Water damage restoration · Texas City, Texas
Water damage restoration in Texas City, TX
Burst pipe, failed water heater, or storm water? Texas City-area ZIPs: 12,018 flood claims since 1978[1]; 44% of homes built before 1980[2]. Request help from local restoration crews. Texas City, in Galveston County and Chambers County — ZIPs 77590, 77539, 77591, counts 59,733 residents (2025 estimate)[3].
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Texas City water damage snapshot: the key figures
- Population (2025 est.)
- 59,733[3]+15.2% since 2020
- County
- Galveston / Chambers[3]city spans more than one county
- Land area
- 66.3 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 12,018 since 1978[1]$496,928,934 paid across 9,770 claims · ZIP 77590, 77539, 77591
- Flood & flash-flood reports within 10 mi
- 12[5]2016–2025 · latest Apr 29, 2024
- Winter-storm & freeze days, galveston zone
- 1[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Galveston Co.
- 1[6]of 22 total declarations
- Homes built before 1980
- 44%[2]the 4th-highest share of the 15 Houston-area suburbs we cover
- Households renting
- 43%[2]2020–2024
What the local data means for water damage in Texas City
Texas City is one of the fastest-growing Houston-metro suburbs tracked here: 59,733 people (2025 estimate), up 15.2% since 2020[3]. The city spans 66.3 square miles at 901 residents per square mile (the 15th densest) and spans Galveston County and Chambers County, served by ZIP codes 77590, 77539, 77591[4].
Texas City mixes 19% of homes built since 2010 and 44% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
3 ZIP codes cover Texas City — 77590 (37% of the city's land), 77539 (35% of the city's land), 77591 (16% of the city's land)[7].
The closest tracked neighbours are League City (13.6 mi W), Galveston (17.7 mi S) and La Porte (18.7 mi NW)[4].
12,018 flood-insurance claims have come from Texas City-area ZIP codes (77590, 77539, 77591) since 1978, and $496,928,934 has been paid on them (about $50,863 per paid claim)[1]. 2017 was the worst year, with 3,076 claims. That is the 4th-most of the 15 Houston-area suburbs we cover; for comparison, League City (19,518), Galveston (21,608), and La Porte (4,801). Outside water is a real part of the picture here. Of the 12,010 claims rated in a flood zone, 6,413 were in FEMA's high-risk areas (zones A or V) and 5,595 outside them (zones B, C or X), with 2 in undetermined zone D[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Texas City-area flood claims cluster in July (1,359), August (5,670), and September (2,767) — 9,796 of 12,018 dated claims[1].
Within 10 miles of central Texas City, weather observers filed 12 flood, flash-flood or heavy-rain reports in 2016–2025 (12 flash floods)[5]. Countywide: 1 flood declaration since 2000, latest Severe Storms, Tornadoes, Straight-Line Winds, and Flooding (DR-4245, 2015)[6]. Nearby: League City (32), Galveston (4), and La Porte (18).
44% of Texas City's 23,618 housing units predate 1980[2] — the 4th-highest share of the 15 Houston-area suburbs we cover (League City (14%), Galveston (61%), and La Porte (42%)). Aging supply lines and valves are the usual hidden-leak suspects in houses that old.
Freeze days in the galveston zone: 1 in 2016–2025, latest Dec 8, 2017[5]. Nearby: League City (1), Galveston (1), and La Porte (4).
43% of Texas City households rent[2]: tenants should report leaks to the landlord in writing, with photos.
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Texas City storm calendar
Within 10 miles of Texas City, 2016–2025: 12 flash-flood reports[5]. Peak: spread out; April, June, and December held 58%. Busiest year 2018 (3); 3 of 10 years had none. Busiest month September 2018 (2). Latest: flash-flood report, Apr 29, 2024, 8.0 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Apr | 2 | – | – | 2 |
| May | 1 | – | – | 1 |
| Jun | 2 | – | – | 2 |
| Aug | 1 | – | – | 1 |
| Sep | 2 | – | – | 2 |
| Oct | 1 | – | – | 1 |
| Dec | 3 | – | – | 3 |
Get water damage help in Texas City
Water damage restoration contractors taking requests around Texas City cover ZIP codes 77590, 77539, 77591.
