Water damage restoration · Roseville, California
Water damage restoration in Roseville, CA
Burst pipe, failed water heater, or storm water? Roseville-area ZIPs: 303 flood claims since 1978[1]; 17% of homes built before 1980[2]. Request help from local restoration crews. Roseville, in Placer County — ZIPs 95747, 95678, 95661, counts 167,302 residents (2025 estimate)[3].
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Roseville water damage snapshot: the key figures
- Population (2025 est.)
- 167,302[3]+13.2% since 2020
- County
- Placer[3]
- Land area
- 44.1 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 303 since 1978[1]$10,048,979 paid across 262 claims · ZIP 95747, 95678, 95661
- Flood & flash-flood reports within 10 mi
- 48[5]2016–2025 · latest Dec 25, 2025
- Federal disaster declarations incl. flooding, Placer Co.
- 6[6]of 18 total declarations
- Homes built before 1980
- 17%[2]the 5th-lowest share of the 13 Sacramento-area suburbs we cover
- Households renting
- 31%[2]2020–2024
What the local data means for water damage in Roseville
Roseville is one of the fastest-growing Sacramento-metro suburbs tracked here: 167,302 people (2025 estimate), up 13.2% since 2020[3]. The city spans 44.1 square miles at 3,795 residents per square mile (the 5th densest) and sits entirely in Placer County, served by ZIP codes 95747, 95678, 95661[4].
Roseville mixes 21% of homes built since 2010 and 17% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Roseville goes through 3 ZIP codes — 95747 (52% of the city's land), 95678 (26% of the city's land), 95661 (19% of the city's land)[7].
The closest tracked neighbours are Rocklin (4.5 mi NE), Citrus Heights (5.5 mi S) and Lincoln (7.3 mi N)[4].
303 flood-insurance claims have come from Roseville-area ZIP codes (95747, 95678, 95661) since 1978, and $10,048,979 has been paid on them (about $38,355 per paid claim)[1]. 1995 was the worst year, with 197 claims. That is the most of the 13 Sacramento-area suburbs we cover; for comparison, Rocklin (25), Citrus Heights (207), and Lincoln (14). Outside water is a real part of the picture here. Of the 282 claims rated in a flood zone, 165 were in FEMA's high-risk areas (zones A or V) and 117 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Roseville-area flood claims cluster in January (217), February (52), and March (15) — 284 of 303 dated claims[1].
Within 10 miles of central Roseville, weather observers filed 48 flood, flash-flood or heavy-rain reports in 2016–2025[5]. Countywide: 6 flood declarations since 2000, latest Severe Winter Storms, Flooding, Landslides, and Mudslides (EM-3592, 2023)[6]. Nearby: Rocklin (37), Citrus Heights (66), and Lincoln (27).
17% of Roseville's 61,242 housing units predate 1980[2] — the 5th-lowest share of the 13 Sacramento-area suburbs we cover (Rocklin (15%), Citrus Heights (62%), and Lincoln (8%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
69% of Roseville households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 13 suburbs on this site, Roseville has the most NFIP flood claims (303)[1] and the 3rd-newest housing (by median year built) (1998, tied with Rocklin)[2].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Roseville storm calendar
Within 10 miles of Roseville, 2016–2025: 43 flood reports and 5 heavy-rain reports[5]. Peak: 65% in January, February, and April. Busiest year 2023 (14); 1 of 10 years had none. Busiest month January 2023 (10). Latest: flood report, Dec 25, 2025, 7.0 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | – | 10 | 2 | 12 |
| Feb | – | 12 | – | 12 |
| Mar | – | 4 | – | 4 |
| Apr | – | 7 | – | 7 |
| Oct | – | 2 | 2 | 4 |
| Nov | – | 3 | 1 | 4 |
| Dec | – | 5 | – | 5 |
Finding water damage help around Roseville
Water damage restoration contractors taking requests around Roseville cover ZIP codes 95747, 95678, 95661.
