Water damage restoration · Palatine, Illinois
Water damage restoration in Palatine, IL
Burst pipe, failed water heater, or storm water? Palatine-area ZIPs: 152 flood claims since 1978[1]; 58% of homes built before 1980[2]. Request help from local restoration crews. Palatine, in Cook County — ZIPs 60067, 60074, counts 65,842 residents (2025 estimate)[3].
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Palatine water damage snapshot: the key figures
- Population (2025 est.)
- 65,842[3]-3.0% since 2020
- County
- Cook[3]
- Land area
- 14.1 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 152 since 1978[1]$1,224,210 paid across 107 claims · ZIP 60067, 60074
- Flood & flash-flood reports within 10 mi
- 36[5]2016–2025 · latest Jan 31, 2025
- Winter-storm & freeze days, cook zone
- 20[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Cook Co.
- 7[6]of 12 total declarations
- Homes built before 1980
- 58%[2]the 7th-highest share of the 15 Chicago-area suburbs we cover
- Households renting
- 33%[2]2020–2024
What Palatine's numbers say about water damage
Palatine is one of the most established suburbs tracked here — 65,842 people (2025 estimate), down just 3.0% since 2020[3]. On the map that's 14.1 square miles holding 4,669 residents per square mile, the 4th densest of the suburbs here; it sits entirely in Cook County, with ZIP codes 60067, 60074[4].
Palatine mixes 2% of homes built since 2010 and 58% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Palatine is split across 2 ZIP codes: 60067 (59% of the city's land), 60074 (41% of the city's land)[7].
The tracked suburbs closest by are Arlington Heights (3.5 mi E), Schaumburg (6.4 mi S) and Des Plaines (9.3 mi SE)[4].
152 flood-insurance claims have come from Palatine-area ZIP codes (60067, 60074) since 1978, and $1,224,210 has been paid on them (about $11,441 per paid claim)[1]. 2007 was the worst year, with 17 claims. That is the 7th-fewest of the 15 Chicago-area suburbs we cover; for comparison, Arlington Heights (91), Schaumburg (40), and Des Plaines (1,818). Of the 142 claims rated in a flood zone, 92 were in FEMA's high-risk areas (zones A or V) and 49 outside them (zones B, C or X), with 1 in undetermined zone D[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Palatine-area flood claims cluster in July (31), August (36), and September (20) — 87 of 152 dated claims[1].
Within 10 miles of central Palatine, weather observers filed 36 flood, flash-flood or heavy-rain reports in 2016–2025 (4 flash floods)[5]. Countywide: 7 flood declarations since 2000, latest Severe Storms, Tornadoes, Straight-Line Winds, and Floodng (DR-4819, 2024)[6]. Nearby: Arlington Heights (47), Schaumburg (44), and Des Plaines (71).
58% of Palatine's 28,469 housing units predate 1980[2] — the 7th-highest share of the 15 Chicago-area suburbs we cover (Arlington Heights (64%), Schaumburg (53%), and Des Plaines (71%)). Expect a mix of original and replaced plumbing.
67% of Palatine households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Measured against the 15 suburbs on this site, Palatine records the 2nd-fewest flood reports nearby (36)[5].
How a leak spreads inside a wall
Water on the move: it spreads across floors and wicks upward into drywall until it is stopped.
Palatine storm calendar
Within 10 miles of Palatine, 2016–2025: 4 flash-flood reports, 25 flood reports, and 7 heavy-rain reports[5]. Peak: 75% in May, June, and July. Busiest year 2018 (11). Busiest month May 2018 (9). Latest: flood report, Jan 31, 2025, 5.1 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Jan | – | 1 | – | 1 |
| Mar | – | 1 | – | 1 |
| Apr | – | 1 | – | 1 |
| May | 1 | 11 | 1 | 13 |
| Jun | 1 | 2 | 6 | 9 |
| Jul | 1 | 4 | – | 5 |
| Aug | 1 | – | – | 1 |
| Sep | – | 2 | – | 2 |
| Oct | – | 3 | – | 3 |
water damage help in Palatine: what to do next
Water damage restoration contractors taking requests around Palatine cover ZIP codes 60067, 60074.
