Water damage restoration · Liberty Hill, Texas
Water damage restoration in Liberty Hill, TX
Burst pipe, failed water heater, or storm water? Liberty Hill-area ZIPs: 38 flood claims since 1981[1]; 6% of homes built before 1980[2]. Request help from local restoration crews. Liberty Hill, in Williamson County — ZIP 78642, counts 13,317 residents (2025 estimate)[3].
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The Liberty Hill water damage picture in brief
- Population (2025 est.)
- 13,317[3]+276.6% since 2020
- County
- Williamson[3]
- Land area
- 4.6 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 38 since 1981[1]$2,980,929 paid across 30 claims · ZIP 78642
- Flood & flash-flood reports within 10 mi
- 17[5]2016–2025 · latest Jul 5, 2025
- Winter-storm & freeze days, williamson zone
- 23[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Williamson Co.
- 3[6]of 20 total declarations
- Homes built before 1980
- 6%[2]the 6th-highest share of the 15 Austin-area suburbs we cover
- Households renting
- 39%[2]2020–2024
Reading the Liberty Hill data for water damage
Liberty Hill is one of the fastest-growing Austin-metro suburbs tracked here: 13,317 people (2025 estimate), up 276.6% since 2020[3]. It covers 4.6 square miles (2,874 residents per square mile, the 4th densest), sits entirely in Williamson County, in ZIP code 78642[4].
Liberty Hill mixes 82% of homes built since 2010 and 6% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
78642 is the city's single ZIP code[7].
Nearest of the other suburbs we track: Leander (6.7 mi SE), Cedar Park (11.8 mi SE) and Georgetown (12.3 mi E)[4].
38 flood-insurance claims have come from Liberty Hill-area ZIP codes (78642) since 1981, and $2,980,929 has been paid on them (about $99,364 per paid claim)[1]. 2025 was the worst year, with 18 claims. That is the 4th-fewest of the 15 Austin-area suburbs we cover; for comparison, Leander (104), Cedar Park (61), and Georgetown (128). Most jobs here start inside the house. Of the 36 claims rated in a flood zone, 20 were in FEMA's high-risk areas (zones A or V) and 16 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Liberty Hill-area flood claims cluster in June (6), July (19), and September (8) — 33 of 38 dated claims[1].
Within 10 miles of central Liberty Hill, weather observers filed 17 flood, flash-flood or heavy-rain reports in 2016–2025 (17 flash floods)[5]. Countywide: 3 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, and Flooding (DR-4879, 2025)[6]. Nearby: Leander (20), Cedar Park (27), and Georgetown (10).
6% of Liberty Hill's 2,719 housing units predate 1980[2] — the 6th-highest share of the 15 Austin-area suburbs we cover (Leander (3%), Cedar Park (6%), and Georgetown (9%)). Expect a mix of original and replaced plumbing.
61% of Liberty Hill households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Liberty Hill has the newest housing (by median year built) (2017)[2].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
water damage help in Liberty Hill: what to do next
Requests go to Water damage restoration contractors serving the Liberty Hill area — ZIP code 78642.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Liberty Hill homes by building type
With 65%[2] of homes detached, most Liberty Hill water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is mobile home: 271 of 2,719 housing units[2].
Liberty Hill also has 271 mobile homes (10.0%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 1,758 | 64.7% | ±413 |
| Attached house (townhouse, rowhouse) | 98 | 3.6% | ±112 |
| Duplex (2 units) | 151 | 5.6% | ±159 |
| 3–4 units | 215 | 7.9% | ±240 |
| 5–9 units | 53 | 1.9% | ±64 |
| 20–49 units | 31 | 1.1% | ±51 |
| 50 or more units | 97 | 3.6% | ±81 |
| Mobile home | 271 | 10.0% | ±224 |
| Boat, RV, van, etc. | 45 | 1.7% | ±52 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Liberty Hill numbers behind this page
| Measure | Liberty Hill | Median of 15 | Difference |
|---|---|---|---|
| Built before 1980 | 6% | 4% | 2 pts higher |
| NFIP flood claims (area ZIPs) | 38 | 67 | 29 fewer |
| Renter-occupied | 39% | 31% | 9 pts higher |
| Owner-occupied | 61% | 69% | 9 pts lower |
| Median home value | $403,200 | $420,000 | 4% lower |
| Median year built | 2017 | 2010 | 7 years newer |
| Flood reports (10 mi) | 17 | 17 | same as median |
Sorted by largest difference. Each median is the middle value across the covered Austin-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Liberty Hill | 38 | 17 | 23 | 6% | 39% |
| Leander 6.7 mi | 104 | 20 | 23 | 3% | 27% |
| Cedar Park 11.8 mi | 61 | 27 | 23 | 6% | 33% |
| Georgetown 12.3 mi | 128 | 10 | 23 | 9% | 31% |
| Lago Vista 15.4 mi | 139 | 3 | 22 | 14% | 10% |
| Round Rock 17.2 mi | 310 | 20 | 23 | 11% | 44% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 78642 | 38 | $2,980,929 | 2025 (18) | 16 of 36 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 18 |
| 2018 | 5 |
| 2015 | 1 |
| 2010 | 1 |
| 2007 | 8 |
| 2001 | 3 |
| 1981 | 2 |
| Month | Claims |
|---|---|
| May | 2 |
| June | 6 |
| July | 19 |
| September | 8 |
| November | 3 |
| Date | Type | Distance |
|---|---|---|
| Jul 5, 2025 | Flash Flood | 5.8 mi |
| Jul 5, 2025 | Flash Flood | 3.9 mi |
| Jul 5, 2025 | Flash Flood | 4.0 mi |
| Jul 5, 2025 | Flash Flood | 4.9 mi |
| Jul 5, 2025 | Flash Flood | 1.0 mi |
| Jul 5, 2025 | Flash Flood | 1.0 mi |
| Jul 5, 2025 | Flash Flood | 9.9 mi |
| Jul 5, 2025 | Flash Flood | 6.8 mi |
| ZIP (ZCTA) | Share of Liberty Hill's land | Share of the ZIP inside the city |
|---|---|---|
| 78642 | 92% | 4% |
water damage questions from Liberty Hill homeowners
Do I need flood insurance in Liberty Hill?
Homeowners policies exclude outside floodwater[9], and Liberty Hill-area ZIPs have 23 NFIP claims in just the last ten years[1].
Which Liberty Hill ZIP codes do these crews cover?
78642[7], in Williamson County. Nearby pages: Leander (6.7 mi), Cedar Park (11.8 mi), and Georgetown (12.3 mi)[4].
When was the last flood report near Liberty Hill?
Jul 5, 2025: a flash flood report 5.8 miles from the city center[5].
My Liberty Hill home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 82% of Liberty Hill's housing units were built in 2010 or later[2], the highest share of the 15 Austin-area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
I rent in Liberty Hill. Who arranges the repair?
39% of occupied Liberty Hill homes are rented[2], the 5th-highest share of the 15 Austin-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.