Water damage restoration · Grove City, Ohio
Water damage restoration in Grove City, OH
Burst pipe, failed water heater, or storm water? Grove City-area ZIPs: 89 flood claims since 1978[1]; 33% of homes built before 1980[2]. Request help from local restoration crews. Grove City, in Franklin County — ZIP 43123, counts 45,180 residents (2025 estimate)[3].
Request helpIs this a water-damage emergency?
Answer a few questions for a plan for the next hour.
Grove City water damage snapshot: the key figures
- Population (2025 est.)
- 45,180[3]+9.5% since 2020
- County
- Franklin[3]
- Land area
- 18.9 sq mi[4]
- Flood-insurance (NFIP) claims, local ZIPs
- 89 since 1978[1]$519,946 paid across 56 claims · ZIP 43123
- Flood & flash-flood reports within 10 mi
- 44[5]2016–2025 · latest Jul 26, 2025
- Winter-storm & freeze days, franklin zone
- 68[5]2016–2025; hard freezes burst pipes
- Federal disaster declarations incl. flooding, Franklin Co.
- 4[6]of 14 total declarations
- Homes built before 1980
- 33%[2]the 6th-lowest share of the 15 Columbus-area suburbs we cover
- Households renting
- 29%[2]2020–2024
What the local data means for water damage in Grove City
Grove City is one of the fastest-growing Columbus-metro suburbs tracked here: 45,180 people (2025 estimate), up 9.5% since 2020[3]. On the map that's 18.9 square miles holding 2,386 residents per square mile, the 11th densest of the suburbs here; it sits entirely in Franklin County, with ZIP code 43123[4].
Grove City mixes 19% of homes built since 2010 and 33% before 1980[2]: new supply lines and water heaters in one house, aging pipe and original valves in the next — so where a leak starts depends a lot on the address.
The entire city sits in ZIP code 43123[7].
The tracked suburbs closest by are Upper Arlington (11.1 mi N), Whitehall (12.0 mi NE) and Hilliard (12.6 mi N)[4].
89 flood-insurance claims have come from Grove City-area ZIP codes (43123) since 1978, and $519,946 has been paid on them (about $9,285 per paid claim)[1]. 1998 was the worst year, with 31 claims. That is the 5th-most of the 15 Columbus-area suburbs we cover; for comparison, Upper Arlington (76), Whitehall (102), and Hilliard (7). Outside water is a real part of the picture here. Of the 75 claims rated in a flood zone, 45 were in FEMA's high-risk areas (zones A or V) and 30 outside them (zones B, C or X)[1][8] — flooding here is not only a high-risk-zone problem.
By month of loss, Grove City-area flood claims cluster in January (7), June (44), and September (9) — 60 of 89 dated claims[1].
Within 10 miles of central Grove City, weather observers filed 44 flood, flash-flood or heavy-rain reports in 2016–2025 (10 flash floods)[5]. Countywide: 4 flood declarations since 2000, latest Severe Winter Storms, Flooding, and Mudslides (DR-1580, 2004)[6]. Nearby: Upper Arlington (46), Whitehall (68), and Hilliard (29).
33% of Grove City's 18,486 housing units predate 1980[2] — the 6th-lowest share of the 15 Columbus-area suburbs we cover (Upper Arlington (84%), Whitehall (79%), and Hilliard (21%)). Expect a mix of original and replaced plumbing.
71% of Grove City households own their home[2], so most claims and rebuilds here are coordinated by the owner.
How a leak spreads inside a wall
Give a leak time and it travels — outward across the floor, upward into drywall by capillary action.
Grove City storm calendar
Within 10 miles of Grove City, 2016–2025: 10 flash-flood reports and 34 flood reports[5]. Peak: 61% in May, June, and August. Busiest year 2018 (9). Busiest month May 2020 (6). Latest: flood report, Jul 26, 2025, 7.8 mi out.
| Month | Flash flood | Flood | Heavy rain | All |
|---|---|---|---|---|
| Feb | – | 1 | – | 1 |
| Mar | 1 | 1 | – | 2 |
| Apr | – | 5 | – | 5 |
| May | 1 | 7 | – | 8 |
| Jun | 4 | 6 | – | 10 |
| Jul | 3 | 5 | – | 8 |
| Aug | 1 | 8 | – | 9 |
| Sep | – | 1 | – | 1 |
Finding water damage help around Grove City
Water damage restoration contractors taking requests around Grove City cover ZIP code 43123.
Before reaching out: what a restoration crew does first
Shared walls and ceilings: Grove City homes by building type
36%[2] of Grove City's homes share walls, floors or ceilings with a neighbour (multi-unit buildings alone: 22%, the 8th-highest multi-unit share of the 15 Columbus-area suburbs we cover). Water crosses those lines: in an attached or stacked unit, tell the neighbour and the association or landlord right away, and check whose policy covers which part of the damage.