Before you call: what a restoration crew does first
Shared walls and ceilings: Texas City homes by building type
With 69%[2] of homes detached, most Texas City water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 50 or more units: 1,985 of 23,618 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 16,201 | 68.6% | ±779 |
| Attached house (townhouse, rowhouse) | 440 | 1.9% | ±237 |
| Duplex (2 units) | 320 | 1.4% | ±180 |
| 3–4 units | 379 | 1.6% | ±217 |
| 5–9 units | 1,447 | 6.1% | ±452 |
| 10–19 units | 1,594 | 6.7% | ±416 |
| 20–49 units | 921 | 3.9% | ±350 |
| 50 or more units | 1,985 | 8.4% | ±439 |
| Mobile home | 135 | 0.6% | ±98 |
| Boat, RV, van, etc. | 196 | 0.8% | ±207 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Texas City numbers behind this page
| Measure | Texas City | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 12,018 | 4,628 | 7,390 more |
| Built before 1980 | 44% | 28% | 16 pts higher |
| Median home value | $217,300 | $311,400 | 30% lower |
| Flood reports (10 mi) | 12 | 15 | 3 fewer |
| Median year built | 1984 | 1993 | 9 years older |
| Renter-occupied | 43% | 43% | same as median |
| Owner-occupied | 57% | 57% | same as median |
Biggest gaps first. Medians are middle values across the Houston-area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Texas City | 12,018 | 12 | 1 | 44% | 43% |
| League City 13.6 mi | 19,518 | 32 | 1 | 14% | 25% |
| Galveston 17.7 mi | 21,608 | 4 | 1 | 61% | 54% |
| La Porte 18.7 mi | 4,801 | 18 | 4 | 42% | 29% |
| Friendswood 19.2 mi | 6,059 | 30 | 1 | 30% | 23% |
| Pasadena 21.8 mi | 13,636 | 25 | 4 | 57% | 46% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 77590 | 2,633 | $16,954,871 | 1981 (657) | 1,005 of 2,632 |
| 77539 | 8,375 | $456,582,559 | 2017 (2597) | 3,772 of 8,368 |
| 77591 | 1,010 | $23,391,504 | 2017 (307) | 818 of 1,010 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 1 |
| 2025 | 2 |
| 2024 | 106 |
| 2023 | 6 |
| 2022 | 8 |
| 2021 | 45 |
| 2020 | 14 |
| 2019 | 26 |
| 2018 | 48 |
| 2017 | 3,076 |
| 2016 | 30 |
| 2015 | 61 |
| Month | Claims |
|---|---|
| January | 79 |
| February | 26 |
| March | 30 |
| April | 137 |
| May | 151 |
| June | 1,128 |
| July | 1,359 |
| August | 5,670 |
| September | 2,767 |
| October | 357 |
| November | 53 |
| December | 261 |
| Date | Type | Distance |
|---|---|---|
| Apr 29, 2024 | Flash Flood | 8.0 mi |
| Dec 30, 2022 | Flash Flood | 3.4 mi |
| Dec 29, 2022 | Flash Flood | 5.9 mi |
| Jun 4, 2021 | Flash Flood | 8.1 mi |
| May 7, 2019 | Flash Flood | 9.3 mi |
| Oct 24, 2018 | Flash Flood | 7.0 mi |
| Sep 11, 2018 | Flash Flood | 8.4 mi |
| Sep 11, 2018 | Flash Flood | 8.2 mi |
| ZIP (ZCTA) | Share of Texas City's land | Share of the ZIP inside the city |
|---|---|---|
| 77590 | 37% | 98% |
| 77539 | 35% | 48% |
| 77591 | 16% | 100% |
Texas City water damage questions
Do I need flood insurance in Texas City?
Homeowners policies exclude outside floodwater[9], and Texas City-area ZIPs have 3,362 NFIP claims in just the last ten years[1].
Which Texas City ZIP codes do these crews cover?
77590, 77539, and 77591[7], in Galveston County. Nearby pages: League City (13.6 mi), Galveston (17.7 mi), and La Porte (18.7 mi)[4].
Which Texas City ZIP code has the most flood claims?
77539, with 8,375 NFIP claims and $456,582,559 paid[1].
When was the last flood report near Texas City?
Apr 29, 2024: a flash flood report 8.0 miles from the city center[5].
A lot of Texas City homes predate 1980 — what does that mean for plumbing fixtures and water heater work?
44% of Texas City's housing units were built before 1980, 13.9% before 1960[2] — the 4th-highest share of the 15 Houston-area suburbs we cover. Older supply lines and original shut-off valves are common failure points — know where your main shut-off is before you need it.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.