Water damage restoration · Guthrie, Oklahoma
Water damage restoration in Guthrie, OK
Burst pipe, failed water heater, or storm water? Guthrie-area ZIPs: 426 flood claims since 1983[1]; 69% of homes built before 1980[2]. Request help from local restoration crews. Guthrie, in Logan County — ZIP 73044, counts 12,257 residents (2025 estimate)[3].
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Guthrie water damage snapshot: the key figures
- Population (2025 est.)
- 12,257[3]+13.1% since 2020
- County
- Logan[3]
- Land area
- 18.0 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 426 since 1983[1]$3,939,514 paid across 345 claims · ZIP 73044
- Flood & flash-flood reports within 10 mi
- 4[5]2016–2025 · latest May 27, 2021
- Winter-storm & freeze days, logan zone
- 18[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Logan Co.
- 12[6]of 37 total declarations
- Homes built before 1980
- 69%[2]the 3rd-highest share of the 14 Oklahoma City–area suburbs we cover
- Households renting
- 35%[2]2020–2024
What Guthrie's numbers say about water damage
Guthrie counts 12,257 residents (2025 estimate), growing at a middle-of-the-pack 13.1% since 2020[3]. It covers 18.0 square miles (682 residents per square mile, the 10th densest), sits entirely in Logan County, in ZIP code 73044[4].
Guthrie mixes 10% of homes built since 2010 and 69% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
One ZIP code covers the whole city: 73044[7].
Nearest of the other suburbs we track: Edmond (14.0 mi S), Piedmont (23.8 mi SW) and Choctaw (28.2 mi S)[4].
426 flood-insurance claims have come from Guthrie-area ZIP codes (73044) since 1983, and $3,939,514 has been paid on them (about $11,419 per paid claim)[1]. 1995 was the worst year, with 106 claims. That is the most of the 14 Oklahoma City–area suburbs we cover; for comparison, Edmond (123), Piedmont (5), and Choctaw (33). Outside water is a real part of the picture here. Of the 426 claims rated in a flood zone, 392 were in FEMA's high-risk areas (zones A or V) and 34 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Guthrie-area flood claims cluster in May (92), June (145), and September (47) — 284 of 426 dated claims[1].
Within 10 miles of central Guthrie, weather observers filed 4 flood, flash-flood or heavy-rain reports in 2016–2025 (4 flash floods)[5]. Countywide: 12 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4438, 2019)[6]. Nearby: Edmond (34), Piedmont (15), and Choctaw (15).
69% of Guthrie's 4,552 housing units predate 1980[2] — the 3rd-highest share of the 14 Oklahoma City–area suburbs we cover (Edmond (26%), Piedmont (22%), and Choctaw (46%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
Freeze days in the logan zone: 18 in 2016–2025, latest Feb 20, 2025[5]. Nearby: Edmond (29), Piedmont (26), and Choctaw (29).
65% of Guthrie households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Among the 14 suburbs tracked here, Guthrie stands out for the most NFIP flood claims (426)[1], the 2nd-fewest flood reports nearby (4)[5], and the 3rd-highest pre-1980 housing share (69%)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
water damage help in Guthrie: what to do next
Requests go to Water damage restoration contractors serving the Guthrie area — ZIP code 73044.
Before you call: what a restoration crew does first
Shared walls and ceilings: Guthrie homes by building type
With 80%[2] of homes detached, most Guthrie water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is duplex (2 units): 199 of 4,552 housing units[2].
Guthrie also has 93 mobile homes (2.0%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 3,660 | 80.4% | ±263 |
| Attached house (townhouse, rowhouse) | 118 | 2.6% | ±66 |
| Duplex (2 units) | 199 | 4.4% | ±100 |
| 3–4 units | 139 | 3.1% | ±74 |
| 5–9 units | 104 | 2.3% | ±67 |
| 10–19 units | 120 | 2.6% | ±80 |
| 20–49 units | 57 | 1.3% | ±39 |
| 50 or more units | 62 | 1.4% | ±41 |
| Mobile home | 93 | 2.0% | ±82 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Guthrie numbers behind this page
| Measure | Guthrie | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 426 | 96 | 331 more |
| Flood reports (10 mi) | 4 | 35 | 31 fewer |
| Built before 1980 | 69% | 49% | 20 pts higher |
| Median home value | $186,600 | $201,700 | 7% lower |
| Renter-occupied | 35% | 33% | 1 pts higher |
| Owner-occupied | 65% | 67% | 1 pts lower |
| Median year built | 1970 | 1981 | 11 years older |
Biggest gaps first. Medians are middle values across the Oklahoma City–area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Guthrie | 426 | 4 | 18 | 69% | 35% |
| Edmond 14.0 mi | 123 | 34 | 29 | 26% | 30% |
| Piedmont 23.8 mi | 5 | 15 | 26 | 22% | 9% |
| Choctaw 28.2 mi | 33 | 15 | 29 | 46% | 12% |
| Bethany 28.7 mi | 12 | 77 | 29 | 84% | 47% |
| Midwest City 28.9 mi | 107 | 48 | 29 | 60% | 42% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 73044 | 426 | $3,939,514 | 1995 (106) | 34 of 426 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2021 | 1 |
| 2019 | 8 |
| 2017 | 1 |
| 2013 | 16 |
| 2012 | 1 |
| 2010 | 13 |
| 2008 | 32 |
| 2007 | 28 |
| 1998 | 2 |
| 1997 | 1 |
| 1995 | 106 |
| 1993 | 45 |
| Month | Claims |
|---|---|
| March | 32 |
| April | 33 |
| May | 92 |
| June | 145 |
| July | 2 |
| August | 26 |
| September | 47 |
| October | 47 |
| November | 2 |
| Date | Type | Distance |
|---|---|---|
| May 27, 2021 | Flash Flood | 2.6 mi |
| May 26, 2019 | Flash Flood | 3.2 mi |
| May 25, 2019 | Flash Flood | 8.3 mi |
| Jul 3, 2017 | Flash Flood | 8.4 mi |
| ZIP (ZCTA) | Share of Guthrie's land | Share of the ZIP inside the city |
|---|---|---|
| 73044 | 99% | 7% |
Guthrie water damage questions
Do I need flood insurance in Guthrie?
Homeowners policies exclude outside floodwater[9], and Guthrie-area ZIPs have 10 NFIP claims in just the last ten years[1].
Which Guthrie ZIP codes do these crews cover?
73044[7], in Logan County. Nearby pages: Edmond (14.0 mi), Piedmont (23.8 mi), and Choctaw (28.2 mi)[4].
When was the last flood report near Guthrie?
May 27, 2021: a flash flood report 2.6 miles from the city center[5].
A lot of Guthrie homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
69% of Guthrie's housing units were built before 1980, 39.6% before 1960[2] — the 3rd-highest share of the 14 Oklahoma City–area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.