.5 mi | 3 | 11 | 15 | 17% | 25% |
| Raytown 16.0 mi | 172 | 49 | 20 | 82% | 35% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 64118 | 170 | $1,078,313 | 1982 (47) | 67 of 166 |
| 64119 | 182 | $3,381,089 | 1982 (55) | 65 of 180 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 15 |
| 2020 | 1 |
| 2019 | 1 |
| 2017 | 20 |
| 2016 | 4 |
| 2015 | 8 |
| 2013 | 7 |
| 2011 | 2 |
| 2010 | 7 |
| 2009 | 9 |
| 2008 | 10 |
| 2007 | 2 |
| Month | Claims |
|---|---|
| January | 5 |
| February | 3 |
| March | 3 |
| April | 12 |
| May | 36 |
| June | 83 |
| July | 47 |
| August | 107 |
| September | 24 |
| October | 32 |
| Date | Type | Distance |
|---|---|---|
| Jul 1, 2024 | Flash Flood | 8.9 mi |
| Jul 1, 2024 | Flash Flood | 8.9 mi |
| May 28, 2020 | Flash Flood | 4.1 mi |
| Jun 21, 2019 | Flash Flood | 9.1 mi |
| Jun 21, 2019 | Flash Flood | 9.3 mi |
| Jun 21, 2019 | Flash Flood | 8.7 mi |
| Jun 1, 2019 | Flood | 6.3 mi |
| May 24, 2019 | Flash Flood | 9.5 mi |
| ZIP (ZCTA) | Share of Gladstone's land | Share of the ZIP inside the city |
|---|---|---|
| 64118 | 65% | 41% |
| 64119 | 33% | 18% |
Common Gladstone water damage questions
Do I need flood insurance in Gladstone?
Homeowners policies exclude outside floodwater[9], and Gladstone-area ZIPs have 41 NFIP claims in just the last ten years[1].
Which Gladstone ZIP codes do these crews cover?
64118 and 64119[7], in Clay County. Nearby pages: Liberty (7.7 mi), Parkville (7.8 mi), and Independence (14.2 mi)[4].
Which Gladstone ZIP code has the most flood claims?
64119, with 182 NFIP claims and $3,381,089 paid[1].
When was the last flood report near Gladstone?
Jul 1, 2024: a flash flood report 8.9 miles from the city center[5].
A lot of Gladstone homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
64% of Gladstone's housing units were built before 1980, 21.8% before 1960[2] — the 5th-highest share of the 14 Kansas City–area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.