Water damage restoration · Allen, Texas
Water damage restoration in Allen, TX
Burst pipe, failed water heater, or storm water? Allen-area ZIPs: 56 flood claims since 1989[1]; 7% of homes built before 1980[2]. Request help from local restoration crews. Allen, in Collin County — ZIPs 75013, 75002, counts 113,447 residents (2025 estimate)[3].
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The Allen water damage picture in brief
- Population (2025 est.)
- 113,447[3]+8.4% since 2020
- County
- Collin[3]
- Land area
- 26.4 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 56 since 1989[1]$1,861,955 paid across 44 claims · ZIP 75013, 75002
- Flood & flash-flood reports within 10 mi
- 27[5]2016–2025 · latest Sep 22, 2025
- Winter-storm & freeze days, collin zone
- 14[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Collin Co.
- 2[6]of 14 total declarations
- Homes built before 1980
- 7%[2]the 3rd-lowest share of the 15 Dallas–Fort Worth–area suburbs we cover
- Households renting
- 31%[2]2020–2024
What Allen's numbers say about water damage
Allen counts 113,447 residents (2025 estimate), growing at a middle-of-the-pack 8.4% since 2020[3]. It covers 26.4 square miles (4,300 residents per square mile, the 2nd densest), sits entirely in Collin County, in ZIP codes 75013, 75002[4].
Allen mixes 27% of homes built since 2010 and 7% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
2 ZIP codes cover Allen — 75013 (57% of the city's land), 75002 (43% of the city's land)[7].
The closest tracked neighbours are Plano (5.8 mi SW), McKinney (6.5 mi N) and Frisco (9.2 mi W)[4].
56 flood-insurance claims have come from Allen-area ZIP codes (75013, 75002) since 1989, and $1,861,955 has been paid on them (about $42,317 per paid claim)[1]. 2015 was the worst year, with 18 claims. That is the 4th-fewest of the 15 Dallas–Fort Worth–area suburbs we cover; for comparison, Plano (114), McKinney (57), and Frisco (32). Most jobs here start inside the house. Of the 56 claims rated in a flood zone, 25 were in FEMA's high-risk areas (zones A or V) and 31 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Allen-area flood claims cluster in April (7), May (19), and June (7) — 33 of 56 dated claims[1].
Within 10 miles of central Allen, weather observers filed 27 flood, flash-flood or heavy-rain reports in 2016–2025 (26 flash floods)[5]. Countywide: 2 flood declarations since 2000, latest Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (DR-4781, 2024)[6]. Nearby: Plano (36), McKinney (11), and Frisco (17).
7% of Allen's 39,094 housing units predate 1980[2] — the 3rd-lowest share of the 15 Dallas–Fort Worth–area suburbs we cover (Plano (18%), McKinney (8%), and Frisco (2%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
69% of Allen households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Allen has the 3rd-lowest pre-1980 housing share (7%)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Allen storm calendar
Within 10 miles of Allen, 2016–2025: 26 flash-flood reports and 1 flood report[5]. Peak: 78% in April, May, and June. Busiest year 2025 (9); 3 of 10 years had none. Busiest month June 2025 (6). Latest: flash-flood report, Sep 22, 2025, 8.9 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Apr | 5 | – | – | 5 |
| May | 6 | 1 | – | 7 |
| Jun | 9 | – | – | 9 |
| Jul | 1 | – | – | 1 |
| Aug | 1 | – | – | 1 |
| Sep | 3 | – | – | 3 |
| Dec | 1 | – | – | 1 |
Get water damage help in Allen
