Water damage restoration · Plant City, Florida
Water damage restoration in Plant City, FL
Burst pipe, failed water heater, or storm water? Plant City-area ZIPs: 339 flood claims since 1979[1]; 33% of homes built before 1980[2]. Request help from local restoration crews. Plant City, in Hillsborough County — ZIPs 33563, 33566, 33565, counts 44,118 residents (2025 estimate)[3].
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The Plant City water damage picture in brief
- Population (2025 est.)
- 44,118[3]+10.7% since 2020
- County
- Hillsborough[3]
- Land area
- 30.2 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 339 since 1979[1]$17,594,647 paid across 266 claims · ZIP 33563, 33566, 33565
- Flood & flash-flood reports within 10 mi
- 6[5]2016–2025 · latest Jul 14, 2025
- Homes built before 1980
- 33%[2]the 3rd-lowest share of the 14 Tampa Bay–area suburbs we cover
- Households renting
- 34%[2]2020–2024
What Plant City's numbers say about water damage
Plant City is one of the fastest-growing Tampa Bay suburbs tracked here: 44,118 people (2025 estimate), up 10.7% since 2020[3]. The city spans 30.2 square miles at 1,461 residents per square mile (the 13th densest) and sits entirely in Hillsborough County, served by ZIP codes 33563, 33566, 33565[4].
Plant City mixes 13% of homes built since 2010 and 33% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
Mail to Plant City goes through 3 ZIP codes — 33563 (48% of the city's land), 33566 (36% of the city's land), 33565 (15% of the city's land)[6].
The tracked suburbs closest by are Temple Terrace (15.9 mi W), Zephyrhills (16.0 mi N) and Oldsmar (33.8 mi W)[4].
339 flood-insurance claims have come from Plant City-area ZIP codes (33563, 33566, 33565) since 1979, and $17,594,647 has been paid on them (about $66,145 per paid claim)[1]. 2024 was the worst year, with 228 claims. That is the 5th-fewest of the 14 Tampa Bay–area suburbs we cover; for comparison, Temple Terrace (146), Zephyrhills (195), and Oldsmar (898). Most jobs here start inside the house. Of the 339 claims rated in a flood zone, 278 were in FEMA's high-risk areas (zones A or V) and 61 outside them (zones B, C or X)[1][7] — flooding here is not only a high-risk-zone problem.
By month of loss, Plant City-area flood claims cluster in May (17), September (47), and October (228) — 292 of 339 dated claims[1].
Within 10 miles of central Plant City, weather observers filed 6 flood, flash-flood or heavy-rain reports in 2016–2025 (1 flash floods)[5]. Countywide: no flood declarations since 2000[8]. Nearby: Temple Terrace (10), Zephyrhills (0), and Oldsmar (0).
33% of Plant City's 15,482 housing units predate 1980[2] — the 3rd-lowest share of the 14 Tampa Bay–area suburbs we cover (Temple Terrace (43%), Zephyrhills (34%), and Oldsmar (23%)). In newer houses, check fittings, washer hoses and the water-heater pan first — and any builder warranty.
66% of Plant City households own their home[2], so most claims and rebuilds here are coordinated by the owner.
Out of the 14 suburbs on this site, Plant City has the 2nd-newest housing (by median year built) (1989)[2] and the 3rd-lowest pre-1980 housing share (33%)[2].
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Plant City storm calendar
Within 10 miles of Plant City, 2016–2025: 1 flash-flood report, 2 flood reports, and 3 heavy-rain reports[5]. Peak: 100% in May, July, and September. Busiest year 2025 (4); 7 of 10 years had none. Busiest month July 2025 (4). Latest: flash-flood report, Jul 14, 2025, 3.6 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| May | – | 1 | – | 1 |
| Jul | 1 | – | 3 | 4 |
| Sep | – | 1 | – | 1 |
Finding water damage help around Plant City
Your request reaches Water damage restoration contractors who serve Plant City (ZIP codes 33563, 33566, 33565).
Before you pick up the phone: what a restoration crew does first
Shared walls and ceilings: Plant City homes by building type
With 68%[2] of homes detached, most Plant City water-damage jobs stay inside one house — the owner's policy and the owner's call.
After detached houses, the biggest group is 5–9 units: 904 of 15,482 housing units[2].
