Water damage restoration · Schaumburg, Illinois
Water damage restoration in Schaumburg, IL
Burst pipe, failed water heater, or storm water? Schaumburg-area ZIPs: 40 flood claims since 1978[1]; 53% of homes built before 1980[2]. Request help from local restoration crews. Schaumburg, in Cook County and DuPage County — ZIPs 60193, 60173, 60194, 60195, counts 77,249 residents (2025 estimate)[3].
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Schaumburg at a glance for water damage
- Population (2025 est.)
- 77,249[3]-1.9% since 2020
- County
- Cook / DuPage[3]city spans more than one county
- Land area
- 19.4 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 40 since 1978[1]$400,672 paid across 31 claims · ZIP 60193, 60173, 60194, 60195
- Flood & flash-flood reports within 10 mi
- 44[5]2016–2025 · latest Aug 17, 2025
- Winter-storm & freeze days, cook zone
- 20[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Cook Co.
- 7[6]of 12 total declarations
- Homes built before 1980
- 53%[2]the 7th-lowest share of the 15 Chicago-area suburbs we cover
- Households renting
- 37%[2]2020–2024
Reading the Schaumburg data for water damage
Schaumburg is one of the most established suburbs tracked here — 77,249 people (2025 estimate), down just 1.9% since 2020[3]. The city spans 19.4 square miles at 3,985 residents per square mile (the 8th densest) and spans Cook County and DuPage County, served by ZIP codes 60193, 60173, 60194, 60195[4].
Schaumburg mixes 3% of homes built since 2010 and 53% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Schaumburg is split across 4 ZIP codes: 60193 (42% of the city's land), 60173 (30% of the city's land), 60194 (19% of the city's land), 60195 (5% of the city's land)[7].
The closest tracked neighbours are Palatine (6.4 mi N), Arlington Heights (7.1 mi NE) and Des Plaines (9.4 mi E)[4].
40 flood-insurance claims have come from Schaumburg-area ZIP codes (60193, 60173, 60194, 60195) since 1978, and $400,672 has been paid on them (about $12,925 per paid claim)[1]. 1987 was the worst year, with 6 claims. That is the 2nd-fewest of the 15 Chicago-area suburbs we cover; for comparison, Palatine (152), Arlington Heights (91), and Des Plaines (1,818). Most jobs here start inside the house. Of the 34 claims rated in a flood zone, 14 were in FEMA's high-risk areas (zones A or V) and 20 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Schaumburg-area flood claims cluster in March (4), July (6), and August (15) — 25 of 40 dated claims[1].
Within 10 miles of central Schaumburg, weather observers filed 44 flood, flash-flood or heavy-rain reports in 2016–2025 (7 flash floods)[5]. Countywide: 7 flood declarations since 2000, latest Severe Storms, Tornadoes, Straight-Line Winds, and Floodng (DR-4819, 2024)[6]. Nearby: Palatine (36), Arlington Heights (47), and Des Plaines (71).
53% of Schaumburg's 33,346 housing units predate 1980[2] — the 7th-lowest share of the 15 Chicago-area suburbs we cover (Palatine (58%), Arlington Heights (64%), and Des Plaines (71%)). Expect a mix of original and replaced plumbing.
63% of Schaumburg households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 15 suburbs on this site, Schaumburg has the 2nd-fewest NFIP flood claims (40)[1] and the 2nd-highest renter share (37%)[2].
How a leak spreads inside a wall
Leaked water spreads outward and wicks up drywall the longer it runs.
Schaumburg storm calendar
Within 10 miles of Schaumburg, 2016–2025: 7 flash-flood reports, 29 flood reports, and 8 heavy-rain reports[5]. Peak: 70% in May, June, and July. Busiest year 2018 (13). Busiest month May 2018 (9). Latest: flash-flood report, Aug 17, 2025, 7.4 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | – | 1 | – | 1 |
| Mar | – | 1 | – | 1 |
| Apr | – | 1 | – | 1 |
| May | 4 | 10 | 1 | 15 |
| Jun | – | 5 | 3 | 8 |
| Jul | – | 4 | 4 | 8 |
| Aug | 3 | – | – | 3 |
| Sep | – | 2 | – | 2 |
| Oct | – | 5 | – | 5 |
water damage help in Schaumburg: what to do next
Water damage restoration contractors taking requests around Schaumburg cover ZIP codes 60193, 60173, 60194, 60195.
