Water damage restoration · Mooresville, North Carolina
Water damage restoration in Mooresville, NC
Burst pipe, failed water heater, or storm water? Mooresville-area ZIPs: 10 flood claims since 1980[1]; 14% of homes built before 1980[2]. Request help from local restoration crews. Mooresville, in Iredell County — ZIPs 28115, 28117, counts 55,842 residents (2025 estimate)[3].
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Mooresville water damage snapshot: the key figures
- Population (2025 est.)
- 55,842[3]+11.0% since 2020
- County
- Iredell[3]
- Land area
- 27.6 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 10 since 1980[1]$20,910 paid across 4 claims · ZIP 28115, 28117
- Flood & flash-flood reports within 10 mi
- 5[5]2016–2025 · latest Sep 27, 2024
- Winter-storm & freeze days, iredell zone
- 29[5]2016–2025; hard freezes burst pipes
- Homes built before 1980
- 14%[2]the 6th-lowest share of the 14 Charlotte-area suburbs we cover
- Households renting
- 42%[2]2020–2024
What the local data means for water damage in Mooresville
Mooresville counts 55,842 residents (2025 estimate), growing at a middle-of-the-pack 11.0% since 2020[3]. The city spans 27.6 square miles at 2,026 residents per square mile (the 2nd densest) and sits entirely in Iredell County, served by ZIP codes 28115, 28117[4].
Mooresville mixes 38% of homes built since 2010 and 14% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Mooresville goes through 2 ZIP codes — 28115 (62% of the city's land), 28117 (38% of the city's land)[6].
The closest tracked neighbours are Cornelius (8.2 mi S), Kannapolis (12.4 mi SE) and Huntersville (12.4 mi S)[4].
10 flood-insurance claims have come from Mooresville-area ZIP codes (28115, 28117) since 1980, and $20,910 has been paid on them (about $5,228 per paid claim)[1]. 2018 was the worst year, with 2 claims. That is the 2nd-fewest of the 14 Charlotte-area suburbs we cover; for comparison, Cornelius (21), Kannapolis (64), and Huntersville (19). Most jobs here start inside the house. Of the 8 claims rated in a flood zone, 0 were in FEMA's high-risk areas (zones A or V) and 8 outside them (zones B, C or X)[1][7] — flooding here is not only a high-risk-zone problem.
By month of loss, Mooresville-area flood claims cluster in January (1), August (2), and December (2) — 5 of 10 dated claims[1].
Within 10 miles of central Mooresville, weather observers filed 5 flood, flash-flood or heavy-rain reports in 2016–2025 (4 flash floods)[5]. Countywide: no flood declarations since 2000[8]. Nearby: Cornelius (6), Kannapolis (8), and Huntersville (11).
14% of Mooresville's 21,657 housing units predate 1980[2] — the 6th-lowest share of the 14 Charlotte-area suburbs we cover (Cornelius (8%), Kannapolis (44%), and Huntersville (7%)). Expect a mix of original and replaced plumbing.
Freeze days in the iredell zone: 29 in 2016–2025, latest Feb 20, 2025[5]. Nearby: Cornelius (16), Kannapolis (18), and Huntersville (16).
42% of Mooresville households rent[2]: tenants should report leaks to the landlord in writing, with photos.
Measured against the 14 suburbs on this site, Mooresville records the 2nd-fewest NFIP flood claims (10)[1], the 2nd-fewest flood reports nearby (5, tied with Waxhaw)[5], and the 2nd-newest housing (by median year built) (2006, tied with Harrisburg)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Get water damage help in Mooresville
Water damage restoration contractors taking requests around Mooresville cover ZIP codes 28115, 28117.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Mooresville homes by building type
37%[2] of Mooresville's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 28%, the 5th-highest multi-unit share of the 14 Charlotte-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 1,856 of 21,657 housing units[2].
Mooresville also has 631 mobile homes (2.9%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 13,039 | 60.2% | ±588 |
| Attached house (townhouse, rowhouse) | 1,856 | 8.6% | ±336 |
| Duplex (2 units) | 142 | 0.7% | ±81 |
| 3–4 units | 609 | 2.8% | ±206 |
| 5–9 units | 1,277 | 5.9% | ±262 |
| 10–19 units | 1,289 | 6.0% | ±337 |
| 20–49 units | 1,473 | 6.8% | ±350 |
| 50 or more units | 1,341 | 6.2% | ±329 |
| Mobile home | 631 | 2.9% | ±293 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Mooresville numbers behind this page
| Measure | Mooresville | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 10 | 39 | 29 fewer |
| Flood reports (10 mi) | 5 | 9 | 4 fewer |
| Built before 1980 | 14% | 23% | 9 pts lower |
| Renter-occupied | 42% | 35% | 7 pts higher |
| Owner-occupied | 58% | 65% | 7 pts lower |
| Median home value | $390,900 | $387,950 | 1% higher |
| Median year built | 2006 | 1996 | 10 years newer |
Sorted by largest difference. Each median is the middle value across the covered Charlotte-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Mooresville | 10 | 5 | 29 | 14% | 42% |
| Cornelius 8.2 mi | 21 | 6 | 16 | 8% | 30% |
| Kannapolis 12.4 mi | 64 | 8 | 18 | 44% | 34% |
| Huntersville 12.4 mi | 19 | 11 | 16 | 7% | 28% |
| Statesville 14.0 mi | 41 | 6 | 29 | 48% | 48% |
| Concord 17.1 mi | 53 | 29 | 18 | 28% | 35% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 28115 | 6 | $20,910 | 1980 (1) | 4 of 4 |
| 28117 | 4 | $0 | 2013 (1) | 4 of 4 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2023 | 1 |
| 2020 | 2 |
| 2018 | 2 |
| 2013 | 1 |
| 2010 | 1 |
| 2009 | 1 |
| 1981 | 1 |
| 1980 | 1 |
| Month | Claims |
|---|---|
| January | 1 |
| April | 1 |
| May | 1 |
| June | 1 |
| July | 1 |
| August | 2 |
| November | 1 |
| December | 2 |
| Date | Type | Distance |
|---|---|---|
| Sep 27, 2024 | Flash Flood | 9.4 mi |
| Sep 27, 2024 | Flood | 9.4 mi |
| Aug 8, 2024 | Flash Flood | 0.4 mi |
| Jan 9, 2024 | Flash Flood | 5.4 mi |
| Sep 1, 2017 | Flash Flood | 9.8 mi |
| ZIP (ZCTA) | Share of Mooresville's land | Share of the ZIP inside the city |
|---|---|---|
| 28115 | 62% | 21% |
| 28117 | 38% | 24% |
Common Mooresville water damage questions
Do I need flood insurance in Mooresville?
Homeowners policies exclude outside floodwater[9], and Mooresville-area ZIPs have 5 NFIP claims in just the last ten years[1].
Which Mooresville ZIP codes do these crews cover?
28115 and 28117[6], in Iredell County. Nearby pages: Cornelius (8.2 mi), Kannapolis (12.4 mi), and Huntersville (12.4 mi)[4].
Which Mooresville ZIP code has the most flood claims?
28115, with 6 NFIP claims and $20,910 paid[1].
When was the last flood report near Mooresville?
Sep 27, 2024: a flash flood report 9.4 miles from the city center[5].
My Mooresville home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 38% of Mooresville's housing units were built in 2010 or later[2], the 2nd-highest share of the 14 Charlotte-area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
I rent in Mooresville. Who arranges the repair?
42% of occupied Mooresville homes are rented[2], the 4th-highest share of the 14 Charlotte-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- OpenFEMA disaster declarations
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.