Water damage restoration · Missouri City, Texas
Water damage restoration in Missouri City, TX
Burst pipe, failed water heater, or storm water? Missouri City-area ZIPs: 1,341 flood claims since 1978[1]; 26% of homes built before 1980[2]. Request help from local restoration crews. Missouri City, in Fort Bend County and Harris County — ZIPs 77459, 77489, counts 77,327 residents (2025 estimate)[3].
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The Missouri City water damage picture in brief
- Population (2025 est.)
- 77,327[3]+4.2% since 2020
- County
- Fort Bend / Harris[3]city spans more than one county
- Land area
- 29.0 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 1,341 since 1978[1]$16,036,971 paid across 658 claims · ZIP 77459, 77489
- Flood & flash-flood reports within 10 mi
- 15[5]2016–2025 · latest Sep 21, 2020
- Winter-storm & freeze days, fort bend zone
- 4[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Fort Bend Co.
- 4[6]of 22 total declarations
- Homes built before 1980
- 26%[2]the 7th-lowest share of the 15 Houston-area suburbs we cover
- Households renting
- 18%[2]2020–2024
What the local data means for water damage in Missouri City
Missouri City counts 77,327 residents (2025 estimate), growing at a middle-of-the-pack 4.2% since 2020[3]. It covers 29.0 square miles (2,664 residents per square mile, the 2nd densest), spans Fort Bend County and Harris County, in ZIP codes 77459, 77489[4].
Missouri City mixes 19% of homes built since 2010 and 26% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Missouri City is split across 2 ZIP codes: 77459 (59% of the city's land), 77489 (22% of the city's land)[7].
Nearest of the other suburbs we track: Sugar Land (6.2 mi W), Pearland (12.8 mi E) and Rosenberg (17.2 mi W)[4].
1,341 flood-insurance claims have come from Missouri City-area ZIP codes (77459, 77489) since 1978, and $16,036,971 has been paid on them (about $24,372 per paid claim)[1]. 2017 was the worst year, with 563 claims. That is the 6th-fewest of the 15 Houston-area suburbs we cover; for comparison, Sugar Land (1,141), Pearland (5,580), and Rosenberg (770). Of the 1,282 claims rated in a flood zone, 158 were in FEMA's high-risk areas (zones A or V) and 1,122 outside them (zones B, C or X), with 2 in undetermined zone D[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Missouri City-area flood claims cluster in May (103), August (631), and September (215) — 949 of 1,341 dated claims[1].
Within 10 miles of central Missouri City, weather observers filed 15 flood, flash-flood or heavy-rain reports in 2016–2025 (15 flash floods)[5]. Countywide: 4 flood declarations since 2000, latest Severe Storms and Flooding (DR-4272, 2016)[6]. Nearby: Sugar Land (15), Pearland (17), and Rosenberg (8).
26% of Missouri City's 28,577 housing units predate 1980[2] — the 7th-lowest share of the 15 Houston-area suburbs we cover (Sugar Land (13%), Pearland (11%), and Rosenberg (28%)). Expect a mix of original and replaced plumbing.
Freeze days in the fort bend zone: 4 in 2016–2025, latest Jan 20, 2025[5]. Nearby: Sugar Land (4), Pearland (1), and Rosenberg (4).
82% of Missouri City households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Among the 15 suburbs tracked here, Missouri City stands out for the lowest renter share (18%)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Missouri City storm calendar
Within 10 miles of Missouri City, 2016–2025: 15 flash-flood reports[5]. Peak: 67% in May, August, and September. Busiest year 2017 (6); 5 of 10 years had none. Busiest month August 2017 (3). Latest: flash-flood report, Sep 21, 2020, 8.7 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | 1 | – | – | 1 |
| Mar | 1 | – | – | 1 |
| Apr | 1 | – | – | 1 |
| May | 3 | – | – | 3 |
| Jun | 1 | – | – | 1 |
| Aug | 3 | – | – | 3 |
| Sep | 4 | – | – | 4 |
| Dec | 1 | – | – | 1 |
water damage help in Missouri City: what to do next
Your request reaches Water damage restoration contractors who serve Missouri City (ZIP codes 77459, 77489).
