Water damage restoration · Statesville, North Carolina
Water damage restoration in Statesville, NC
Burst pipe, failed water heater, or storm water? Statesville-area ZIPs: 41 flood claims since 1979[1]; 48% of homes built before 1980[2]. Request help from local restoration crews. Statesville, in Iredell County — ZIPs 28677, 28625, counts 32,181 residents (2025 estimate)[3].
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Statesville water damage snapshot: the key figures
- Population (2025 est.)
- 32,181[3]+13.0% since 2020
- County
- Iredell[3]
- Land area
- 30.4 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 41 since 1979[1]$986,226 paid across 26 claims · ZIP 28677, 28625
- Flood & flash-flood reports within 10 mi
- 6[5]2016–2025 · latest Jan 9, 2024
- Winter-storm & freeze days, iredell zone
- 29[5]2016–2025; hard freezes burst pipes
- Homes built before 1980
- 48%[2]the 3rd-highest share of the 14 Charlotte-area suburbs we cover
- Households renting
- 48%[2]2020–2024
What the local data means for water damage in Statesville
Statesville is one of the fastest-growing Charlotte-metro suburbs tracked here: 32,181 people (2025 estimate), up 13.0% since 2020[3]. It covers 30.4 square miles (1,060 residents per square mile, the 14th densest), sits entirely in Iredell County, in ZIP codes 28677, 28625[4].
Statesville mixes 14% of homes built since 2010 and 48% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Statesville is split across 2 ZIP codes: 28677 (57% of the city's land), 28625 (43% of the city's land)[6].
Nearest of the other suburbs we track: Mooresville (14.0 mi S), Cornelius (21.4 mi S) and Salisbury (22.8 mi E)[4].
41 flood-insurance claims have come from Statesville-area ZIP codes (28677, 28625) since 1979, and $986,226 has been paid on them (about $37,932 per paid claim)[1]. 2003 was the worst year, with 12 claims. That is the 7th-most of the 14 Charlotte-area suburbs we cover; for comparison, Mooresville (10), Cornelius (21), and Salisbury (54). Of the 40 claims rated in a flood zone, 29 were in FEMA's high-risk areas (zones A or V) and 11 outside them (zones B, C or X)[1][7] — flooding here is not only a high-risk-zone problem.
By month of loss, Statesville-area flood claims cluster in March (9), June (4), and August (10) — 23 of 41 dated claims[1].
Within 10 miles of central Statesville, weather observers filed 6 flood, flash-flood or heavy-rain reports in 2016–2025 (4 flash floods)[5]. Countywide: no flood declarations since 2000[8]. Nearby: Mooresville (5), Cornelius (6), and Salisbury (9).
48% of Statesville's 13,538 housing units predate 1980[2] — the 3rd-highest share of the 14 Charlotte-area suburbs we cover (Mooresville (14%), Cornelius (8%), and Salisbury (55%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
Freeze days in the iredell zone: 29 in 2016–2025, latest Feb 20, 2025[5]. Nearby: Mooresville (29), Cornelius (16), and Salisbury (23).
48% of Statesville households rent[2]: tenants should report leaks to the landlord in writing, with photos.
