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Water damage restoration · Plano, Texas

Water damage restoration in Plano, TX

Burst pipe, failed water heater, or storm water? Plano-area ZIPs: 114 flood claims since 1979[1]; 18% of homes built before 1980[2]. Request help from local restoration crews. Plano, in Collin County and Denton County — ZIPs 75074, 75093, 75024, 75075, 75025, 75023, counts 293,028 residents (2025 estimate)[3].

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The Plano water damage picture in brief

Population (2025 est.)
293,028[3]+2.6% since 2020
County
Collin / Denton[3]city spans more than one county
Land area
71.7 sq mi[4]
Population density
4,087 / sq mi[3][4]
Flood-insurance (NFIP) claims, local ZIPs
114 since 1979[1]$804,050 paid across 73 claims · ZIP 75074, 75093, 75024, 75075, 75025, 75023
Flood & flash-flood reports within 10 mi
36[5]2016–2025 · latest Aug 31, 2025
Winter-storm & freeze days, collin zone
14[5]2016–2025; hard freezes burst pipes
Federal disaster declarations incl. flooding, Collin Co.
2[6]of 14 total declarations
Homes built before 1980
18%[2]the 8th-highest share of the 15 Dallas–Fort Worth–area suburbs we cover
Households renting
43%[2]2020–2024

Reading the Plano data for water damage

Plano counts 293,028 residents (2025 estimate), growing at a middle-of-the-pack 2.6% since 2020[3]. The city spans 71.7 square miles at 4,087 residents per square mile (the 4th densest) and spans Collin County and Denton County, served by ZIP codes 75074, 75093, 75024, 75075, 75025, 75023[4].

Plano mixes 14% of homes built since 2010 and 18% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.

Plano is split across 6 ZIP codes: 75074 (22% of the city's land), 75093 (20% of the city's land), 75024 (17% of the city's land), 75075 (13% of the city's land), 75025 (13% of the city's land), 75023 (13% of the city's land)[7].

The tracked suburbs closest by are Allen (5.8 mi NE), Frisco (8.4 mi NW) and Carrollton (9.8 mi SW)[4].

114 flood-insurance claims have come from Plano-area ZIP codes (75074, 75093, 75024, 75075, 75025, 75023) since 1979, and $804,050 has been paid on them (about $11,014 per paid claim)[1]. 1982 was the worst year, with 18 claims. That is the 6th-fewest of the 15 Dallas–Fort Worth–area suburbs we cover; for comparison, Allen (56), Frisco (32), and Carrollton (115). Of the 112 claims rated in a flood zone, 32 were in FEMA's high-risk areas (zones A or V) and 80 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.

By month of loss, Plano-area flood claims cluster in April (10), May (40), and June (19) — 69 of 114 dated claims[1].

Within 10 miles of central Plano, weather observers filed 36 flood, flash-flood or heavy-rain reports in 2016–2025 (35 flash floods)[5]. Countywide: 2 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4781, 2024)[6]. Nearby: Allen (27), Frisco (17), and Carrollton (48).

18% of Plano's 117,686 housing units predate 1980[2] — the 8th-highest share of the 15 Dallas–Fort Worth–area suburbs we cover (Allen (7%), Frisco (2%), and Carrollton (26%)). Expect a mix of original and replaced plumbing.

43% of Plano households rent[2]: tenants should report leaks to the landlord in writing, with photos.

How a leak spreads inside a wall

Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.

Illustration, not to scale. Local exposure: 36 flood or flash-flood reports within 10 miles and 114 FEMA flood-insurance claims in area ZIPs — the longer water runs, the further it spreads. Busiest ZIP: 75075 with 64 claims.

Plano storm calendar

Within 10 miles of Plano, 2016–2025: 35 flash-flood reports and 1 flood report[5]. Peak: 75% in May, June, and September. Busiest year 2024 (10); 3 of 10 years had none. Busiest month June 2025 (7). Latest: flash-flood report, Aug 31, 2025, 2.1 mi out.

JFMAMJJASOND2016201720182019202020212022202320242025Jun 2016: 1Jun 2017: 1Sep 2018: 4May 2021: 4Jun 2021: 3Apr 2022: 3May 2024: 6Jun 2024: 1Dec 2024: 3Jun 2025: 7Jul 2025: 2Aug 2025: 1
Plano, 2016–2025
MonthFlash floodFloodHeavy rainAll
Apr3––3
May91–10
Jun13––13
Jul2––2
Aug1––1
Sep4––4
Dec3––3
Darker squares, more reports. NOAA Storm Events Database[5].

water damage help in Plano: what to do next

Water damage restoration contractors taking requests around Plano cover ZIP codes 75074, 75093, 75024, 75075, 75025, 75023.