Water damage restoration contractors taking requests around Allen cover ZIP codes 75013, 75002.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Allen homes by building type
With 73%[2] of homes detached, most Allen water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 50 or more units: 4,374 of 39,094 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 28,701 | 73.4% | ±965 |
| Attached house (townhouse, rowhouse) | 914 | 2.3% | ±283 |
| Duplex (2 units) | 518 | 1.3% | ±255 |
| 3–4 units | 178 | 0.5% | ±111 |
| 5–9 units | 811 | 2.1% | ±257 |
| 10–19 units | 1,700 | 4.3% | ±385 |
| 20–49 units | 1,684 | 4.3% | ±587 |
| 50 or more units | 4,374 | 11.2% | ±577 |
| Mobile home | 214 | 0.5% | ±185 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Allen numbers behind this page
| Measure | Allen | Median of 15 | Difference |
|---|---|---|---|
| Built before 1980 | 7% | 18% | 12 pts lower |
| NFIP flood claims (area ZIPs) | 56 | 127 | 71 fewer |
| Median home value | $464,100 | $381,000 | 22% higher |
| Renter-occupied | 31% | 38% | 8 pts lower |
| Owner-occupied | 69% | 62% | 8 pts higher |
| Flood reports (10 mi) | 27 | 24 | 3 more |
| Median year built | 2003 | 1997 | 6 years newer |
Largest differences first. Medians are the middle value across the covered Dallas–Fort Worth–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Allen | 56 | 27 | 14 | 7% | 31% |
| Plano 5.8 mi | 114 | 36 | 14 | 18% | 43% |
| McKinney 6.5 mi | 57 | 11 | 14 | 8% | 36% |
| Frisco 9.2 mi | 32 | 17 | 14 | 2% | 34% |
| Garland 13.9 mi | 460 | 49 | 20 | 55% | 38% |
| Carrollton 15.4 mi | 115 | 48 | 14 | 26% | 41% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 75013 | 2 | $18,737 | 2007 (1) | 2 of 2 |
| 75002 | 54 | $1,843,218 | 2015 (18) | 29 of 54 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 1 |
| 2024 | 1 |
| 2021 | 1 |
| 2018 | 4 |
| 2017 | 1 |
| 2016 | 1 |
| 2015 | 18 |
| 2014 | 2 |
| 2009 | 1 |
| 2008 | 5 |
| 2007 | 1 |
| 2006 | 2 |
| Month | Claims |
|---|---|
| January | 3 |
| February | 3 |
| March | 4 |
| April | 7 |
| May | 19 |
| June | 7 |
| August | 4 |
| September | 2 |
| October | 3 |
| November | 2 |
| December | 2 |
| Date | Type | Distance |
|---|---|---|
| Sep 22, 2025 | Flash Flood | 8.9 mi |
| Aug 31, 2025 | Flash Flood | 7.9 mi |
| Jun 9, 2025 | Flash Flood | 9.5 mi |
| Jun 4, 2025 | Flash Flood | 9.1 mi |
| Jun 3, 2025 | Flash Flood | 10.0 mi |
| Jun 3, 2025 | Flash Flood | 6.3 mi |
| Jun 3, 2025 | Flash Flood | 9.8 mi |
| Jun 3, 2025 | Flash Flood | 9.9 mi |
| ZIP (ZCTA) | Share of Allen's land | Share of the ZIP inside the city |
|---|---|---|
| 75013 | 57% | 100% |
| 75002 | 43% | 30% |
water damage questions from Allen homeowners
Do I need flood insurance in Allen?
Homeowners policies exclude outside floodwater[9], and Allen-area ZIPs have 9 NFIP claims in just the last ten years[1].
Which Allen ZIP codes do these crews cover?
75013 and 75002[7], in Collin County. Nearby pages: Plano (5.8 mi), McKinney (6.5 mi), and Frisco (9.2 mi)[4].
Which Allen ZIP code has the most flood claims?
75002, with 54 NFIP claims and $1,843,218 paid[1].
When was the last flood report near Allen?
Sep 22, 2025: a flash flood report 8.9 miles from the city center[5].
My Allen home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 27% of Allen's housing units were built in 2010 or later[2], the 4th-highest share of the 15 Dallas–Fort Worth–area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.