Plant City also has 891 mobile homes (5.8%); for a leak under one, ask for a crew that works on manufactured homes.
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 10,471 | 67.6% | ±520 |
| Attached house (townhouse, rowhouse) | 643 | 4.2% | ±196 |
| Duplex (2 units) | 390 | 2.5% | ±194 |
| 3–4 units | 556 | 3.6% | ±178 |
| 5–9 units | 904 | 5.8% | ±323 |
| 10–19 units | 585 | 3.8% | ±209 |
| 20–49 units | 339 | 2.2% | ±152 |
| 50 or more units | 684 | 4.4% | ±344 |
| Mobile home | 891 | 5.8% | ±251 |
| Boat, RV, van, etc. | 19 | 0.1% | ±31 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
Plant City by the numbers
| Measure | Plant City | Median of 14 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 339 | 1,188 | 849 fewer |
| Built before 1980 | 33% | 48% | 15 pts lower |
| Flood reports (10 mi) | 6 | 5 | 1 more |
| Median home value | $291,800 | $337,750 | 14% lower |
| Renter-occupied | 34% | 30% | 3 pts higher |
| Owner-occupied | 66% | 70% | 3 pts lower |
| Median year built | 1989 | 1981 | 8 years newer |
Largest differences first. Medians are the middle value across the covered Tampa Bay–area suburbs, from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Plant City | 339 | 6 | 33% | 34% |
| Temple Terrace 15.9 mi | 146 | 10 | 43% | 50% |
| Zephyrhills 16.0 mi | 195 | 0 | 34% | 30% |
| Oldsmar 33.8 mi | 898 | 0 | 23% | 23% |
| Safety Harbor 35.4 mi | 142 | 1 | 29% | 16% |
| Pinellas Park 37.6 mi | 1,567 | 8 | 57% | 31% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 33563 | 147 | $10,127,689 | 2024 (108) | 17 of 147 |
| 33566 | 48 | $4,055,699 | 2024 (31) | 10 of 48 |
| 33565 | 144 | $3,411,259 | 2024 (89) | 34 of 144 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2025 | 3 |
| 2024 | 228 |
| 2023 | 3 |
| 2022 | 2 |
| 2021 | 1 |
| 2020 | 2 |
| 2019 | 3 |
| 2018 | 3 |
| 2017 | 21 |
| 2016 | 4 |
| 2015 | 4 |
| 2014 | 2 |
| Month | Claims |
|---|---|
| January | 3 |
| March | 7 |
| April | 1 |
| May | 17 |
| June | 8 |
| July | 5 |
| August | 17 |
| September | 47 |
| October | 228 |
| November | 2 |
| December | 4 |
| Date | Type | Distance |
|---|---|---|
| Jul 14, 2025 | Heavy Rain | 4.8 mi |
| Jul 14, 2025 | Heavy Rain | 3.9 mi |
| Jul 14, 2025 | Heavy Rain | 4.3 mi |
| Jul 14, 2025 | Flash Flood | 3.6 mi |
| Sep 27, 2020 | Flood | 1.3 mi |
| May 17, 2018 | Flood | 4.8 mi |
| ZIP (ZCTA) | Share of Plant City's land | Share of the ZIP inside the city |
|---|---|---|
| 33563 | 48% | 88% |
| 33566 | 36% | 41% |
| 33565 | 15% | 5% |
water damage questions from Plant City homeowners
Do I need flood insurance in Plant City?
Homeowners policies exclude outside floodwater[9], and Plant City-area ZIPs have 270 NFIP claims in just the last ten years[1].
Which Plant City ZIP codes do these crews cover?
33563, 33566, and 33565[6], in Hillsborough County. Nearby pages: Temple Terrace (15.9 mi), Zephyrhills (16.0 mi), and Oldsmar (33.8 mi)[4].
Which Plant City ZIP code has the most flood claims?
33563, with 147 NFIP claims and $10,127,689 paid[1].
When was the last flood report near Plant City?
Jul 14, 2025: a heavy rain report 4.8 miles from the city center[5].
My Plant City home is fairly new — could the plumbing fixtures and water heater still be under warranty?
Possibly: 13% of Plant City's housing units were built in 2010 or later[2], the 2nd-highest share of the 14 Tampa Bay–area suburbs we cover. Check your closing paperwork for warranties before paying for a repair.
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- OpenFEMA disaster declarations
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.