Water damage restoration · Choctaw, Oklahoma
Water damage restoration in Choctaw, OK
Burst pipe, failed water heater, or storm water? Choctaw-area ZIPs: 33 flood claims since 1985[1]; 46% of homes built before 1980[2]. Request help from local restoration crews. Choctaw, in Oklahoma County — ZIP 73020, counts 12,549 residents (2025 estimate)[3].
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Choctaw water damage snapshot: the key figures
- Population (2025 est.)
- 12,549[3]+2.7% since 2020
- County
- Oklahoma[3]
- Land area
- 27.2 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 33 since 1985[1]$542,543 paid across 21 claims · ZIP 73020
- Flood & flash-flood reports within 10 mi
- 15[5]2016–2025 · latest Aug 11, 2024
- Winter-storm & freeze days, oklahoma zone
- 29[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Oklahoma Co.
- 10[6]of 43 total declarations
- Homes built before 1980
- 46%[2]the 7th-lowest share of the 14 Oklahoma City–area suburbs we cover
- Households renting
- 12%[2]2020–2024
What Choctaw's numbers say about water damage
Choctaw counts 12,549 residents (2025 estimate), growing at a middle-of-the-pack 2.7% since 2020[3]. It covers 27.2 square miles (461 residents per square mile, the 11th densest), sits entirely in Oklahoma County, in ZIP code 73020[4].
Choctaw mixes 13% of homes built since 2010 and 46% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
73020 is the city's single ZIP code[7].
The closest tracked neighbours are Midwest City (6.2 mi W), Del City (9.9 mi W) and Edmond (15.3 mi NW)[4].
33 flood-insurance claims have come from Choctaw-area ZIP codes (73020) since 1985, and $542,543 has been paid on them (about $25,835 per paid claim)[1]. 2013 was the worst year, with 17 claims. That is the 4th-fewest of the 14 Oklahoma City–area suburbs we cover; for comparison, Midwest City (107), Del City (87), and Edmond (123). Most jobs here start inside the house. Of the 33 claims rated in a flood zone, 25 were in FEMA's high-risk areas (zones A or V) and 8 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Choctaw-area flood claims cluster in May (16), June (14), and July (2) — 32 of 33 dated claims[1].
Within 10 miles of central Choctaw, weather observers filed 15 flood, flash-flood or heavy-rain reports in 2016–2025 (11 flash floods)[5]. Countywide: 10 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4862, 2024)[6]. Nearby: Midwest City (48), Del City (79), and Edmond (34).
46% of Choctaw's 4,579 housing units predate 1980[2] — the 7th-lowest share of the 14 Oklahoma City–area suburbs we cover (Midwest City (60%), Del City (84%), and Edmond (26%)). Expect a mix of original and replaced plumbing.
88% of Choctaw households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 14 suburbs on this site, Choctaw has the 2nd-lowest renter share (12%)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Choctaw storm calendar
Within 10 miles of Choctaw, 2016–2025: 11 flash-flood reports and 4 flood reports[5]. Peak: 87% in June, July, and August. Busiest year 2021 (4); 3 of 10 years had none. Busiest month June 2021 (4). Latest: flash-flood report, Aug 11, 2024, 9.7 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jun | 6 | 1 | – | 7 |
| Jul | 1 | 2 | – | 3 |
| Aug | 3 | – | – | 3 |
| Sep | 1 | 1 | – | 2 |
Get water damage help in Choctaw
Water damage restoration contractors taking requests around Choctaw cover ZIP code 73020.
Before you call: what a restoration crew does first
Shared walls and ceilings: Choctaw homes by building type
With 94%[2] of homes detached, most Choctaw water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is mobile home: 116 of 4,579 housing units[2].
Choctaw also has 116 mobile homes (2.5%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 4,306 | 94.0% | ±252 |
| Attached house (townhouse, rowhouse) | 77 | 1.7% | ±59 |
| 3–4 units | 24 | 0.5% | ±27 |
| 5–9 units | 11 | 0.2% | ±17 |
| 20–49 units | 13 | 0.3% | ±22 |
| 50 or more units | 32 | 0.7% | ±32 |
| Mobile home | 116 | 2.5% | ±54 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Choctaw page
| Measure | Choctaw | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 33 | 96 | 63 fewer |
| Renter-occupied | 12% | 33% | 21 pts lower |
| Flood reports (10 mi) | 15 | 35 | 20 fewer |
| Owner-occupied | 88% | 67% | 21 pts higher |
| Median home value | $242,100 | $201,700 | 20% higher |
| Built before 1980 | 46% | 49% | 4 pts lower |
| Median year built | 1983 | 1981 | 2 years newer |
Largest differences first. Medians are the middle value across the covered Oklahoma City–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Choctaw | 33 | 15 | 29 | 46% | 12% |
| Midwest City 6.2 mi | 107 | 48 | 29 | 60% | 42% |
| Del City 9.9 mi | 87 | 79 | 29 | 84% | 44% |
| Edmond 15.3 mi | 123 | 34 | 29 | 26% | 30% |
| Moore 15.8 mi | 50 | 100 | 21 | 39% | 32% |
| Norman 17.4 mi | 197 | 67 | 21 | 38% | 47% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 73020 | 33 | $542,543 | 2013 (17) | 8 of 33 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2021 | 2 |
| 2019 | 2 |
| 2015 | 3 |
| 2013 | 17 |
| 2011 | 1 |
| 2001 | 1 |
| 1996 | 1 |
| 1995 | 1 |
| 1993 | 1 |
| 1989 | 2 |
| 1987 | 1 |
| 1985 | 1 |
| Month | Claims |
|---|---|
| April | 1 |
| May | 16 |
| June | 14 |
| July | 2 |
| Date | Type | Distance |
|---|---|---|
| Aug 11, 2024 | Flash Flood | 9.7 mi |
| Jun 4, 2024 | Flash Flood | 9.3 mi |
| Jun 4, 2024 | Flash Flood | 1.3 mi |
| Jul 11, 2023 | Flood | 8.8 mi |
| Jul 11, 2023 | Flood | 8.4 mi |
| Jul 9, 2023 | Flash Flood | 7.8 mi |
| Jun 27, 2021 | Flash Flood | 4.1 mi |
| Jun 27, 2021 | Flash Flood | 8.3 mi |
| ZIP (ZCTA) | Share of Choctaw's land | Share of the ZIP inside the city |
|---|---|---|
| 73020 | 100% | 44% |
Common Choctaw water damage questions
Do I need flood insurance in Choctaw?
Homeowners policies exclude outside floodwater[9], and Choctaw-area ZIPs have 4 NFIP claims in just the last ten years[1].
Which Choctaw ZIP codes do these crews cover?
73020[7], in Oklahoma County. Nearby pages: Midwest City (6.2 mi), Del City (9.9 mi), and Edmond (15.3 mi)[4].
When was the last flood report near Choctaw?
Aug 11, 2024: a flash flood report 9.7 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.