Before you call: what a restoration crew does first
Shared walls and ceilings: Palatine homes by building type
57%[2] of Palatine's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 42%, the 3rd-highest multi-unit share of the 15 Chicago-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is 5–9 units: 4,613 of 28,469 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 12,089 | 42.5% | ±683 |
| Attached house (townhouse, rowhouse) | 4,409 | 15.5% | ±482 |
| Duplex (2 units) | 253 | 0.9% | ±146 |
| 3–4 units | 1,884 | 6.6% | ±363 |
| 5–9 units | 4,613 | 16.2% | ±603 |
| 10–19 units | 1,493 | 5.2% | ±272 |
| 20–49 units | 1,770 | 6.2% | ±305 |
| 50 or more units | 1,905 | 6.7% | ±354 |
| Mobile home | 53 | 0.2% | ±57 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Palatine page
| Measure | Palatine | Median of 15 | Difference |
|---|---|---|---|
| Flood reports (10 mi) | 36 | 56 | 20 fewer |
| Renter-occupied | 33% | 26% | 7 pts higher |
| Owner-occupied | 67% | 74% | 7 pts lower |
| Built before 1980 | 58% | 55% | 4 pts higher |
| NFIP flood claims (area ZIPs) | 152 | 158 | 6 fewer |
| Median year built | 1977 | 1977 | same as median |
| Median home value | $355,600 | $355,600 | same as median |
Largest differences first. Medians are the middle value across the covered Chicago-area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Freeze days | Built before 1980 | Renting |
|---|---|---|---|---|---|
| Palatine | 152 | 36 | 20 | 58% | 33% |
| Arlington Heights 3.5 mi | 91 | 47 | 20 | 64% | 26% |
| Schaumburg 6.4 mi | 40 | 44 | 20 | 53% | 37% |
| Des Plaines 9.3 mi | 1,818 | 71 | 20 | 71% | 22% |
| Elgin 15.4 mi | 165 | 20 | 55 | 55% | 28% |
| Skokie 16.6 mi | 362 | 68 | 20 | 85% | 25% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 60067 | 98 | $959,421 | 2008 (13) | 31 of 90 |
| 60074 | 54 | $264,789 | 2007 (12) | 18 of 52 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2022 | 1 |
| 2020 | 2 |
| 2019 | 1 |
| 2018 | 2 |
| 2017 | 5 |
| 2016 | 1 |
| 2015 | 1 |
| 2013 | 12 |
| 2011 | 8 |
| 2010 | 3 |
| 2008 | 13 |
| 2007 | 17 |
| Month | Claims |
|---|---|
| February | 7 |
| March | 10 |
| April | 13 |
| May | 8 |
| June | 11 |
| July | 31 |
| August | 36 |
| September | 20 |
| October | 11 |
| December | 5 |
| Date | Type | Distance |
|---|---|---|
| Jan 31, 2025 | Flood | 5.1 mi |
| Jul 15, 2024 | Flood | 8.4 mi |
| Jun 22, 2024 | Heavy Rain | 8.1 mi |
| Jun 22, 2024 | Heavy Rain | 10.0 mi |
| Jun 22, 2024 | Heavy Rain | 9.2 mi |
| Jun 22, 2024 | Heavy Rain | 7.9 mi |
| Apr 4, 2023 | Flood | 1.9 mi |
| Mar 31, 2023 | Flood | 9.5 mi |
| ZIP (ZCTA) | Share of Palatine's land | Share of the ZIP inside the city |
|---|---|---|
| 60067 | 59% | 62% |
| 60074 | 41% | 78% |
Common Palatine water damage questions
Do I need flood insurance in Palatine?
Homeowners policies exclude outside floodwater[9], and Palatine-area ZIPs have 12 NFIP claims in just the last ten years[1].
Which Palatine ZIP codes do these crews cover?
60067 and 60074[7], in Cook County. Nearby pages: Arlington Heights (3.5 mi), Schaumburg (6.4 mi), and Des Plaines (9.3 mi)[4].
Which Palatine ZIP code has the most flood claims?
60067, with 98 NFIP claims and $959,421 paid[1].
When was the last flood report near Palatine?
Jan 31, 2025: a flood report 5.1 miles from the city center[5].
I rent in Palatine. Who arranges the repair?
33% of occupied Palatine homes are rented[2], the 4th-highest share of the 15 Chicago-area suburbs we cover. Tell your landlord or property manager in writing first; your lease says who arranges repairs.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.