Measured against the 14 suburbs on this site, Statesville records the highest renter share (48%)[2], the 2nd-lowest median home value ($248,000)[2], the 3rd-highest pre-1980 housing share (48%)[2], and the 3rd-oldest housing (by median year built) (1982)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Statesville storm calendar
Within 10 miles of Statesville, 2016–2025: 4 flash-flood reports, 1 flood report, and 1 heavy-rain report[5]. Peak: 83% in January, August, and September. Busiest year 2016 (2); 6 of 10 years had none. Busiest month August 2016 (2). Latest: flash-flood report, Jan 9, 2024, 8.7 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | 1 | – | – | 1 |
| Aug | 2 | 1 | – | 3 |
| Sep | – | – | 1 | 1 |
| Oct | 1 | – | – | 1 |
Finding water damage help around Statesville
Requests go to Water damage restoration contractors serving the Statesville area — ZIP codes 28677, 28625.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Statesville homes by building type
With 64%[2] of homes detached, most Statesville water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 5–9 units: 1,357 of 13,538 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 8,671 | 64.0% | ±633 |
| Attached house (townhouse, rowhouse) | 681 | 5.0% | ±258 |
| Duplex (2 units) | 470 | 3.5% | ±245 |
| 3–4 units | 874 | 6.5% | ±229 |
| 5–9 units | 1,357 | 10.0% | ±360 |
| 10–19 units | 737 | 5.4% | ±221 |
| 20–49 units | 318 | 2.3% | ±134 |
| 50 or more units | 222 | 1.6% | ±130 |
| Mobile home | 178 | 1.3% | ±72 |
| Boat, RV, van, etc. | 30 | 0.2% | ±29 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Statesville page
| Measure | Statesville | Median of 14 | Difference |
|---|---|---|---|
| Built before 1980 | 48% | 23% | 25 pts higher |
| Renter-occupied | 48% | 35% | 14 pts higher |
| Median home value | $248,000 | $387,950 | 36% lower |
| Flood reports (10 mi) | 6 | 9 | 3 fewer |
| Owner-occupied | 52% | 65% | 14 pts lower |
| NFIP flood claims (area ZIPs) | 41 | 39 | 2 more |
| Median year built | 1982 | 1996 | 14 years older |
Biggest gaps first. Medians are middle values across the Charlotte-area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Statesville | 41 | 6 | 29 | 48% | 48% |
| Mooresville 14.0 mi | 10 | 5 | 29 | 14% | 42% |
| Cornelius 21.4 mi | 21 | 6 | 16 | 8% | 30% |
| Salisbury 22.8 mi | 54 | 9 | 23 | 55% | 48% |
| Kannapolis 24.5 mi | 64 | 8 | 18 | 44% | 34% |
| Huntersville 26.0 mi | 19 | 11 | 16 | 7% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 28677 | 34 | $973,242 | 2003 (10) | 5 of 33 |
| 28625 | 7 | $12,984 | 2003 (2) | 6 of 7 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2024 | 1 |
| 2020 | 4 |
| 2018 | 9 |
| 2016 | 5 |
| 2013 | 1 |
| 2012 | 2 |
| 2004 | 1 |
| 2003 | 12 |
| 1998 | 1 |
| 1997 | 1 |
| 1996 | 1 |
| 1987 | 1 |
| Month | Claims |
|---|---|
| February | 2 |
| March | 9 |
| April | 2 |
| May | 2 |
| June | 4 |
| July | 1 |
| August | 10 |
| September | 4 |
| October | 4 |
| November | 3 |
| Date | Type | Distance |
|---|---|---|
| Jan 9, 2024 | Flash Flood | 8.7 mi |
| Oct 11, 2018 | Flash Flood | 5.8 mi |
| Aug 2, 2018 | Flash Flood | 6.4 mi |
| Sep 1, 2017 | Heavy Rain | 0.9 mi |
| Aug 3, 2016 | Flash Flood | 2.5 mi |
| Aug 3, 2016 | Flood | 2.5 mi |
| ZIP (ZCTA) | Share of Statesville's land | Share of the ZIP inside the city |
|---|---|---|
| 28677 | 57% | 17% |
| 28625 | 43% | 5% |
Common Statesville water damage questions
Do I need flood insurance in Statesville?
Homeowners policies exclude outside floodwater[9], and Statesville-area ZIPs have 19 NFIP claims in just the last ten years[1].
Which Statesville ZIP codes do these crews cover?
28677 and 28625[6], in Iredell County. Nearby pages: Mooresville (14.0 mi), Cornelius (21.4 mi), and Salisbury (22.8 mi)[4].
Which Statesville ZIP code has the most flood claims?
28677, with 34 NFIP claims and $973,242 paid[1].
When was the last flood report near Statesville?
Jan 9, 2024: a flash flood report 8.7 miles from the city center[5].
A lot of Statesville homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
48% of Statesville's housing units were built before 1980, 24.9% before 1960[2] — the 3rd-highest share of the 14 Charlotte-area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
I rent in Statesville. Who arranges the repair?
48% of occupied Statesville homes are rented[2], the highest share of the 14 Charlotte-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- OpenFEMA disaster declarations
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.