[PLACEHOLDER consent text — pending legal review and the lead buyer's terms]

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Before reaching out: what a restoration crew does first

Shared walls and ceilings: Plano homes by building type

40%[2] of Plano's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 36%, the 5th-highest multi-unit share of the 15 Dallas–Fort Worth–area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.

After detached houses, the biggest group is 50 or more units: 16,663 of 117,686 housing units[2].

Plano's 117,686 housing units by building type, 2020–2024[2]
Building typeUnitsShareMargin of error
Detached house70,35559.8%±1,237
Attached house (townhouse, rowhouse)4,4853.8%±507
Duplex (2 units)9480.8%±235
3–4 units3,3852.9%±525
5–9 units7,7446.6%±875
10–19 units8,6307.3%±776
20–49 units4,9234.2%±695
50 or more units16,66314.2%±825
Mobile home5070.4%±259
Boat, RV, van, etc.460.0%±50

Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.

The data underneath this Plano page

How Plano stacks up against the median suburb we cover (median of 15)[5][2][1]
MeasurePlanoMedian of 15Difference
Flood reports (10 mi)362412 more
Median home value$465,900$381,00022% higher
Renter-occupied43%38%5 pts higher
NFIP flood claims (area ZIPs)11412713 fewer
Owner-occupied57%62%5 pts lower
Median year built199319974 years older
Built before 198018%18%same as median

Sorted by largest difference. Each median is the middle value across the covered Dallas–Fort Worth–area suburbs, from the same sources.

Plano and nearby suburbs, side by side[1][5][2][4]
CityNFIP claimsFlood reports ≤10 miFreeze daysBuilt before 1980Renting
Plano114361418%43%
Allen 5.8 mi5627147%31%
Frisco 8.4 mi3217142%34%
Carrollton 9.8 mi115481426%41%
McKinney 11.5 mi5711148%36%
Garland 11.9 mi460492055%38%
Flood-insurance claims by ZIP code, since 1979[1]
ZIPClaimsPaidBusiest yearOutside high-risk zones
7507418$286,9252015 (4)14 of 18
7509314$130,9552009 (2)12 of 14
750242$38,4022008 (1)2 of 2
7507564$199,5361982 (17)42 of 62
750250$0——
7502316$148,2321990 (2)10 of 16

ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.

Flood claims by year (latest 12 years with claims)[1]
YearClaims
20261
20243
20221
20214
20202
20192
20183
20171
20164
201511
20122
20111
Flood claims by month of loss, Plano-area ZIPs[1]
MonthClaims
January3
February3
March4
April10
May40
June19
July2
August6
September10
October9
November4
December4
Most recent flood reports within 10 miles[5]
DateTypeDistance
Aug 31, 2025Flash Flood2.1 mi
Jul 12, 2025Flash Flood8.6 mi
Jul 12, 2025Flash Flood7.7 mi
Jun 9, 2025Flash Flood8.5 mi
Jun 4, 2025Flash Flood7.1 mi
Jun 3, 2025Flash Flood8.9 mi
Jun 3, 2025Flash Flood2.9 mi
Jun 3, 2025Flash Flood4.7 mi
ZIP code areas covering Plano[7]
ZIP (ZCTA)Share of Plano's landShare of the ZIP inside the city
7507422%100%
7509320%99%
7502417%96%
7507513%99%
7502513%100%
7502313%100%

water damage questions from Plano homeowners

Do I need flood insurance in Plano?

Homeowners policies exclude outside floodwater[9], and Plano-area ZIPs have 21 NFIP claims in just the last ten years[1].

Which Plano ZIP codes do these crews cover?

75074, 75093, 75024, 75075, 75025, and 75023[7], in Collin County. Nearby pages: Allen (5.8 mi), Frisco (8.4 mi), and Carrollton (9.8 mi)[4].

Which Plano ZIP code has the most flood claims?

75075, with 64 NFIP claims and $199,536 paid[1].

When was the last flood report near Plano?

Aug 31, 2025: a flash flood report 2.1 miles from the city center[5].

I rent in Plano. Who arranges the repair?

43% of occupied Plano homes are rented[2], the 5th-highest share of the 15 Dallas–Fort Worth–area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.

Sources

  1. OpenFEMA NFIP claims
  2. Census ACS 2020–2024 5-year (keyless bulk)
  3. Census population estimates, Vintage 2025
  4. Census Gazetteer 2025
  5. NOAA Storm Events Database
  6. OpenFEMA disaster declarations
  7. Census 2020 ZCTA–place file
  8. FEMA, Flood Zones (link unverified)
  9. FEMA FloodSmart (link unverified)

Data pulled Sep 28, 2026. Full citations and method.