Water damage restoration · Seminole, Florida
Water damage restoration in Seminole, FL
Burst pipe, failed water heater, or storm water? Seminole-area ZIPs: 685 flood claims since 1978[1]; 54% of homes built before 1980[2]. Request help from local restoration crews. Seminole, in Pinellas County — ZIPs 33772, 33777, 33778, counts 18,997 residents (2025 estimate)[3].
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The Seminole water damage picture in brief
- Population (2025 est.)
- 18,997[3]-2.2% since 2020
- County
- Pinellas[3]
- Land area
- 5.2 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 685 since 1978[1]$43,324,792 paid across 459 claims · ZIP 33772, 33777, 33778
- Flood & flash-flood reports within 10 mi
- 8[5]2016–2025 · latest Aug 10, 2025
- Homes built before 1980
- 54%[2]the 6th-highest share of the 14 Tampa Bay–area suburbs we cover
- Households renting
- 27%[2]2020–2024
What Seminole's numbers say about water damage
Seminole counts 18,997 residents (2025 estimate), growing at a middle-of-the-pack -2.2% since 2020[3]. It covers 5.2 square miles (3,662 residents per square mile, the 5th densest), sits entirely in Pinellas County, in ZIP codes 33772, 33777, 33778[4].
Seminole mixes 10% of homes built since 2010 and 54% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Seminole goes through 3 ZIP codes — 33772 (48% of the city's land), 33777 (28% of the city's land), 33778 (11% of the city's land)[6].
The tracked suburbs closest by are Largo (4.6 mi N), Pinellas Park (4.8 mi E) and Gulfport (8.1 mi SE)[4].
685 flood-insurance claims have come from Seminole-area ZIP codes (33772, 33777, 33778) since 1978, and $43,324,792 has been paid on them (about $94,390 per paid claim)[1]. 2024 was the worst year, with 402 claims. That is the 6th-fewest of the 14 Tampa Bay–area suburbs we cover; for comparison, Largo (1,562), Pinellas Park (1,567), and Gulfport (2,239). Of the 680 claims rated in a flood zone, 534 were in FEMA's high-risk areas (zones A or V) and 145 outside them (zones B, C or X), with 1 in undetermined zone D[1][7] — flooding here is not only a high-risk-zone problem.
By month of loss, Seminole-area flood claims cluster in May (54), September (357), and October (134) — 545 of 685 dated claims[1].
Within 10 miles of central Seminole, weather observers filed 8 flood, flash-flood or heavy-rain reports in 2016–2025 (3 flash floods)[5]. Countywide: no flood declarations since 2000[8]. Nearby: Largo (5), Pinellas Park (8), and Gulfport (6).
54% of Seminole's 10,843 housing units predate 1980[2] — the 6th-highest share of the 14 Tampa Bay–area suburbs we cover (Largo (56%), Pinellas Park (57%), and Gulfport (80%)). Expect a mix of original and replaced plumbing.
73% of Seminole households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 14 suburbs on this site, Seminole has the 2nd-most flood reports nearby (8, tied with Pinellas Park)[5].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Seminole storm calendar
Within 10 miles of Seminole, 2016–2025: 3 flash-flood reports, 4 flood reports, and 1 heavy-rain report[5]. Peak: 88% in July, August, and October. Busiest year 2022 (2); 4 of 10 years had none. Busiest month August 2025 (2). Latest: flash-flood report, Aug 10, 2025, 6.3 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jul | – | 1 | – | 1 |
| Aug | 2 | 2 | 1 | 5 |
| Oct | 1 | – | – | 1 |
| Nov | – | 1 | – | 1 |
Get water damage help in Seminole
Requests go to Water damage restoration contractors serving the Seminole area — ZIP codes 33772, 33777, 33778.
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Seminole homes by building type
46%[2] of Seminole's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 40%, the 3rd-highest multi-unit share of the 14 Tampa Bay–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is mobile home: 1,411 of 10,843 housing units[2].
