Water damage restoration · Gulfport, Florida
Water damage restoration in Gulfport, FL
Burst pipe, failed water heater, or storm water? Gulfport-area ZIPs: 2,239 flood claims since 1978[1]; 80% of homes built before 1980[2]. Request help from local restoration crews. Gulfport, in Pinellas County — ZIP 33707, counts 11,404 residents (2025 estimate)[3].
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Gulfport water damage snapshot: the key figures
- Population (2025 est.)
- 11,404[3]-3.1% since 2020
- County
- Pinellas[3]
- Land area
- 2.8 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 2,239 since 1978[1]$273,354,805 paid across 1,816 claims · ZIP 33707
- Flood & flash-flood reports within 10 mi
- 6[5]2016–2025 · latest Aug 10, 2025
- Homes built before 1980
- 80%[2]the highest share of the 14 Tampa Bay–area suburbs we cover
- Households renting
- 26%[2]2020–2024
What Gulfport's numbers say about water damage
Gulfport is one of the most established suburbs tracked here — 11,404 people (2025 estimate), down just 3.1% since 2020[3]. The city spans 2.8 square miles at 4,124 residents per square mile (the 3rd densest) and sits entirely in Pinellas County, served by ZIP code 33707[4].
Gulfport mixes 3% of homes built since 2010 and 80% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
33707 is the city's single ZIP code[6].
The tracked suburbs closest by are Pinellas Park (7.8 mi N), Seminole (8.1 mi NW) and Largo (11.9 mi N)[4].
2,239 flood-insurance claims have come from Gulfport-area ZIP codes (33707) since 1978, and $273,354,805 has been paid on them (about $150,526 per paid claim)[1]. 2024 was the worst year, with 1,617 claims. That is the 3rd-most of the 14 Tampa Bay–area suburbs we cover; for comparison, Pinellas Park (1,567), Seminole (685), and Largo (1,562). Outside water is a real part of the picture here. Of the 2,235 claims rated in a flood zone, 2,169 were in FEMA's high-risk areas (zones A or V) and 64 outside them (zones B, C or X), with 2 in undetermined zone D[1][7] — flooding here is not only a high-risk-zone problem.
By month of loss, Gulfport-area flood claims cluster in August (177), September (1,614), and October (190) — 1,981 of 2,239 dated claims[1].
Within 10 miles of central Gulfport, weather observers filed 6 flood, flash-flood or heavy-rain reports in 2016–2025 (2 flash floods)[5]. Countywide: no flood declarations since 2000[8]. Nearby: Pinellas Park (8), Seminole (8), and Largo (5).
80% of Gulfport's 7,952 housing units predate 1980[2] — the highest share of the 14 Tampa Bay–area suburbs we cover (Pinellas Park (57%), Seminole (54%), and Largo (56%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
74% of Gulfport households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Among the 14 suburbs tracked here, Gulfport stands out for the highest pre-1980 housing share (80%)[2], the oldest housing (by median year built) (1963)[2], and the 3rd-most NFIP flood claims (2,239)[1].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Gulfport storm calendar
Within 10 miles of Gulfport, 2016–2025: 2 flash-flood reports, 3 flood reports, and 1 heavy-rain report[5]. Peak: 100% in July, August, and November. Busiest year 2022 (2); 6 of 10 years had none. Busiest month August 2025 (2). Latest: flash-flood report, Aug 10, 2025, 2.1 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jul | – | 1 | – | 1 |
| Aug | 2 | 1 | 1 | 4 |
| Nov | – | 1 | – | 1 |
water damage help in Gulfport: what to do next
Water damage restoration contractors taking requests around Gulfport cover ZIP code 33707.
Before you call: what a restoration crew does first
Shared walls and ceilings: Gulfport homes by building type
36%[2] of Gulfport's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 33%, the 6th-highest multi-unit share of the 14 Tampa Bay–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is 50 or more units: 1,257 of 7,952 housing units[2].
Gulfport also has 253 mobile homes (3.2%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 4,845 | 60.9% | ±405 |
| Attached house (townhouse, rowhouse) | 252 | 3.2% | ±85 |
| Duplex (2 units) | 404 | 5.1% | ±140 |
| 3–4 units | 161 | 2.0% | ±102 |
| 5–9 units | 78 | 1.0% | ±46 |
| 10–19 units | 236 | 3.0% | ±91 |
| 20–49 units | 466 | 5.9% | ±148 |
| 50 or more units | 1,257 | 15.8% | ±226 |
| Mobile home | 253 | 3.2% | ±121 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
Gulfport by the numbers
| Measure | Gulfport | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 2,239 | 1,188 | 1,051 more |
| Built before 1980 | 80% | 48% | 33 pts higher |
| Flood reports (10 mi) | 6 | 5 | 1 more |
| Renter-occupied | 26% | 30% | 5 pts lower |
| Median home value | $366,200 | $337,750 | 8% higher |
| Owner-occupied | 74% | 70% | 5 pts higher |
| Median year built | 1963 | 1981 | 18 years older |
Largest differences first. Medians are the middle value across the covered Tampa Bay–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Gulfport | 2,239 | 6 | 80% | 26% |
| Pinellas Park 7.8 mi | 1,567 | 8 | 57% | 31% |
| Seminole 8.1 mi | 685 | 8 | 54% | 27% |
| Largo 11.9 mi | 1,562 | 5 | 56% | 38% |
| Clearwater 16.5 mi | 3,608 | 2 | 56% | 41% |
| Safety Harbor 18.0 mi | 142 | 1 | 29% | 16% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 33707 | 2,239 | $273,354,805 | 2024 (1617) | 64 of 2,235 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 1 |
| 2025 | 4 |
| 2024 | 1,617 |
| 2023 | 34 |
| 2022 | 4 |
| 2020 | 34 |
| 2019 | 1 |
| 2017 | 10 |
| 2016 | 14 |
| 2014 | 1 |
| 2013 | 3 |
| 2012 | 14 |
| Month | Claims |
|---|---|
| January | 4 |
| February | 16 |
| March | 42 |
| April | 5 |
| May | 20 |
| June | 84 |
| July | 24 |
| August | 177 |
| September | 1,614 |
| October | 190 |
| November | 44 |
| December | 19 |
| Date | Type | Distance |
|---|---|---|
| Aug 10, 2025 | Flash Flood | 4.0 mi |
| Aug 10, 2025 | Flash Flood | 2.1 mi |
| Aug 8, 2022 | Flood | 4.2 mi |
| Jul 16, 2022 | Flood | 3.4 mi |
| Nov 11, 2020 | Flood | 9.8 mi |
| Aug 2, 2019 | Heavy Rain | 2.8 mi |
| ZIP (ZCTA) | Share of Gulfport's land | Share of the ZIP inside the city |
|---|---|---|
| 33707 | 92% | 48% |
Common Gulfport water damage questions
Do I need flood insurance in Gulfport?
Homeowners policies exclude outside floodwater[9], and Gulfport-area ZIPs have 1,719 NFIP claims in just the last ten years[1].
Which Gulfport ZIP codes do these crews cover?
33707[6], in Pinellas County. Nearby pages: Pinellas Park (7.8 mi), Seminole (8.1 mi), and Largo (11.9 mi)[4].
When was the last flood report near Gulfport?
Aug 10, 2025: a flash flood report 4.0 miles from the city center[5].
A lot of Gulfport homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
80% of Gulfport's housing units were built before 1980, 47.6% before 1960[2] — the highest share of the 14 Tampa Bay–area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- OpenFEMA disaster declarations
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.