After detached houses, the biggest group is attached house (townhouse, rowhouse): 2,479 of 18,486 housing units[2].
| Building type | Units | Share | Margin of error |
|---|---|---|---|
| Detached house | 11,673 | 63.1% | ±621 |
| Attached house (townhouse, rowhouse) | 2,479 | 13.4% | ±596 |
| Duplex (2 units) | 369 | 2.0% | ±177 |
| 3–4 units | 1,045 | 5.7% | ±282 |
| 5–9 units | 1,437 | 7.8% | ±303 |
| 10–19 units | 187 | 1.0% | ±124 |
| 20–49 units | 256 | 1.4% | ±157 |
| 50 or more units | 857 | 4.6% | ±295 |
| Mobile home | 147 | 0.8% | ±103 |
| Boat, RV, van, etc. | 36 | 0.2% | ±53 |
Margins of error are the Census Bureau’s 90% intervals; small categories in small cities are rough.
The data underneath this Grove City page
| Measure | Grove City | Median of 15 | Difference |
|---|---|---|---|
| NFIP flood claims (area ZIPs) | 89 | 68 | 21 more |
| Flood reports (10 mi) | 44 | 35 | 9 more |
| Built before 1980 | 33% | 42% | 9 pts lower |
| Median home value | $310,400 | $339,600 | 9% lower |
| Renter-occupied | 29% | 29% | 1 pts lower |
| Owner-occupied | 71% | 71% | 1 pts higher |
| Median year built | 1995 | 1985 | 10 years newer |
Biggest gaps first. Medians are middle values across the Columbus-area suburbs we cover, drawn from the same sources.
| City | NFIP claims | Flood reports ≤10 mi | Built before 1980 | Renting |
|---|---|---|---|---|
| Grove City | 89 | 44 | 33% | 29% |
| Upper Arlington 11.1 mi | 76 | 46 | 84% | 21% |
| Whitehall 12.0 mi | 102 | 68 | 79% | 60% |
| Hilliard 12.6 mi | 7 | 29 | 21% | 31% |
| Gahanna 15.4 mi | 68 | 58 | 42% | 29% |
| Worthington 16.1 mi | 60 | 43 | 83% | 17% |
| ZIP | Claims | Paid | Busiest year | Outside high-risk zones |
|---|---|---|---|---|
| 43123 | 89 | $519,946 | 1998 (31) | 30 of 75 |
ZIPs extend past city limits. Outside high-risk zones: claims rated in zone B, C or X, of the claims that carry a zone.
| Year | Claims |
|---|---|
| 2026 | 5 |
| 2020 | 4 |
| 2019 | 2 |
| 2018 | 1 |
| 2017 | 1 |
| 2015 | 7 |
| 2014 | 1 |
| 2012 | 1 |
| 2007 | 2 |
| 2005 | 4 |
| 2004 | 1 |
| 2001 | 1 |
| Month | Claims |
|---|---|
| January | 7 |
| February | 3 |
| March | 6 |
| April | 1 |
| May | 5 |
| June | 44 |
| July | 3 |
| August | 6 |
| September | 9 |
| November | 1 |
| December | 4 |
| Date | Type | Distance |
|---|---|---|
| Jul 26, 2025 | Flood | 10.0 mi |
| Jul 26, 2025 | Flood | 5.7 mi |
| Jul 26, 2025 | Flood | 7.8 mi |
| Jun 16, 2025 | Flood | 6.0 mi |
| Jun 16, 2025 | Flood | 4.6 mi |
| Apr 2, 2024 | Flood | 6.9 mi |
| Apr 2, 2024 | Flood | 7.4 mi |
| Apr 2, 2024 | Flood | 2.5 mi |
| ZIP (ZCTA) | Share of Grove City's land | Share of the ZIP inside the city |
|---|---|---|
| 43123 | 100% | 29% |
water damage questions from Grove City homeowners
Do I need flood insurance in Grove City?
Homeowners policies exclude outside floodwater[9], and Grove City-area ZIPs have 13 NFIP claims in just the last ten years[1].
Which Grove City ZIP codes do these crews cover?
43123[7], in Franklin County. Nearby pages: Upper Arlington (11.1 mi), Whitehall (12.0 mi), and Hilliard (12.6 mi)[4].
When was the last flood report near Grove City?
Jul 26, 2025: a flood report 10.0 miles from the city center[5].
Sources
- OpenFEMA NFIP claims
- Census ACS 2020–2024 5-year (keyless bulk)
- Census population estimates, Vintage 2025
- Census Gazetteer 2025
- NOAA Storm Events Database
- OpenFEMA disaster declarations
- Census 2020 ZCTA–place file
- FEMA, Flood Zones (link unverified)
- FEMA FloodSmart (link unverified)
Data pulled Sep 28, 2026. Full citations and method.