Before you call: what a restoration crew does first
Shared walls and ceilings: Roseville homes by building type
With 75%[2] of homes detached, most Roseville water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 50 or more units: 3,807 of 61,242 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 46,069 | 75.2% | ±865 |
| Attached house (townhouse, rowhouse) | 2,081 | 3.4% | ±331 |
| Duplex (2 units) | 443 | 0.7% | ±152 |
| 3–4 units | 2,388 | 3.9% | ±394 |
| 5–9 units | 2,644 | 4.3% | ±473 |
| 10–19 units | 1,727 | 2.8% | ±315 |
| 20–49 units | 1,288 | 2.1% | ±322 |
| 50 or more units | 3,807 | 6.2% | ±455 |
| Mobile home | 731 | 1.2% | ±212 |
| Boat, RV, van, etc. | 64 | 0.1% | ±55 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
Roseville by the numbers
| Measure | Roseville | Median of 13 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 303 | 35 | 268 more |
| Flood reports (10 mi) | 48 | 27 | 21 more |
| Built before 1980 | 17% | 44% | 27 pts lower |
| Renter-occupied | 31% | 38% | 6 pts lower |
| Owner-occupied | 69% | 62% | 6 pts higher |
| Median home value | $661,400 | $630,100 | 5% higher |
| Median year built | 1998 | 1987 | 11 years newer |
Sorted by largest difference. Each median is the middle value across the covered Sacramento-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Roseville | 303 | 48 | 17% | 31% |
| Rocklin 4.5 mi | 25 | 37 | 15% | 32% |
| Citrus Heights 5.5 mi | 207 | 66 | 62% | 39% |
| Lincoln 7.3 mi | 14 | 27 | 8% | 16% |
| Folsom 12.0 mi | 29 | 45 | 13% | 30% |
| Rancho Cordova 14.1 mi | 19 | 70 | 51% | 42% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 95747 | 17 | $436,996 | 1995 (8) | 11 of 17 |
| 95678 | 70 | $1,477,932 | 1995 (43) | 26 of 70 |
| 95661 | 216 | $8,134,051 | 1995 (146) | 80 of 195 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 1 |
| 2024 | 1 |
| 2023 | 2 |
| 2021 | 1 |
| 2018 | 1 |
| 2017 | 2 |
| 2012 | 3 |
| 2010 | 1 |
| 2005 | 2 |
| 2000 | 2 |
| 1998 | 14 |
| 1997 | 12 |
| Month | Claims |
|---|---|
| January | 217 |
| February | 52 |
| March | 15 |
| April | 1 |
| May | 2 |
| August | 2 |
| October | 2 |
| November | 2 |
| December | 10 |
| Date | Type | Distance |
|---|---|---|
| Dec 25, 2025 | Flood | 6.8 mi |
| Dec 25, 2025 | Flood | 7.0 mi |
| Dec 24, 2025 | Flood | 8.9 mi |
| Nov 17, 2025 | Flood | 9.4 mi |
| Nov 13, 2025 | Flood | 6.3 mi |
| Nov 13, 2025 | Flood | 4.2 mi |
| Feb 6, 2025 | Flood | 4.8 mi |
| Feb 4, 2025 | Flood | 5.7 mi |
| ZIP (ZCTA) | Share of Roseville's land | Share of the ZIP inside the city |
|---|---|---|
| 95747 | 52% | 55% |
| 95678 | 26% | 100% |
| 95661 | 19% | 92% |
Roseville water damage questions
Do I need flood insurance in Roseville?
Homeowners policies exclude outside floodwater[9], and Roseville-area ZIPs have 8 NFIP claims in just the last ten years[1].
Which Roseville ZIP codes do these crews cover?
95747, 95678, and 95661[7], in Placer County. Nearby pages: Rocklin (4.5 mi), Citrus Heights (5.5 mi), and Lincoln (7.3 mi)[4].
Which Roseville ZIP code has the most flood claims?
95661, with 216 NFIP claims and $8,134,051 paid[1].
When was the last flood report near Roseville?
Dec 25, 2025: a flood report 6.8 miles from the city center[5].
My Roseville home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 21% of Roseville's housing units were built in 2010 or later[2], the highest share of the 13 Sacramento-area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.