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Schaumburg homes by building type
65%[2] of Schaumburg's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 46%, the 2nd-highest multi-unit share of the 15 Chicago-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 6,204 of 33,346 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 11,630 | 34.9% | ±589 |
| Attached house (townhouse, rowhouse) | 6,204 | 18.6% | ±611 |
| Duplex (2 units) | 439 | 1.3% | ±242 |
| 3–4 units | 4,900 | 14.7% | ±594 |
| 5–9 units | 3,156 | 9.5% | ±571 |
| 10–19 units | 1,530 | 4.6% | ±336 |
| 20–49 units | 1,705 | 5.1% | ±377 |
| 50 or more units | 3,595 | 10.8% | ±498 |
| Mobile home | 161 | 0.5% | ±152 |
| Boat, RV, van, etc. | 26 | 0.1% | ±24 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The Schaumburg numbers behind this page
| Measure | Schaumburg | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 40 | 158 | 118 fewer |
| Renter-occupied | 37% | 26% | 11 pts higher |
| Flood reports (10 mi) | 44 | 56 | 12 fewer |
| Owner-occupied | 63% | 74% | 11 pts lower |
| Median home value | $330,400 | $355,600 | 7% lower |
| Built before 1980 | 53% | 55% | 2 pts lower |
| Median year built | 1979 | 1977 | 2 years newer |
Sorted by largest difference. Each median is the middle value across the covered Chicago-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Schaumburg | 40 | 44 | 20 | 53% | 37% |
| Palatine 6.4 mi | 152 | 36 | 20 | 58% | 33% |
| Arlington Heights 7.1 mi | 91 | 47 | 20 | 64% | 26% |
| Des Plaines 9.4 mi | 1,818 | 71 | 20 | 71% | 22% |
| Wheaton 12.0 mi | 232 | 77 | — | 62% | 28% |
| Elgin 12.4 mi | 165 | 20 | 55 | 55% | 28% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 60193 | 22 | $239,904 | 1979 (3) | 16 of 18 |
| 60173 | 8 | $131,064 | 1987 (2) | 3 of 7 |
| 60194 | 8 | $11,142 | 1982 (4) | 1 of 8 |
| 60195 | 2 | $18,562 | 1979 (1) | 0 of 1 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2020 | 1 |
| 2018 | 3 |
| 2017 | 3 |
| 2015 | 2 |
| 2014 | 2 |
| 2011 | 3 |
| 2008 | 1 |
| 2001 | 1 |
| 1994 | 1 |
| 1990 | 2 |
| 1989 | 1 |
| 1987 | 6 |
| Month | Claims |
|---|---|
| January | 1 |
| February | 2 |
| March | 4 |
| April | 1 |
| May | 3 |
| June | 4 |
| July | 6 |
| August | 15 |
| September | 2 |
| October | 2 |
| Date | Type | Distance |
|---|---|---|
| Aug 17, 2025 | Flash Flood | 7.4 mi |
| Jul 27, 2025 | Heavy Rain | 4.8 mi |
| Jul 27, 2025 | Heavy Rain | 8.9 mi |
| Jan 31, 2025 | Flood | 4.5 mi |
| Jul 14, 2024 | Flood | 6.7 mi |
| Apr 4, 2023 | Flood | 4.5 mi |
| Mar 31, 2023 | Flood | 6.6 mi |
| Sep 11, 2022 | Flood | 9.8 mi |
| ZIP (ZCTA) | Share of Schaumburg's land | Share of the ZIP inside the city |
|---|---|---|
| 60193 | 42% | 91% |
| 60173 | 30% | 91% |
| 60194 | 19% | 100% |
| 60195 | 5% | 56% |
water damage questions from Schaumburg homeowners
Do I need flood insurance in Schaumburg?
Homeowners policies exclude outside floodwater[9], and Schaumburg-area ZIPs have 7 NFIP claims in just the last ten years[1].
Which Schaumburg ZIP codes do these crews cover?
60193, 60173, 60194, and 60195[7], in Cook County. Nearby pages: Palatine (6.4 mi), Arlington Heights (7.1 mi), and Des Plaines (9.4 mi)[4].
Which Schaumburg ZIP code has the most flood claims?
60193, with 22 NFIP claims and $239,904 paid[1].
When was the last flood report near Schaumburg?
Aug 17, 2025: a flash flood report 7.4 miles from the city center[5].
I rent in Schaumburg. Who arranges the repair?
37% of occupied Schaumburg homes are rented[2], the 2nd-highest share of the 15 Chicago-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.