Seminole also has 1,411 mobile homes (13.0%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 4,449 | 41.0% | ±314 |
| Attached house (townhouse, rowhouse) | 594 | 5.5% | ±151 |
| Duplex (2 units) | 190 | 1.8% | ±107 |
| 3–4 units | 173 | 1.6% | ±100 |
| 5–9 units | 675 | 6.2% | ±177 |
| 10–19 units | 685 | 6.3% | ±269 |
| 20–49 units | 1,408 | 13.0% | ±255 |
| 50 or more units | 1,258 | 11.6% | ±238 |
| Mobile home | 1,411 | 13.0% | ±285 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Seminole page
| Measure | Seminole | Median of 14 | Difference |
|---|---|---|---|
| Flood reports (10 mi) | 8 | 5 | 3 more |
| NFIP flood claims (area ZIPs) | 685 | 1,188 | 503 fewer |
| Built before 1980 | 54% | 48% | 6 pts higher |
| Renter-occupied | 27% | 30% | 3 pts lower |
| Owner-occupied | 73% | 70% | 3 pts higher |
| Median home value | $348,500 | $337,750 | 3% higher |
| Median year built | 1979 | 1981 | 2 years older |
Sorted by largest difference. Each median is the middle value across the covered Tampa Bay–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Seminole | 685 | 8 | 54% | 27% |
| Largo 4.6 mi | 1,562 | 5 | 56% | 38% |
| Pinellas Park 4.8 mi | 1,567 | 8 | 57% | 31% |
| Gulfport 8.1 mi | 2,239 | 6 | 80% | 26% |
| Clearwater 9.5 mi | 3,608 | 2 | 56% | 41% |
| Safety Harbor 12.5 mi | 142 | 1 | 29% | 16% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 33772 | 253 | $24,816,612 | 2024 (170) | 59 of 251 |
| 33777 | 401 | $17,817,233 | 2024 (217) | 62 of 398 |
| 33778 | 31 | $690,947 | 2024 (15) | 24 of 31 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 3 |
| 2024 | 402 |
| 2023 | 2 |
| 2021 | 2 |
| 2020 | 4 |
| 2018 | 1 |
| 2017 | 8 |
| 2016 | 5 |
| 2015 | 3 |
| 2013 | 2 |
| 2012 | 13 |
| 2011 | 6 |
| Month | Claims |
|---|---|
| January | 2 |
| February | 11 |
| March | 13 |
| April | 9 |
| May | 54 |
| June | 32 |
| July | 10 |
| August | 44 |
| September | 357 |
| October | 134 |
| November | 7 |
| December | 12 |
| Date | Type | Distance |
|---|---|---|
| Aug 10, 2025 | Flash Flood | 5.1 mi |
| Aug 10, 2025 | Flash Flood | 6.3 mi |
| Oct 10, 2024 | Flash Flood | 4.7 mi |
| Aug 8, 2022 | Flood | 5.8 mi |
| Jul 16, 2022 | Flood | 8.3 mi |
| Nov 11, 2020 | Flood | 9.8 mi |
| Aug 2, 2019 | Heavy Rain | 7.9 mi |
| Aug 31, 2016 | Flood | 5.3 mi |
| ZIP (ZCTA) | Share of Seminole's land | Share of the ZIP inside the city |
|---|---|---|
| 33772 | 48% | 47% |
| 33777 | 28% | 26% |
| 33778 | 11% | 16% |
water damage questions from Seminole homeowners
Do I need flood insurance in Seminole?
Homeowners policies exclude outside floodwater[9], and Seminole-area ZIPs have 427 NFIP claims in just the last ten years[1].
Which Seminole ZIP codes do these crews cover?
33772, 33777, and 33778[6], in Pinellas County. Nearby pages: Largo (4.6 mi), Pinellas Park (4.8 mi), and Gulfport (8.1 mi)[4].
Which Seminole ZIP code has the most flood claims?
33777, with 401 NFIP claims and $17,817,233 paid[1].
When was the last flood report near Seminole?
Aug 10, 2025: a flash flood report 5.1 miles from the city center[5].
My Seminole home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 10% of Seminole's housing units were built in 2010 or later[2], the 4th-highest share of the 14 Tampa Bay–area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- OpenFEMA disaster declarations
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.