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Missouri City homes by building type
With 88%[2] of homes detached, most Missouri City water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 814 of 28,577 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 25,248 | 88.4% | ±849 |
| Attached house (townhouse, rowhouse) | 814 | 2.8% | ±247 |
| Duplex (2 units) | 288 | 1.0% | ±195 |
| 3–4 units | 156 | 0.5% | ±177 |
| 5–9 units | 316 | 1.1% | ±163 |
| 10–19 units | 640 | 2.2% | ±273 |
| 20–49 units | 143 | 0.5% | ±102 |
| 50 or more units | 718 | 2.5% | ±319 |
| Mobile home | 254 | 0.9% | ±172 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
Missouri City by the numbers
| Measure | Missouri City | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 1,341 | 4,628 | 3,287 fewer |
| Renter-occupied | 18% | 43% | 25 pts lower |
| Owner-occupied | 82% | 57% | 25 pts higher |
| Built before 1980 | 26% | 28% | 2 pts lower |
| Flood reports (10 mi) | 15 | 15 | same as median |
| Median year built | 1993 | 1993 | same as median |
| Median home value | $311,400 | $311,400 | same as median |
Sorted by largest difference. Each median is the middle value across the covered Houston-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Missouri City | 1,341 | 15 | 4 | 26% | 18% |
| Sugar Land 6.2 mi | 1,141 | 15 | 4 | 13% | 20% |
| Pearland 12.8 mi | 5,580 | 17 | 1 | 11% | 24% |
| Rosenberg 17.2 mi | 770 | 8 | 4 | 28% | 46% |
| Friendswood 20.5 mi | 6,059 | 30 | 1 | 30% | 23% |
| Pasadena 24.0 mi | 13,636 | 25 | 4 | 57% | 46% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 77459 | 999 | $13,472,661 | 2017 (462) | 812 of 951 |
| 77489 | 342 | $2,564,310 | 2017 (101) | 310 of 331 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 2 |
| 2025 | 3 |
| 2024 | 38 |
| 2023 | 3 |
| 2022 | 5 |
| 2021 | 14 |
| 2020 | 11 |
| 2019 | 8 |
| 2018 | 7 |
| 2017 | 563 |
| 2016 | 21 |
| 2015 | 65 |
| Month | Claims |
|---|---|
| January | 18 |
| February | 23 |
| March | 12 |
| April | 42 |
| May | 103 |
| June | 80 |
| July | 62 |
| August | 631 |
| September | 215 |
| October | 96 |
| November | 38 |
| December | 21 |
| Date | Type | Distance |
|---|---|---|
| Sep 21, 2020 | Flash Flood | 7.4 mi |
| Sep 21, 2020 | Flash Flood | 8.7 mi |
| May 15, 2020 | Flash Flood | 6.6 mi |
| Sep 19, 2019 | Flash Flood | 6.4 mi |
| Sep 18, 2019 | Flash Flood | 7.5 mi |
| May 7, 2019 | Flash Flood | 6.5 mi |
| May 7, 2019 | Flash Flood | 5.5 mi |
| Dec 8, 2018 | Flash Flood | 7.1 mi |
| ZIP (ZCTA) | Share of Missouri City's land | Share of the ZIP inside the city |
|---|---|---|
| 77459 | 59% | 55% |
| 77489 | 22% | 57% |
Common Missouri City water damage questions
Do I need flood insurance in Missouri City?
Homeowners policies exclude outside floodwater[9], and Missouri City-area ZIPs have 675 NFIP claims in just the last ten years[1].
Which Missouri City ZIP codes do these crews cover?
77459 and 77489[7], in Fort Bend County. Nearby pages: Sugar Land (6.2 mi), Pearland (12.8 mi), and Rosenberg (17.2 mi)[4].
Which Missouri City ZIP code has the most flood claims?
77459, with 999 NFIP claims and $13,472,661 paid[1].
When was the last flood report near Missouri City?
Sep 21, 2020: a flash flood report 7.4 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.